My 2012 Financial Journey.....

[alotofgooddeals]

we work on a strip mall area....which means there are lots of busines in one spot haha....and one of these businesses is a dollar tree....I have started leaving the card home with hubby because i would spend $1 here and there which does add up and this next year it is my goal to at least stay on track!

[Anna43]

It is virtually impossible to make a budget until you know exactly where you are spending your money. Write down every penny for a couple of months. Its easy to track the big items, its the smaller things that slip thru the cracks.