OK. I'm going to challenge myself starting NOW and going thru end of the year.
First challenge - $100 in EF savings. We have $25 in there already - that is required to keep it open. DH will be laid off soon, so this will mostly be change and any extras I can get to put in there.
Second challenge - $50 MAX eating out. That wouldn't cover much. If the 3 of us go out, we usually spend $25 and if it's just DH and I, it's almost $20 (sometimes $15) - so this is MORE eating at home (we don't eat out much but still too much on our budget).
Third challenge - Limit spending on groceries. We do get food stamps so I will try to ONLY use that for groceries. We won't get food stamps again until 12/12 so we need to eat from stockpile and freezer until then. We WILL be able to go to the food pantry soon, so I will get some stuff from there.
Fourth challenge - kinda goes along with #3. Limit cash expenses for hba items. Buy cheap fabric softener and detergent, etc - things like that. $10 per week.
I have changed my signature to show my challenges. I will update on here some. Wish me luck.
First challenge - $100 in EF savings. We have $25 in there already - that is required to keep it open. DH will be laid off soon, so this will mostly be change and any extras I can get to put in there.
Second challenge - $50 MAX eating out. That wouldn't cover much. If the 3 of us go out, we usually spend $25 and if it's just DH and I, it's almost $20 (sometimes $15) - so this is MORE eating at home (we don't eat out much but still too much on our budget).
Third challenge - Limit spending on groceries. We do get food stamps so I will try to ONLY use that for groceries. We won't get food stamps again until 12/12 so we need to eat from stockpile and freezer until then. We WILL be able to go to the food pantry soon, so I will get some stuff from there.
Fourth challenge - kinda goes along with #3. Limit cash expenses for hba items. Buy cheap fabric softener and detergent, etc - things like that. $10 per week.
I have changed my signature to show my challenges. I will update on here some. Wish me luck.