Having a back up plan...
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  1. #1
    Registered User mommy4ever's Avatar
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    Default Having a back up plan...

    Ok, so I have my budget set out so that after june/july there will be no more daycare. I will take 18-24 months off

    Now, I don't WANT to re-open after that time. BUT, I found a back up plan. If we find we are using up the savings, then I need to have some income.

    I could drive a school bus through the school year. It would for the most part allow me to be free through the week for the girls. I'd drive in the morning. It may interfere with some days where they have special activities, BUT I would know well in advance, and book it off.

    It means a later supper, but by then I will have 2 girls more than able to handle that.

    I don't want to, but it's less time demands on my family. And could make it work where I would be free with my days.

    I would be home by 9am. ANd need to be on the road again at about 3. So nothing interfering.

    It could work beautifully.
    Mommy4ever to 4 wonderful kiddos. Homeschooling mom to 2 youngest.

    • BEF: Goal 1 met....
    • CC1 pif - Jan 30
    • cc2 pif - feb 28
    • LOC PIF - Nov 29/13
    • Car(personal loan of 9 days) - PIF Dec 2/13
    • Debt repayment: 100% paid off as of Dec 2/13
    • vacation fund for family vacation goal Dec/14
    • FFEF 0/6 months
    • Retirement savings to start
    • Mortgage


    DEBT, n. An ingenious substitute for the chain and whip of the slave driver.
    - Ambrose Bierce


    The plan: All debt to be eliminated in 12 months(STILL ON TRACK) Paid in full after 10 months. Dh is the captain of this ship, this time, and we're sailing into the sunset. Who'd have thought, but this has brought us so much closer and stronger.




  2. #2
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    Default

    I applaud your efforts to do this but... If it was me, I'd figure it all up, do the planning and then ADD an extra little bit. Just in case... or maybe I'm just the paranoid type.


    “There is no dignity
    quite so impressive,
    and no independence
    quite so important,
    as living within your means.”
    ― Calvin Coolidge

  3. #3
    Registered User mommy4ever's Avatar
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    Russ, my planning includes an extra 6K already..lol

    Like you, I'm a little paranoid. I'll keep at it an extra 3 months to make it work.
    Mommy4ever to 4 wonderful kiddos. Homeschooling mom to 2 youngest.

    • BEF: Goal 1 met....
    • CC1 pif - Jan 30
    • cc2 pif - feb 28
    • LOC PIF - Nov 29/13
    • Car(personal loan of 9 days) - PIF Dec 2/13
    • Debt repayment: 100% paid off as of Dec 2/13
    • vacation fund for family vacation goal Dec/14
    • FFEF 0/6 months
    • Retirement savings to start
    • Mortgage


    DEBT, n. An ingenious substitute for the chain and whip of the slave driver.
    - Ambrose Bierce


    The plan: All debt to be eliminated in 12 months(STILL ON TRACK) Paid in full after 10 months. Dh is the captain of this ship, this time, and we're sailing into the sunset. Who'd have thought, but this has brought us so much closer and stronger.




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