Sue's challenge - the Budget!
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  1. #1
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    Default Sue's challenge - the Budget!

    Okay - I've been plunking along trying to pay the bills with no real budget on paper. Seems like the money never lasts till the end of the month. This has got to stop. Sooooo- this month of december I will write down every penny I spend, with the ultimate goal of getting a budget together. No more suprises!

  2. #2
    Registered User Funny Honey's Avatar
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    Sounds like a plan! Can't wait to see your progress.
    I, myself, am addicted to budgets. =)

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    Registered User mrsmac62's Avatar
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    Good start. It can be a real eye-opener! Look forward to seeing your progress

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    Registered User sueh's Avatar
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    Sounds like you are off to a good start.
    I can't wait to see your progress.

    Good Luck!

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    Registered User SandNOceanGirl's Avatar
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    You are off to great start!! Keep us up to date on your progress!!

    Good Luck!!

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    Well the first week is suprising a bit. Groceries $24.86 / under the $25.00 challenge. However the snack machines at work totaled $9.75. Holy cow! Thats almost $40 a month! Well there's one place to cut costs!
    Animal feed totaled 76.00 for two weeks worth. Going to have to look at that as well.Did splurge and buy 2 more baking pans (total $6.76) but figured this would be a help to cooking more at home. Only ate out once at McDonalds - $2.18. So far , so good!

  7. #7
    Rude and Vile Master Greebo's Avatar
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    Its a good start. Keep tracking those spending habits and you'll "find" more money than you knew you had!
    If you could kick in the pants the person responsible for your problems, you wouldn't be able to sit for a month.

    Did you know that a 4 year student paying $20,000/year who finances their education graduates with over $103,000 in debt to start? But a student who works and pays cash and takes 6 years to graduate ends with $6,300 in their pocket! So much for "getting a head start by financing!"


    Greebo
    (Nerd Spender): Loving and extremely patiently tolerated husband of ceashels.
    WARNING: Y Chromosome behind the keyboard. Adjust your listening filters appropriately!

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    Two mortgages, two one no car loans, one no credit cards, and a partridge in pear tree!

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    Registered User qsaver704's Avatar
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    I am on the same track. I look forward to learning from and growing with you. It sure makes you feel more guilty when you waste money if you have to write it down.
    2014 debts mortgage: 80,944.47(April 2009),70,000 (left to pay)
    All other debts: PAID IN FULL
    GOALS:
    To be debt free except mortgage by the May 2014 DONE
    To save $5000 by 12/13/14 Only saved about $600 so far!

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