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  1. 01-05-2011, 04:25 PM #1
    monkeywrangler71
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    Default 2011 Debt Reduction Challenge - Behind $202,117.30

    To avoid confusion, please only post your debt reduction payment amounts in this thread. All discussion related to the challenge should be posted in the "2011 Debt Reduction Challenge - Discussion" thread.

    Please ensure that your total is broken down into interest and principal. The preferred format is as follows:

    Jan 1, 2011
    Debt - Mortgage
    Total Payment: $1,000
    Principal: $500
    Interest: $500

    Posts which do not clearly indicate the above will not be counted.
    Last edited by monkeywrangler71; 01-01-2012 at 07:58 PM.
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  2. 01-06-2011, 12:03 AM #2
    Mamaw
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    Default

    1/2/2011
    Debt - Home Depot account
    Principal = 403.56
    Interest = 15.56
    Paid in full. Now on to consumer debt # 2.
    Barb
    May l $$$$$ goals
    Grocery challenge 400.00/203.52
    Menu planning - 5/3
    Carpet fund 40/40 l
    Christmas 2012 50/50 :
    Change Jar @ May 12 = 849.02 Boston Fund!

    Time Goals
    New Recipe 2/2
    Home Project Organizational Challenge - Bathroom windowsill painted
    Utility room - paint door and hang border
    Hook up water barrell
    Clean out bedroom closet
    Exercise 3x week/20 mins
    UFO for April - baby bib #1

    YEARLY GOAL TRACKING 2012
    Carpet fund @ May = 2650
    Christmas 2012 @ May = 390
    Change Jar = Boston = 849.02
    UFOs done 2012 = 0
    Organization projects 12/4

    Working on learning to be calm and content

    Every little tiny bit helps to get rid of that debt
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  3. 01-06-2011, 02:56 PM #3
    StanleyJohnson
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    Default

    Debt- Car Loan

    $2000 Principal
    *** 2012 Goals***

    Pay off........

    1) Car Loan $5,700--500 left @ 3.25%

    2) Treadmill Pd in Full

    3) Rental refurb- $7,075
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  4. 01-06-2011, 03:00 PM #4
    ladybug96
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    Default

    1/1/11

    Mortgage
    Principle $1535.47
    Interest $1115.82
    Debt Free - except for the mortgage!
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  5. 01-07-2011, 11:30 AM #5
    Greebo
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    Default

    2011 Jan 4
    Rental Mortgage
    Principal $146.41
    Interest $448.95
    Extra principal: $12.04

    (We make a fixed pmt every month that is now slightly higher than the total of Prin, int and escrow - at present, exactly $12.04 over the total.
    If you could kick in the pants the person responsible for your problems, you wouldn't be able to sit for a month.

    Did you know that a 4 year student paying $20,000/year who finances their education graduates with over $103,000 in debt to start? But a student who works and pays cash and takes 6 years to graduate ends with $6,300 in their pocket! So much for "getting a head start by financing!"

    Greebo    (Nerd Spender): Loving and extremely patiently tolerated husband of ceashels.
     WARNING: Y Chromosome behind the keyboard. Adjust your listening filters appropriately!

    Three     Two mortgages, two one no car loans, one no credit cards, and a partridge in pear tree!
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  6. 01-07-2011, 12:02 PM #6
    monkeywrangler71
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    Default

    Debt reduction totals, end of Week 1

    Principal: $4097.48
    Interest: $1580.33

    Goal: $600 000?
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  7. 01-07-2011, 12:17 PM #7
    frugal-fannie
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    Default land payment 1

    Jan payment for land $721.00

    $365.17 Principal
    $355.83 Interest
    The problem with a living sacrifice is, it always trys to crawl off the alter.- Chuck Swindoll
    debt 59,076.95/148,000 first mortgage 407131.74/ 515,000 2nd mtg,creative fin.-rental houses fix up 342035.13.pfcu-16,000,FCU-10,AMX-4925.71-0%, Chase Freedom $1500.00 Chase, 2500.00 35315.72+30-70315.72 13,129.28 /22,000 land payment
    29199.33 / 38,000 land pmt $42,328.61
    balance owed 705,000.00/493756.41 30000 or less- final fix up for rentals 40315.72- total high interest debt pay down
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  8. 01-07-2011, 12:20 PM #8
    frugal-fannie
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    Default land payment 2

    Land payment 2 -$277.00

    Principal $192.42

    Interest $84.58
    The problem with a living sacrifice is, it always trys to crawl off the alter.- Chuck Swindoll
    debt 59,076.95/148,000 first mortgage 407131.74/ 515,000 2nd mtg,creative fin.-rental houses fix up 342035.13.pfcu-16,000,FCU-10,AMX-4925.71-0%, Chase Freedom $1500.00 Chase, 2500.00 35315.72+30-70315.72 13,129.28 /22,000 land payment
    29199.33 / 38,000 land pmt $42,328.61
    balance owed 705,000.00/493756.41 30000 or less- final fix up for rentals 40315.72- total high interest debt pay down
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  9. 01-07-2011, 07:42 PM #9
    frugal-fannie
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    Default

    My first Mortage payment for 2011 $2,308.08
    Balance $88,246.79


    Principal- $1480.00
    Interest- $429.94
    Escrow- $398.14
    The problem with a living sacrifice is, it always trys to crawl off the alter.- Chuck Swindoll
    debt 59,076.95/148,000 first mortgage 407131.74/ 515,000 2nd mtg,creative fin.-rental houses fix up 342035.13.pfcu-16,000,FCU-10,AMX-4925.71-0%, Chase Freedom $1500.00 Chase, 2500.00 35315.72+30-70315.72 13,129.28 /22,000 land payment
    29199.33 / 38,000 land pmt $42,328.61
    balance owed 705,000.00/493756.41 30000 or less- final fix up for rentals 40315.72- total high interest debt pay down
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  10. 01-08-2011, 06:26 PM #10
    HeatSeeker
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    Default

    1/8/2011
    Debt- Visa Credit Card
    Principle-$19.62
    Interest-$5.38
    The Enemy of Best isn't Worst. The Enemy of Best is Just Fine.


    Me

    Cupcake
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  11. 01-08-2011, 08:22 PM #11
    Lady_V
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    Default

    Car #1
    (1/7/11)

    217.54

    Prin: - 131.60
    Int: - 85.94
    I can't be out of money... I still have checks left!

    Momma to the Diva
    Old Lady to the Old Man
    My Blog: http://more-than-bonbons.blogspot.com

    BS1: DONE BS2: DONE BS3: working on it BS4 :eventually (at 3% now) BS5: DONE BS6: DONE BS7: someday
    OMG, we're going on our first cruise together??? 2 July 12
    2012 Challenges
    Change Jar
    Vacation Fund - done
    Drink Water
    Get Moving
    100% Homemade Holidays
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  12. 01-09-2011, 04:18 PM #12
    monkeywrangler71
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    Default

    Jan 4, 2011
    Fixed Mortgage
    Total: 190.01
    Principal: 90.62
    Interest: 99.39

    Variable Mortgage
    Total: 158.95
    Principal: 78.10
    Interest: 80.85
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  13. 01-12-2011, 10:58 AM #13
    Ponderer
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    Default

    1/7/11
    Visa:
    Principal $78.77 (interest had been paid in previous payment made in December)

    1/10/11
    Mortgage:
    principal $307.13
    Interest $941.80
    Right is right even if no one else is doing it. Wrong is wrong even if everyone else is doing it.

    IF IT IS TO BE.....IT IS UP TO ME
    The 12/12/12 project!
    $12,548.54 of $24,202.77 PAID since 11/11/11! 48% to go!!!

    Kitty mommy to:
    JC
    Jack
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  14. 01-12-2011, 11:11 AM #14
    StanleyJohnson
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    Default

    Car Loan

    $1000 Principal
    *** 2012 Goals***

    Pay off........

    1) Car Loan $5,700--500 left @ 3.25%

    2) Treadmill Pd in Full

    3) Rental refurb- $7,075
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  15. 01-13-2011, 09:27 AM #15
    tnthriftylady
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    Default

    I hope I am doing this correctly.

    1/1/11 Mortgage Bal $181,847.47
    January principal paid $ 219.85
    January interest paid $ 997.02

    1/1/11 Car Balance $ 21,681.23
    January principal paid $ 531.15
    January interest paid $ 158.85

    1/1/11 Stud Loan Bal $ 36,258.39
    January principal paid $ 100.09
    January interest paid $ 149.91

    1/1/11 Total Credit Card Bal $ 42,032.91
    January principal paid $ 2,543.83
    January interest paid $ 401.08
    Last edited by tnthriftylady; 01-13-2011 at 09:45 AM. Reason: I hit save too soon and by accident & put in wrong numbers for one set.
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