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Thread: Time to buckle down...
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10-20-2008, 07:58 AM #1Registered User
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Time to buckle down...
After lurking here last night for an hour, reading everyone's challenges, I'm starting one of my own. My goal is to make myself accountable by posting my frugal activities here each week. Today is Monday, so it's a great way to start my week!
Today I have (or will):
~pork chops in CrockPot
~taking lunch
~drinking water
~taking dks to see their Great-grandmother
~taking DS to get glasses repaired, rather than buying a new pair
I'll think of more later...time to go to work!Wife to Kevin: 20 years
Mother to DD18
& DS13
.
- 10-20-2008, 08:55 AM #2Registered User
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I didn't quite finish the other post!
I have several reasons for doing this frugal challenge. First, DS and I are going to NYC in June with a class trip. I have taken DD on several trips including: Italy, Washington, D.C. London, Paris, Brussels. DS is a homebody, and doesn't want to go as much, but he is very excited about this trip.
Second, DD wants to travel to Haiti with a mission group from our church. This will cost $2000. She will raise a lot of the money herself-that's part of the experience-but I want to help as much as I can. So, my goal for that trip is: $1500.
Now, this may not seem frugal to some, but in my opinion, frugality is about setting priorities, making a plan and sticking to it. I value experiences, such as travel, over things, so I'm making it a personal priority to give my kids experiences they'll always remember.
I can do this because I save in other areas: clothing, housing, cars. To me, it is worth it.Wife to Kevin: 20 years
Mother to DD18
& DS13
.
10-20-2008, 09:28 AM #3
Only you know what is a good idea for your family.
Good luck getting those goals met!The math never lies, budget in INK!
Step #1 Pay off Home Depot Card PAID
Step #2 $120 Secondary Savings PAID
Step #3 Snowball Home Depot Payment into camper note Starting March $4,645.26/$3991.55
Step #4 $110 Secondary Savings [COLOR="#00FF00"] PAID
Step #3B Hitting dds Student Loan #1 hard Starting April $2119.69/$1385.03
Step #5 $121 Secondary Savings
Step #5B Student Loan #2 $4196.45/$4136.89 Starting May
Step #6 $110 Secondary Savings
Step #7 $105 Secondary Savings
Step #8 $90 Secondary Savings
EF Savings $318.29
Madness, mayhem chaos...my work here is done!
10-20-2008, 09:45 AM #4Registered User
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Good luck! I agree with you on experience beating out frugality!
I am taking my boys to Seattle (from IL) to visit family next month. It wasn't the most frugal thing to do with some of our savings money...but what are we saving for, if we can't enjoy a little bit of our money once in a while! My boys have never flown or been on a "big" vacation like this, so it is a HUGE treat for all of us! I figure, there's no point in having 10's of thousands of dollars put into the bank, if you never plan to use any of it, right??? Having enough for emergencies and comfort is good...but the rest of our savings is being saved for particular things and this was one of them!
I hope you guys enjoy your trips! If nothing else, it'll be educational!
My frugal goals for today are to do nothing!
I find that if I do nothing, I'm not spending anything!
So, I'll be home picking up the house and doing laundry and walking the kids back and forth to school!
10-20-2008, 09:56 AM #5Registered User
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I agree that the experiences are deffinately worth it. Looking forward to reading this thread.
10-20-2008, 10:28 AM #6
I think it is wonderful that you are going to save money for traveling with your son. You will be making memories and what is better than that. Good luck
10-20-2008, 01:39 PM #7Registered User
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Thanks to everyone for the support. Sometimes I read the posts here and I think that I can always do better with my budget! I'm seriously into saving money, but when you have a teenager wanting to go to Haiti for missions, how can you say no??? I'm very proud of her.
I sometimes feel like a failure when I read the wonderful savings everyone is working toward! I love this site for boosting me up, and keeping me accountable!Wife to Kevin: 20 years
Mother to DD18
& DS13
.
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