My October Challenge
Page 1 of 5 1234 ... LastLast
Results 1 to 15 of 63
  1. #1
    Licence to Kill Luv2BeFrugal's Avatar
    Join Date
    Dec 2006
    Location
    Anchorage, Alaska
    Posts
    3,404
    Post Thanks / WTG / Hug
    Rep Power
    15

    Default My October Challenge

    Ok, I dropped the ball. We had company come up to visit...and spent more than I would've liked to. It was cash, but STILL. (We did have a fun time, though ).

    This will by no means be a "no-spend month", but I need to get myself more organized and stay on top of things. So here's what I aim to accomplish:

    I'd like us to eat from our pantry/freezer as much as possible (I'll budget to re-stock the freezer next month...just want to get it "cleaned out"). I'm hoping to keep the grocery budget to $150.00, MAX. We'll need things like bread, sour cream, yogurt, etc. We have powdered milk in the pantry I want us to use up, so no milk buyin' this month!! Scratch cookin', here I come!!!!!

    We have to get the oil changed on one car (we'll bring the oil and filter with us...it's a bargain that way...already have it). And it's wiper fluid stopped spraying...I have no clue what that will cost???

    The other car needs new tires...we've already "pre-paid" our CC to cover this expense... That way we get the "points" on the CC...we're close to earning a Visa gift card for $25.

    I want to get in a routine of exercising... So, my goal is to spend at least 30 min/day...3 times/week. Get myself moooooving.

    Please help me stay accountable...I get "side tracked" these days...
    Kace - married to Dh for 14 years

    Always pinchin' pennies!

  2. #2
    Registered User Cricketlegs's Avatar
    Join Date
    Aug 2006
    Location
    Texas
    Posts
    3,995
    Post Thanks / WTG / Hug
    Rep Power
    26

    Default

    Well, sounds like you have a well thought out plan and I certainly wish you the very best October ever!
    The math never lies, budget in INK!


    EF $200


    Camper (Start March 2013) $4645.26/ $2,869.19
    Student Loan#2 Start May 2013) $4196.45/ $3542.70


  3. #3
    Registered User frugalchick's Avatar
    Join Date
    Aug 2001
    Location
    NC
    Posts
    117
    Post Thanks / WTG / Hug
    Rep Power
    13

    Default

    Wishes for a great October! YOU can do it!!!

  4. #4
    Registered User hollyhill's Avatar
    Join Date
    Sep 2004
    Location
    Canada
    Posts
    1,571
    Post Thanks / WTG / Hug
    Blog Entries
    61
    Rep Power
    13

    Default

    Quote Originally Posted by Luv2BeFrugal View Post
    And it's wiper fluid stopped spraying...I have no clue what that will cost???

    So did ours!!!! Let me know what ends up being wrong with it and how much it cost to repair it, please.

  5. #5
    Registered User Cricketlegs's Avatar
    Join Date
    Aug 2006
    Location
    Texas
    Posts
    3,995
    Post Thanks / WTG / Hug
    Rep Power
    26

    Default

    Did you check to see if you were just OUT of wiper fluid?? Maybe a leak?
    The math never lies, budget in INK!


    EF $200


    Camper (Start March 2013) $4645.26/ $2,869.19
    Student Loan#2 Start May 2013) $4196.45/ $3542.70


  6. #6
    Registered User tofuranch's Avatar
    Join Date
    Jan 2008
    Location
    Arizona
    Posts
    71
    Post Thanks / WTG / Hug
    Rep Power
    7

    Default

    I love reading these thread...I am getting back on track in Oct as week, best of luck to you

  7. #7
    Licence to Kill Luv2BeFrugal's Avatar
    Join Date
    Dec 2006
    Location
    Anchorage, Alaska
    Posts
    3,404
    Post Thanks / WTG / Hug
    Rep Power
    15

    Default

    Quote Originally Posted by Cricketlegs View Post
    Did you check to see if you were just OUT of wiper fluid?? Maybe a leak?
    Wiper fluid is topped off and not leaking. Checked the fuse...it's fine. Got my dad (a major electronics guy!) to pull the circut breaker and check it with an ohm meter...that too, is working. So, I'm guessing it's the motor??? Have an appt. on Friday...will get the oil changed then, too.
    Kace - married to Dh for 14 years

    Always pinchin' pennies!

  8. #8
    Licence to Kill Luv2BeFrugal's Avatar
    Join Date
    Dec 2006
    Location
    Anchorage, Alaska
    Posts
    3,404
    Post Thanks / WTG / Hug
    Rep Power
    15

    Default Day 1 - update

    Okay, today went fairly good. We parked on one end of campus and I walked to my math class and back (appx 12 min walk one way...with a very heavy back pack, I might add!). And to prove how 'out of shape' I am...I was a bit sweaty when I got there...and it was only 40 degrees out!!
    (Ok, SERIOUSLY need to exercise!!!).

    Hope you all don't mind... I'm going to take this opportunity to vent all my confusion and frustration...see if typing/reading (and any input from you all) will help me come to some sort of conclusion/direction for my 'path' in life.

    I'm still debating back and forth (with me, myself, and I) about what degree to pursue. I'd like a Chemistry degree (I'm *just* starting)... Downside is it takes 5 years to get the B.S...and to get an even remotely 'decent' job you have to have a masters, too (add 2-3 years to that for a chem masters). I *love* science, but the end result is a "bottom of the totem pole" job with relatively crappy pay and not much room to advance without at least one (yes, I said one) doctorate...post doctoral research and/or a second doctorate is required for the good paying jobs. ARGH. (Yes, we're talking 15 years-ish total...as I've been told by several doctors in the sciences...and what they say coincides with my research on the matter).

    I'm also interested in an Economics degree. I figured it out...it would only take me 2.5 years. Having a B.A. will get ya a good paying job to start and with 2-4 years experience a variety of very good paying jobs. (Yup, just the B.A. is req'd for those...yup, checked into that, as well).

    Here's the catch. I get ga-ga over science stuff (though I have a *very* teeny background in it...I just enjoy it so much...even though it challenges me to my very core most of the time).

    I like all the various economics news/forecasts, etc...watching the stock market...all that jazz. I think it, too, would be interesting...but not NEARLY as exciting as science. It, however, has the selling points of: relatively quick to finish, MANY job prospects (people gettin' picked up as they graduate, if not lined out before), a better program at this college than the chem, better wages than I could ever dream of with the chem degree (even with the masters).

    If I look with my "practical eyes" it's an easy call. Economics. It would provide a comfortable and predictable life for Dh & I. I could even afford to start flying again as soon as student loans were be paid off (I'm a private pilot whose been stuck with her feet on the ground for several years...a horrid curse to any pilot...seriously).

    Yet, the science still calls out to me... It would be a long and tumultuous journey. The science community is not exactly noted for being kind and friendly... It's just so darn interesting!!! But, I digress... Back to the topic at hand...

    Took lunches, water bottles we filled at home, and snacks with us to school. We did pick up a little bit of food on the way home. Spent 5.27. Not too bad.
    I want to make sure to do some aerobics or something similar at least ONCE before the week is out... My inclination is to jump in full bore and exercise twice a day, but...I have knee issues...and imagine I wouldn't be walking too well in short order! Which would bring any further exercise to a complete halt! Please keep me accountable...not to over-do and not to under-do. (Is that a word?)

    5.27/150.00
    Kace - married to Dh for 14 years

    Always pinchin' pennies!

  9. #9
    Licence to Kill Luv2BeFrugal's Avatar
    Join Date
    Dec 2006
    Location
    Anchorage, Alaska
    Posts
    3,404
    Post Thanks / WTG / Hug
    Rep Power
    15

    Default Day 2

    Good day today... No spend day. Dh picked up a book on the way home (with store credit) and is happily reading. School was good... Took food/water with us for at school. Had some pasta for supper.

    Got a rebate check in the mail!! Woot! $30! It's goin' in the savings account!
    Kace - married to Dh for 14 years

    Always pinchin' pennies!

  10. #10
    Registered User Cricketlegs's Avatar
    Join Date
    Aug 2006
    Location
    Texas
    Posts
    3,995
    Post Thanks / WTG / Hug
    Rep Power
    26

    Default

    Glad you had a good day!
    The math never lies, budget in INK!


    EF $200


    Camper (Start March 2013) $4645.26/ $2,869.19
    Student Loan#2 Start May 2013) $4196.45/ $3542.70


  11. #11
    Licence to Kill Luv2BeFrugal's Avatar
    Join Date
    Dec 2006
    Location
    Anchorage, Alaska
    Posts
    3,404
    Post Thanks / WTG / Hug
    Rep Power
    15

    Default Day 3

    Well, today was car oil change and wiper fix day. Turned out the wires that went to the windshield washer pump thingy were bad and where they connected was corroded. No worries, though! It cost $42 to fix it, much to my relief! The oil change was $12.50 (we brought the filter and oil we already had). So, that all went well.

    We've both been needing glasses (me for 3 years and Dh for 1.5 years). Finally have the cash for it. So, today was set aside for looking for those. I found a pair I like and ordered them. Dh is still looking. (We have $$ set aside for this...did our eye exams a couple months ago...paid in cash).

    We stopped at Walmart (hey, there's not a lot else to do up here). I ended up picking up a toiletry gift basket that was marked down to $4. It has 2 regular size bottles of Listerene (Dh uses this), a toothbrush (fancy kind I normally wouldn't pay what they'd be askin' for it!), and a full size floss. Buying those individually up here would be at *least* $12 of product. So, those will go to my stockpile.

    We spent 9.87 on food...so that brings the monthly total to 15.14/150.00.

    Pretty good day. Got a bunch more studying done. Oh! And it spit snow today...first time this winter! Nothing stuck...it was more sleety than anything. Guess we'll be spending a couple hours changing tires here soon...
    Kace - married to Dh for 14 years

    Always pinchin' pennies!

  12. #12
    Registered User
    Join Date
    Jul 2007
    Location
    Holland
    Age
    37
    Posts
    587
    Post Thanks / WTG / Hug
    Rep Power
    8

    Default

    Good luck to you with your October challenge. Good thing the car repairs weren't all too major. About that education...that's a tough one. What advice does DH tell you? 15 years is a loooonnnngg time IMO. Can't you do something in the science field but then as a hobby or as a volunteer(sp? --> my English isn't too well anymore).
    Best wishes to you in your endeavour!!
    Married to DH(11 years)
    Mama to DS(8) & DS(6)

  13. #13
    Licence to Kill Luv2BeFrugal's Avatar
    Join Date
    Dec 2006
    Location
    Anchorage, Alaska
    Posts
    3,404
    Post Thanks / WTG / Hug
    Rep Power
    15

    Default Day 4

    Semi-frugal day here... Dh went to school...got a "B" on his very hard accounting test!! I'm so proud!!

    He stopped by the used book store on the way home and traded in some books. We got $38 of used book credit!! Woot!

    He filled up our car...down to 3.99/gal. There was only a half gallon left in the tank!! Eep!! So the grand total (GASP!!!) was $51.10!!! That should last us near 2 weeks...

    Royal... The only volunteering in the science field Dh and I could think of was maybe volunteering at an observatory if we move somewhere that has one (which would be super fun!). We don't know where we'll end up living, though...

    Having leftovers for lunch. And I pulled a pound of ground beef out of the fridge for supper...
    Kace - married to Dh for 14 years

    Always pinchin' pennies!

  14. #14
    Licence to Kill Luv2BeFrugal's Avatar
    Join Date
    Dec 2006
    Location
    Anchorage, Alaska
    Posts
    3,404
    Post Thanks / WTG / Hug
    Rep Power
    15

    Default Day 5

    Had a no spend, no drive day. We ate leftovers for lunch...will have some chicken I defrosted for supper. Animal crackers for snack (got a big 2 lb bag cheap...and have a 2nd one in the stockpile). Good day. LOTS of studying, too (which is also good!). Been keeping things turned off, too...except we needed the lights today a lot...was real dreary/dark...tons of rain...then hail...then sleet...then wet snow that melted on contact with the ground...then rain. Yeah, you get it...cloudy/dark.

    I pulled out my little travel toiletries kit. I figure since we won't be traveling for a good long while I may as well use those up!! So, I've got the shampoo and conditioner in the shower, and a back up bar of soap "next in line". I washed out the container and put it with my little travel stuff.

    I cleaned out one of the drawers in the bathroom. Washed out a few little trial sized containers and put them with the now empty travel kit for future use. (Cause I always end up buying little containers before we go anywhere...at least this way I won't do that!). I pulled out all the little travel toothpastes (three!) I found and we'll be using those up before opening a new tube.

    I cleaned out another bathroom cubby area (where I keep shampoos and bar soaps stockpiled). Would you believe I have 22 BARS of soap for me? (Yup, the full size ones!). Won't be buying me any for nearly 2 years!! And have enough shampoo/conditioner for about 6 months!

    I did a teeny bit of organizing on the pantry. I don't know if anyone saw pantry pics I posted a few weeks back on another thread, but I had mentioned that wasn't *all* the food. Well, I've managed to get the rest of the food (tucked in various areas of our little place) ALL into the pantry (stockpile stuff, not what's in our everyday, kitchen cabinets). I snapped a couple pics, but am too embarrassed to post them...it REALLY needs HELP!! What a mess!! I'll have to finish tidying that soon and then post.

    I did a quick count of some of the bigger stockpiled items. Have nearly 100 lbs of grain (for grinding into flour), about 70 lbs of various dried beans (about 40 of it is pinto), quite a few packs of various pasta (in the realm of 15 lbs or so?), and probably about 20 lbs of oats...that's just a bit of it all. How long do you guys think that would last 2 people? We've been "evaluating" our stockpile situation...and honestly, we've ended up letting things spoil before we can get to them (over the years). We're planning to eat through all this and then have something like 4-8 weeks of food on hand (we have family here we could get help from if there was a long-term, major emergency). We live in such a small space, and there's just the 2 of us, we feel like it's just "too much". KWIM? Anyhoo, my main goal is to focus on the freezer for this month...eat everything that's stockpiled in there, clean it good, and then re-stock in a month's supply. Things have been "hiding" in the back and getting freezer burned. Why do I let that happen?! GRRRR...

    Okies...back to studying...just wanted to check in! Hope everyone's having a fabulously, frugal weekend! Thanks for keeping me accountable!

    P.S. Was going to go for a walk yesterday and today, but my back is killing me! I think I lifted something funny on Thursday??? It's starting to feel better today...hoping to pick up with exercise again soon!
    Last edited by Luv2BeFrugal; 10-06-2008 at 12:21 AM.
    Kace - married to Dh for 14 years

    Always pinchin' pennies!

  15. #15
    Registered User hollyhill's Avatar
    Join Date
    Sep 2004
    Location
    Canada
    Posts
    1,571
    Post Thanks / WTG / Hug
    Blog Entries
    61
    Rep Power
    13

    Default

    Well your bathroom cupboard exploits inspired me! I am going to do the same thing tomorrow and start using all those samples I keep on getting. It is far more that my Dd's can use at the swimming pool!
    Boy I would LOVE you stockpile of grain and beans! Where do you buy your supplies? Were they bought in bulk? I haven't found a good source for dried beans and get annoyed with all those small overpriced packages (even though they are still way cheaper than canned they still seem overpriced!).

    Hope your back is better tomorrow!

Page 1 of 5 1234 ... LastLast

Similar Threads

  1. The October grocery challenge
    By homesteadmamma in forum Money challenges
    Replies: 72
    Last Post: 11-01-2005, 12:54 AM
  2. Frugal Challenge October 2-9th
    By beckanoah in forum Lifestyle challenges
    Replies: 39
    Last Post: 10-09-2005, 06:32 PM
  3. October grocery challenge
    By homesteadmamma in forum Money challenges
    Replies: 92
    Last Post: 11-04-2004, 11:18 PM
  4. Grocery challenge-October
    By mustang80 in forum Money challenges
    Replies: 37
    Last Post: 10-31-2003, 02:19 PM
  5. October OAMC challenge, how are you doing?
    By mustang80 in forum Food challenges
    Replies: 1
    Last Post: 10-19-2002, 06:36 PM

Tags for this Thread

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •