Hello Everyone!
I'm new to the forums, but have been working on my debt reduction for more than a year now. One thing I struggle with the most is making a "Monthly Spending Plan" and then actually plugging in the numbers once the month is up. I'm fine with keeping them day to day, but when it comes to actually analyzing them and seeing where all my money went, it's tough to motivate myself to get moving.
Wondering if we could do a challenge where we post our Monthly Spending Plans at the beginning of the months and then post in at the end of the month to see how we did. It's not so important to keep to the plan "perfectly" as it is to make it and then check in at the end of the month and make adjustments as necessary.
(Plus, I'm hoping that posting this will motivate me to actually make and stick to my own spending plan...)
Anyone else in?
I'm new to the forums, but have been working on my debt reduction for more than a year now. One thing I struggle with the most is making a "Monthly Spending Plan" and then actually plugging in the numbers once the month is up. I'm fine with keeping them day to day, but when it comes to actually analyzing them and seeing where all my money went, it's tough to motivate myself to get moving.
Wondering if we could do a challenge where we post our Monthly Spending Plans at the beginning of the months and then post in at the end of the month to see how we did. It's not so important to keep to the plan "perfectly" as it is to make it and then check in at the end of the month and make adjustments as necessary.
(Plus, I'm hoping that posting this will motivate me to actually make and stick to my own spending plan...)
Anyone else in?