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  1. 06-07-2010, 12:25 AM #1
    AspiringToBeFrugal
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    Default Miserly Monday--June 7

    Getting an early start on this one!

    I have a coupon swap this morning and a meeting at noon so DS and I will be up and at 'em early! I also need to:
    ~ Do 2 loads of laundry
    ~ Fold and put away clothes
    ~ Mail two b-day cards
    ~ Plan menus for the week
    ~ Box up some of DS's too-small clothes
    ~ Throw 3 things away (my daily goal for the week in an effort to curb the clutter)

    Have a happy Monday!
    May Goals:
    Only $300 for groceries this month - $206/$300
    Monthly coupon/valued customer savings = $14.08
    No wasted food!
    Stick to budget!
    Track spending DAILY
    Get checkbook balanced
    Save $200 toward EF: $85/$200

    2012 FV Challenges: Try New Recipes Challenge: 22/52, Menu Planning Challenge: 21/52, Grocery Reduction Budget Challenge, Change Jar Challenge: $27.81 as of 1-14-12, Lose A Pound A Week Challenge: 3/48, No Wasted Food Challenge

    2012 Goals

    1. To pay off CC (only $917.15 left!) and never again charge more than I can pay off each month.
    2. Snowball the CC payment into Sears Credit Card bill (no interest) and get it paid off ASAP.
    3. Snowball the CC and Sears card payments into hospital bill (due w/ Baby #2 via C-section in mid-January). Pay that off ASAP.4. Snowball payments into DH's student loan (as of 12/4/11 there's still $4770.84 remaining). Pay off by 12/31/12.
    5. Keep our grocery budget to $300 each month.
    6. Use Dave Ramsey's budget sheet and get on track with this each pay period.
    7. Get and keep checkbook balanced and keep an eye (weekly if not daily) on our e-statements.
    8. Get savings account up to $8,000 (incl. emergency fund)
    9. Make 2 Christmas gifts per month: 0/24.
    10. Get our home organized: use a receipt book, keep my coupon organizer in check, have a touch-once policy for paper (touch once and then file or toss).
    11. Achieve "give or get" goal of $1500 for the board I serve on by 9/30/12.
    12. Taxes filed by March 17.
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  2. 06-07-2010, 12:27 AM #2
    TigerGirl1226
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    Default

    On tap so far...

    -Libary
    -Sand hope chest
    -Target
    Working on Our Debt a Day at a Time:

    Chase #1: Paid $1307.12 of $1925.04
    Bank of America: Paid $1054 of $1600
    Dillard's: Paid $953 of $1750
    Medical (too much to list so I am going one at a time):
    Amex #1: Paid $3975.50 of $3975.50 Paid in Full 3/09
    Chase #2: Paid $4489.75 of $4489.75 Paid in Full 12/09
    Macy's: Paid $337.24 of $337.24 Paid in Full 9/10
    Lane Bryant: $300 of $300 Paid in Full 7/10
    MRI Paid $1080 of $1080 Paid in Full 2/11
    Amex #2: Paid $8286.17 of $8286.17 Paid in Full 7/11
    Foot Surgery: Paid $1759 of $1759 Paid in Full 8/11
    Furniture: Paid $2000 of $2000 Paid in Full 3/12


    2012 Fling 319/2012
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  3. 06-07-2010, 03:30 AM #3
    mauimagic
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    Default

    Busy week ahead so I need to stay focused:

    1. Teach 7-12
    2. SST meeting for possible new sped. student 12-1
    3. Pack lunch
    4. Pool exercise
    5. 6PM physical therapy
    6. Find sandwich grill
    7. Defrost roast beef
    8. Sew some luggage tags
    9. Review IEP for Tuesday's meeting
    10. Clear off square table

    That's good enough for me!!
    Travel light. The baggage of the past can only hold you back.




    “Decluttering isn't just simplifying your life. It's having a vision, setting new priorities and using those notions to get rid of obstacles.”
    — Peter Walsh
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  4. 06-07-2010, 06:58 AM #4
    tigo
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    Crazy day for us. DD starts summer school today. She is taking PE since she was unable to complete it during the year due to foot surgery. DS2 had volunteered to mow the grass at church. That will take hours. DS1 is off today so I will have him go with DS2 to help. DD also has her final ortho apt this afternoon. Other than that I will do laundry and continue to try to get the house spotless for my mom and sis's visit in a few weeks.
    Nana to Logan, Ryver, Robbie, Grant and Dennis
    Baby Step 1: Done
    Baby Step 2: $8350 to go
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  5. 06-07-2010, 08:08 AM #5
    TheRootedNomad
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    Ususally I plan my days off that I want to be productive with a list of specifics but I think I'm going to take today as it comes as it's beautiful out. I do plan on getting some stuff off my to-do list but other than getting in my run in just a bit and cooking up several things for the week I'm not going to nail myself to the specifics. There are several projects and quite a list several pages long of small quick things I'd like to/need to get to sometime soon so I'll just plan on makeing sure that a few get crossed off and hit them as the mood takes me today.
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  6. 06-07-2010, 08:46 AM #6
    ladykemma2
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    i am tard (that's texan for tired)

    school ended last week and all i did was sleep over the weekend. i'm still tired.

    i need to do the routine chores first, then i want to finish painting the pink bedroom.

    i took some vitamins and made sure I ate.
    11% gross to retirement
    10% takehome to tithe and offerings
    emergency fund maintained at 3000(works for me)
    credit card debt 7500
    mortgage free
    freedom accounts/sinking funds that ebb and flow
    then live on the rest!

    i am trying something new. LDS church advises savings or debt repayment should be the same as the tithe. 10% each.

    "i create prosperity, abundance, and savings for me and my household"
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  7. 06-07-2010, 10:48 AM #7
    Lady_V
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    Warning -- I haven't had my coffee yet!

    So far ...
    I got Diva off to school
    Called Kia about my car (see blog for further information)
    Dropped off the title money to the dealer for Old Man's new car
    Called the school to find out when it starts (gotta love when they don't know when school starts again )

    Later today
    I will work more on the Yule gifts I am knitting
    Try to put together a knitting club at the library
    Pick Diva up from school
    Cook dinner
    Clean the kitchen
    Plant scallions
    I can't be out of money... I still have checks left!

    Momma to the Diva
    Old Lady to the Old Man
    My Blog: http://more-than-bonbons.blogspot.com

    BS1: DONE BS2: DONE BS3: working on it BS4 :eventually (at 3% now) BS5: DONE BS6: DONE BS7: someday
    OMG, we're going on our first cruise together??? 2 July 12
    2012 Challenges
    Change Jar
    Vacation Fund - done
    Drink Water
    Get Moving
    100% Homemade Holidays
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  8. 06-07-2010, 11:42 AM #8
    nessarowdy
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    Today I need to get in gear and get a ton done! The kids are out of school for the summer, and my weekend was spent hanging out with them and buying fun things for them. I found a basketball hoop at a garage sale in great shape, so dh and I set that up for them. Then we splurged and bought a trampoline to put down in the trees, so that was how we spent all of yesterday afternoon.

    After listening to everybody's advice after I asked what to do with my kids for the summer, I hired a local teenage boy to babysit the kids 3 days a week. My work was AWESOME and let me put all of my hours into those 3 days so I could have a 4 day weekend every week! YAY!

    Sorry, got off subject! Since the babysitter comes in 2 days (ACK!), I need to do the following today:

    laundry (probably 5 loads!!)
    menu plan and bake snacks
    clean out corner of garage
    organize craft table in unfinished basement for girls
    mop floors

    I'm going to pace myself and not make the list too large for today. I tend to get overwhelmed and then just sit! lol

    Have a great day!
    -Vanessa
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  9. 06-07-2010, 02:40 PM #9
    Luckybustert
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    Quote Originally Posted by AspiringToBeFrugal View Post
    ~ Throw 3 things away (my daily goal for the week in an effort to curb the clutter)

    Have a happy Monday!
    This is a great goal! I always seem to be more successful when I can break a goal down into more manageable pieces instead of trying to do it all at once. I think I'll try this too - thanks for the suggestion

    Happy Monday!
    -Suzanne

    Challenges:
    Pound A Week - 237.2 / 227.8 / 135
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  10. 06-07-2010, 03:11 PM #10
    gapeach
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    Today is laundry day. Later on I will need to make dinner and clean up afterwards. Have a productive afternoon everyone.
    Married to DH 19 years
    Pet Mom to Miss Sassy and Samson

    2012 Challenges:
    Self Image
    Pantry and Freezer Challenge
    March No Spend Days 3/10
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  11. 06-07-2010, 04:15 PM #11
    Jessesbride
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    Got an early start today...
    *took my 3 youngest, as well as my bff's 2 youngest girls to VBS this morning (will be all week) & picked them up
    * went to BABES during the time the kids were at VBS
    *ate lunch
    *called the pest control to come spray next week
    *called for transportation help for tomorrow w/all kids to be picked up (cousin Desi will be taking my niece, my 2 girls, & my niece's friend to white water ~ we all have season passes)
    *will be getting dentist appts, dr appts, & eye exams for our 3 "newest" family members.
    also will be doing at least 4-5 loads of laundry today
    *Balancing reg check book
    *balancing 2nd check book
    *cleaning my desk off/going thru mail (it's piled up)
    *cleaning the kitchen
    *watching the 2 xtra kids for the day & possibly the week.
    * figuring out what's for dinner (trying to get back on a schedule/meal plan~ maybe do that tomorrow or the next day)
    *call Desi, have her bring the kids swimsuits home ~ & wash them...
    I hope that's all...

    Kim
    Waiting is teaching me to lean on Jesus that much harder!!!
    Married 5 years to the man of my dreams!
    Planning on adopting!!!

    ME: DH: Jesse , DS: Austin
    Not your usual family but a great one nonetheless ...
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