We need to re-save the majority of the funds to replace my car and eventually dh's. We were good on mine. There was a reason it was taking me forever to make a decision on what to buy. That money was meant to do something much more important in the big picture. If we get it back~ we get it back. If not it is a good cause and a far greater need than ours. We never borrow without considering it a gift. Health is more important than $!
So here we sit needing to re-save it. It took forever to save but we can do it again and cross our fingers my car continues to do well with the high mileage as we save.
~~We are also continuing to save towards a longer FFEF. ($70 a week)
~~We are saving towards the kids trip this summer to stay with family out of state( need about $800~ have $100)
~~Dh and I have a non negotiable event in July we need about $600 for ( 0 saved)
We are This is going to be tough but I'm putting on my frugal black belt to begin with and will start tracking every cent again. Looking at the numbers and the fact my PT paychecks have been down about $200 a month it is looking impossible. Dh is pay locked until Jan 2011 However as we have proved to ourselves nothing is impossible.
I'm going to do an Auto draft of $30 a week to start with. Not much but a start.
-Since our cars are an 01 and an 02 I'm assuming they are not worth much and calling our agent to see what the savings is to go just liability.
-I'm checking into naked dsl (we can not get other internet but the phone co as we are rural) and the possibility of adding 1 more cell and dropping the home phone
-tracking everything will help a lot I think
- go back to taking 1 day a week to drive the 30 miles to shop so I have all day instead of doing a quick trip after work. I tend to be rushed after work. By taking 1 day I will be wasting gas $ but will have time to browse the thrift stores etc
-ebay items
- check into part time opportunities closer to home for extra cash
- cut eating out from once a week to 1-2 x a month
- dh's over time to the car fund
I'm going to track how we do. If anyone has any ideas please chime in. I'd love some more ideas!
So here we sit needing to re-save it. It took forever to save but we can do it again and cross our fingers my car continues to do well with the high mileage as we save.
~~We are also continuing to save towards a longer FFEF. ($70 a week)
~~We are saving towards the kids trip this summer to stay with family out of state( need about $800~ have $100)
~~Dh and I have a non negotiable event in July we need about $600 for ( 0 saved)
We are This is going to be tough but I'm putting on my frugal black belt to begin with and will start tracking every cent again. Looking at the numbers and the fact my PT paychecks have been down about $200 a month it is looking impossible. Dh is pay locked until Jan 2011 However as we have proved to ourselves nothing is impossible.
I'm going to do an Auto draft of $30 a week to start with. Not much but a start.
-Since our cars are an 01 and an 02 I'm assuming they are not worth much and calling our agent to see what the savings is to go just liability.
-I'm checking into naked dsl (we can not get other internet but the phone co as we are rural) and the possibility of adding 1 more cell and dropping the home phone
-tracking everything will help a lot I think
- go back to taking 1 day a week to drive the 30 miles to shop so I have all day instead of doing a quick trip after work. I tend to be rushed after work. By taking 1 day I will be wasting gas $ but will have time to browse the thrift stores etc
-ebay items
- check into part time opportunities closer to home for extra cash
- cut eating out from once a week to 1-2 x a month
- dh's over time to the car fund
I'm going to track how we do. If anyone has any ideas please chime in. I'd love some more ideas!