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01-05-2011, 04:25 PM #1Moderator
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2011 Debt Reduction Challenge - Behind $202,117.30
To avoid confusion, please only post your debt reduction payment amounts in this thread. All discussion related to the challenge should be posted in the "2011 Debt Reduction Challenge - Discussion" thread.
Please ensure that your total is broken down into interest and principal. The preferred format is as follows:
Jan 1, 2011
Debt - Mortgage
Total Payment: $1,000
Principal: $500
Interest: $500
Posts which do not clearly indicate the above will not be counted.Last edited by monkeywrangler71; 01-01-2012 at 07:58 PM.
- 01-06-2011, 12:03 AM #2Registered User
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1/2/2011
Debt - Home Depot account
Principal = 403.56
Interest = 15.56
Paid in full. Now on to consumer debt # 2.
01-06-2011, 02:56 PM #3Registered User
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Debt- Car Loan
$2000 Principal*** 2013 Goals***
Pay $100 extra on each payment
Car Loan balance = $7,100------Interest = .9%------Payment = $260
Home Loan Balance = $33,000------Interest = 1.99%------Payment = $830
01-06-2011, 03:00 PM #4Registered User
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1/1/11
Mortgage
Principle $1535.47
Interest $1115.82Debt Free - except for the mortgage!
01-07-2011, 11:30 AM #5Rude and Vile Master
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2011 Jan 4
Rental Mortgage
Principal $146.41
Interest $448.95
Extra principal: $12.04
(We make a fixed pmt every month that is now slightly higher than the total of Prin, int and escrow - at present, exactly $12.04 over the total.
If you could kick in the pants the person responsible for your problems, you wouldn't be able to sit for a month.
Did you know that a 4 year student paying $20,000/year who finances their education graduates with over $103,000 in debt to start? But a student who works and pays cash and takes 6 years to graduate ends with $6,300 in their pocket! So much for "getting a head start by financing!"
Greebo(Nerd Spender): Loving and extremely patiently tolerated husband of ceashels.
WARNING: Y Chromosome behind the keyboard. Adjust your listening filters appropriately!
ThreeTwo mortgages,twooneno car loans,oneno credit cards, and a partridge in pear tree!
01-07-2011, 12:02 PM #6Moderator
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Debt reduction totals, end of Week 1
Principal: $4097.48
Interest: $1580.33
Goal: $600 000?
01-07-2011, 12:17 PM #7Registered User
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land payment 1
Jan payment for land $721.00
$365.17 Principal
$355.83 Interest
01-07-2011, 12:20 PM #8Registered User
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land payment 2
Land payment 2 -$277.00
Principal $192.42
Interest $84.58
01-07-2011, 07:42 PM #9Registered User
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My first Mortage payment for 2011 $2,308.08
Balance $88,246.79
Principal- $1480.00
Interest- $429.94
Escrow- $398.14
01-08-2011, 06:26 PM #10Registered User
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1/8/2011
Debt- Visa Credit Card
Principle-$19.62
Interest-$5.38
01-08-2011, 08:22 PM #11Registered User
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Car #1
(1/7/11)
217.54
Prin: - 131.60
Int: - 85.94
I can't be out of money... I still have checks left!
Momma to the DivaMy Blog: frugaldomesticgoddess.wordpress.com
Old Lady to the Old Man
Me vs. 2013
$5.21
Making Yule
Samantha x2 (1/2)
Christopher x2
Mom x2
Larry x1
Dave x1
Mary x2
Rick x1
Alecia x2
OldMan x5
Diva x11 (1/11)
01-09-2011, 04:18 PM #12Moderator
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Jan 4, 2011
Fixed Mortgage
Total: 190.01
Principal: 90.62
Interest: 99.39
Variable Mortgage
Total: 158.95
Principal: 78.10
Interest: 80.85
01-12-2011, 10:58 AM #13Registered User
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1/7/11
Visa:
Principal $78.77 (interest had been paid in previous payment made in December)
1/10/11
Mortgage:
principal $307.13
Interest $941.80Right is right even if no one else is doing it. Wrong is wrong even if everyone else is doing it.
IF IT IS TO BE.....IT IS UP TO ME
The 12/12/12 project! Missed this target...but onward I go!
$24,202.77 Total debt due on 11/11/11.
$2,902.33 Total balance due as of 2/5/13 .
Kitty mommy to:
JC
5/3/2012 RIP...I miss you old man.
Jack
01-12-2011, 11:11 AM #14Registered User
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Car Loan
$1000 Principal*** 2013 Goals***
Pay $100 extra on each payment
Car Loan balance = $7,100------Interest = .9%------Payment = $260
Home Loan Balance = $33,000------Interest = 1.99%------Payment = $830
01-13-2011, 09:27 AM #15Registered User
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I hope I am doing this correctly.
1/1/11 Mortgage Bal $181,847.47
January principal paid $ 219.85
January interest paid $ 997.02
1/1/11 Car Balance $ 21,681.23
January principal paid $ 531.15
January interest paid $ 158.85
1/1/11 Stud Loan Bal $ 36,258.39
January principal paid $ 100.09
January interest paid $ 149.91
1/1/11 Total Credit Card Bal $ 42,032.91
January principal paid $ 2,543.83
January interest paid $ 401.08Last edited by tnthriftylady; 01-13-2011 at 09:45 AM. Reason: I hit save too soon and by accident & put in wrong numbers for one set.
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