No Spend Challenge

**madhen** · 08-31-2008, 12:38 AM

Way back, when I first joined FV, I recall we had monthly no-spend goals; i.e, like the grocery challenges, we would see how many days out of the month we could go without spending any money.

I don't see that thread any more, so I am reviving it.

I will be adding a no-spend tag to my sig and will start on Sept 1. Anyone else game?

**yankeegal** · 08-31-2008, 08:36 AM

I am in!!! I am going for as many as possible!

**Cricketlegs** · 08-31-2008, 11:38 AM

Sign me up!

**Starlight9803** · 08-31-2008, 12:03 PM

I'm in, I need to cut back anyway!!

**itsahumanzoo** · 08-31-2008, 12:06 PM

I'm in for 25 no spend days...

**Cricketlegs** · 08-31-2008, 01:24 PM

Now if I understand this anything that is already IN THE BUDGET and or allowance doesn't count right.

Today I have to go buy ink for the computer printer but it is IN THE BUDGET so that isn't a no spend day because I spent or it is a no spend day because it is a planned budgeted expense like grocery shopping??

**walker24** · 08-31-2008, 01:27 PM

I'm in, I'm thinking 20 no spend days. We don't count bill paying etc right? What about grocery shopping?

**itsahumanzoo** · 08-31-2008, 01:41 PM

Originally Posted by walker24

I'm in, I'm thinking 20 no spend days. We don't count bill paying etc right? What about grocery shopping?

I consider a budgeted shopping trip with a list not a spend day, but just running in to grab something, I count as a spend. That keeps me out as much as possible!

**bclements514** · 08-31-2008, 01:41 PM

I so need this!!!! We have to save as much as possible this month. Count me in!

**hollyhill** · 08-31-2008, 08:32 PM

Oh yes count me in!!!
It will be a no spend month except groceries, bills, music lessons, gas!

**madhen** · 08-31-2008, 09:22 PM

The way I list my days, any day I spend money, even if it is budgeted, is a day I spent money. So I will never have a perfect, no-spend month. That way, I can't make an excuse of "oh, but that was a NECESSARY expense."

But your challenge is your challenge. If you are disciplined enough to not cheat (and I am not

), then I don't see any problem not counting certain budgeted and necessary expenses.

**Cricketlegs** · 09-01-2008, 02:38 AM

Originally Posted by madhen

The way I list my days, any day I spend money, even if it is budgeted, is a day I spent money. So I will never have a perfect, no-spend month. That way, I can't make an excuse of "oh, but that was a NECESSARY expense."

But your challenge is your challenge. If you are disciplined enough to not cheat (and I am not

), then I don't see any problem not counting certain budgeted and necessary expenses.

Well for me I am considering anything in the budget to be a no spend day.

Today I had to buy INK and Coffee. They were both in the columner pad so they were budgeted expenses. So I say mine were no spend items.

**walker24** · 09-01-2008, 12:27 PM

Thanks for all your answers. I like the idea of grocery shopping and sticking to my list not being a spend day. Even more incentive to put my blinders on in the grocery store.

**Bournecrazy** · 09-01-2008, 01:25 PM

i will join for this month, as i want to save as much as i can.
i dont get paid until the 4th and i have no money left as i cant spend anything until then. lol. i'll try and keep up

**3tomboys** · 09-01-2008, 06:10 PM

I'm in. To bad I didn't read this thread before I went to the pet store. So I'm not off to a great start! I have noticed that if I have to account for something on FV then I think twice about the money I am spending. This site makes me way more accountable and it's great!