I am going to start this thread for myself so I can keep track of what all I'm doing........
From my signature, you can see my outstanding debts and such - other things I have going on would be a Terminix bill that I now have to pay out monthly ($90) for a spray..... and then I also need to pay for some massage therapy continuing education (Will cost around $260 for the hours I need, probably) and re-registration fee ($106) - all of which has to be paid by my bday in late January.
I've begun watching 2 kids in my home twice a week for preschool which brings in an extra $220 a month.... I'm getting boxes from Angel Food ministries as well to supplement our food. I've found that I save money because I'm not constantly running to the grocery store.... I may be paying for the convenience, but if I'm not in the store, I'm not overbuying, ykwim? I also try to buy the great "meal deals" that my grocery store offers if it is stuff my family will actually eat (for example, they had a deal for if you bought a family sized lasagna, you got bread, ice cream, Hot Pockets, Salad Greens, and something else that I can't remember right now for free....This was a good value for us!)
Anyway, I really need to make sure I stay on target and am able to pay for things by their due dates (shouldn't be a problem, but I need to track it better!) and I also need to stop eating out so much.....
I've also started in with the Fall Fling and hopefully I'll be able to get rid of 2,000 items! This should NOT be very hard because I have half a garage full of CRAP, not to mention the stuff lying around my house! I WILL get rid of 2,000 things by Dec 21!
Also, I really need to build up an EF. We currently do not have one and we desperately need one...... so this will be a new goal for me to get that started as well. Even if it is just $25/month, it would be more than we already have!!! If I can snowball, we should be able to pay off our debts fairly quickly.... I for sure have to pay off the property taxes and the dentist very quickly, and I was thinking about starting my snowball as $100 extra to the next bill on my list.
Anyway, this is my starting point!
From my signature, you can see my outstanding debts and such - other things I have going on would be a Terminix bill that I now have to pay out monthly ($90) for a spray..... and then I also need to pay for some massage therapy continuing education (Will cost around $260 for the hours I need, probably) and re-registration fee ($106) - all of which has to be paid by my bday in late January.
I've begun watching 2 kids in my home twice a week for preschool which brings in an extra $220 a month.... I'm getting boxes from Angel Food ministries as well to supplement our food. I've found that I save money because I'm not constantly running to the grocery store.... I may be paying for the convenience, but if I'm not in the store, I'm not overbuying, ykwim? I also try to buy the great "meal deals" that my grocery store offers if it is stuff my family will actually eat (for example, they had a deal for if you bought a family sized lasagna, you got bread, ice cream, Hot Pockets, Salad Greens, and something else that I can't remember right now for free....This was a good value for us!)
Anyway, I really need to make sure I stay on target and am able to pay for things by their due dates (shouldn't be a problem, but I need to track it better!) and I also need to stop eating out so much.....
I've also started in with the Fall Fling and hopefully I'll be able to get rid of 2,000 items! This should NOT be very hard because I have half a garage full of CRAP, not to mention the stuff lying around my house! I WILL get rid of 2,000 things by Dec 21!
Also, I really need to build up an EF. We currently do not have one and we desperately need one...... so this will be a new goal for me to get that started as well. Even if it is just $25/month, it would be more than we already have!!! If I can snowball, we should be able to pay off our debts fairly quickly.... I for sure have to pay off the property taxes and the dentist very quickly, and I was thinking about starting my snowball as $100 extra to the next bill on my list.
Anyway, this is my starting point!