Thank you Happy Mama, I'm sorry I don't know your first name! LOL!.
I find it ironic that you "friended" me as I was thinking of doing the same with you. You always have nice things to say and very encouraging words for me. thank you! You are very kind.
Slow starting, I ordered Dave Ramseys first book. I must increase my income ! I make good money, but I have to push it up. I just need to get more angry and focused. How are you doing ???