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12-28-2011, 10:09 PM #1
2012 Grocery Budget Reduction Challenge
What are your goals for grocery spending in 2012? Will you be keeping your budget the same as in 2011 or have circumstances caused you to change your grocery budget? I went over budget SEVERAL times in 2011 so my goal in starting this challenge is to spend no more than $300 per month. Couponing and meal planning should help tremendously.
I've been trying to limit our grocery budget only to cash but DH repeatedly pulls out the debit card to pay for little purchases when he's craving something! Now my only additional challenge will be to get DH to cooperate and not spend any additional money that isn't from the Grocery Cash Envelope!May Goals:
Only $300 for groceries this month - $206/$300
Monthly coupon/valued customer savings = $14.08
No wasted food!
Stick to budget!
Track spending DAILY
Get checkbook balanced
Save $200 toward EF: $85/$200
2012 FV Challenges: Try New Recipes Challenge: 22/52, Menu Planning Challenge: 21/52, Grocery Reduction Budget Challenge, Change Jar Challenge: $27.81 as of 1-14-12, Lose A Pound A Week Challenge: 3/48, No Wasted Food Challenge
2012 Goals
2. Snowball the CC payment into Sears Credit Card bill (no interest) and get it paid off ASAP.
1. To pay off CC (only $917.15 left!) and never again charge more than I can pay off each month.
3.Snowball the CC and Sears card payments into hospital bill (due w/ Baby #2 via C-section in mid-January). Pay that off ASAP.4. Snowball payments into DH's student loan (as of 12/4/11 there's still $4770.84 remaining). Pay off by 12/31/12.
5. Keep our grocery budget to $300 each month.
6. Use Dave Ramsey's budget sheet and get on track with this each pay period.
7. Get and keep checkbook balanced and keep an eye (weekly if not daily) on our e-statements.
8. Get savings account up to $8,000 (incl. emergency fund)
9. Make 2 Christmas gifts per month: 0/24.
10. Get our home organized: use a receipt book, keep my coupon organizer in check, have a touch-once policy for paper (touch once and then file or toss).
11. Achieve "give or get" goal of $1500 for the board I serve on by 9/30/12.
12. Taxes filed by March 17.
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12-28-2011, 10:31 PM #2Registered User
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I soooo need to do this! I want to spend no more than $200 in January, I should be able to do this as my pantry is pretty stocked up just need meat and perrishibles.
Grocery Challenge $123.37/200
MTD Saved on Sales $97.59
MTD Saved on coupons $53.71
YTD Saved on Sales $97.59
YTD Saved on coupons $53.71
Started 11/29/11 12.30
Quarters to debt started 11/29/11 31.00
Challenge started 11/29/11 5.01
Baby EF 100/1000
NO Spend Days 0/30
Fling 152/2012
Loads of Laundry
19
$$ made by selling clutter $2.00
Chrissy 36, DW to Miles, 44 for 17 years
Mom to
Katelynn-14
Kathryn-12
Miles II- 10

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12-28-2011, 10:55 PM #3
I am so in this challenge, but will figure out my goals as I go. I'm trying to get a stock pile going and the last 2 months we have been over the budget we have allocated for groceries.
Wendy 
Goals:
1.BEFCOMPLETE
2. Debt OWE $5203.82 / $6026.38
3. FFEF $2212.31 / ?
Challenges:
1. 2012 Fling: 501 / 2012
Working towards Romans 13:8
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12-28-2011, 11:04 PM #4Registered User
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I am in again this year. I have a pretty good stockpile but would like to keep it going and not have to deplete it.
My goal will probably change each month as I will only hit sales and need perishables.
Thanks for getting us started Aspiring!
Dh Bob
FIL 
DS (21) at Lakehead U - go Thunderwolves!

www.ouroldhomestead.blogspot.com
2012 Exercise Challenge - 5,358 min
2012 Water Challenge - 7,330 oz
May No Spend Days - 0 /20
Wasted money - May total - $0
2012 Change Jar - $ 37.20
No Eat Out - 114 /365
2012 Reading Challenge - 3 /12
2012 Home Project - May - 4 totes 0 /4, organizing laundry room
20 Wishes Challenge - 3/20
12,400 /36,500 squats
2012 Coupon Challenge - $416.06
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12-28-2011, 11:23 PM #5
I'm curious how you keep your food budget separate from household products. I.e. Soaps, pet food, things you don't put in your mouth
. Or do you? I'm sure it's a matter of organization, any tips?
I sooooo need to do this too!Last edited by Chevelle72; 12-28-2011 at 11:42 PM.
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12-28-2011, 11:24 PM #6
I would like to keep my goal around 400.00 a month. Would like this amount to also include stocking up when there is a good sale.
Yes to cash instead of the debit card.
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12-29-2011, 12:02 AM #7
It's really up to the individual and your home circumstances. We don't have any pets, but I DO include things like soap, other HBA products, paper products (TP primarily as I'm trying to reduce our dependence on paper towels and we rarely use paper plates/cups), OTC medicines (DS's allergy meds are OTC and I can get them w/ coupons), etc. It really is just a matter of personal preference and organization.
May Goals:
Only $300 for groceries this month - $206/$300
Monthly coupon/valued customer savings = $14.08
No wasted food!
Stick to budget!
Track spending DAILY
Get checkbook balanced
Save $200 toward EF: $85/$200
2012 FV Challenges: Try New Recipes Challenge: 22/52, Menu Planning Challenge: 21/52, Grocery Reduction Budget Challenge, Change Jar Challenge: $27.81 as of 1-14-12, Lose A Pound A Week Challenge: 3/48, No Wasted Food Challenge
2012 Goals
2. Snowball the CC payment into Sears Credit Card bill (no interest) and get it paid off ASAP.
1. To pay off CC (only $917.15 left!) and never again charge more than I can pay off each month.
3.Snowball the CC and Sears card payments into hospital bill (due w/ Baby #2 via C-section in mid-January). Pay that off ASAP.4. Snowball payments into DH's student loan (as of 12/4/11 there's still $4770.84 remaining). Pay off by 12/31/12.
5. Keep our grocery budget to $300 each month.
6. Use Dave Ramsey's budget sheet and get on track with this each pay period.
7. Get and keep checkbook balanced and keep an eye (weekly if not daily) on our e-statements.
8. Get savings account up to $8,000 (incl. emergency fund)
9. Make 2 Christmas gifts per month: 0/24.
10. Get our home organized: use a receipt book, keep my coupon organizer in check, have a touch-once policy for paper (touch once and then file or toss).
11. Achieve "give or get" goal of $1500 for the board I serve on by 9/30/12.
12. Taxes filed by March 17.
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12-29-2011, 07:10 AM #8Registered User
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I'm shooting for $300 a month or less....that's $75 a week. I think I can do this. I'm hoping to be eating healthier for the new year and that includes whole foods and not junk food. Things like rice, pasta, potatoes, etc.....are cheap and filling and will go along ways. I would like to start making my own whole wheat bread once a week....to last us the whole week. We go through alot of bread and milk....I'm trying to limit my meat intake. The last two months I have had a customer at work bring me two bags full of vension....so I really haven't had to buy any meat lately. I'm hoping to come in under budget each week!
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12-29-2011, 08:11 AM #9
My goal is to range at about $125 per week. Some weeks might be more...some weeks might be less. But that's my "goal average". It's kind of hard to figure out because we buy 1/2 a cow about every 9 months depending on when the meat is very low. So I've got to take that into account. Because of that we might average to more like $150 per week. Guess that's not bad considering there is DH, myself and our two daughters. Plus 4 daycare kids every day during the week. That's a lot of people to feed. I limit my running around by making my list ahead and trying to shop mainly at one store while price matching with the other flyers. It makes it so much easier, and we save so much money that way.
An obstacle is what comes up when you lose sight of your goal.
Daily Fix It, Sort It, or Clean It Challenge
May No-Spend: 9/12
"A penny saved is a penny earned!" 
1 (), 2 (), 3 (), 4 (), 5 (), 6 (), 7 (), 8 (), 9 (), 10 (), 11 (), 12 (), 13 (), 14 (), 15 (), 16 (), 17 (), 18 (), 19 (), 20 (), 21 (), 22 (), 23 (), 24 (), 25 (), 26 (), 27 (), 28 (), 29 (), 30 (), 31 ()
2012 Lose-A-Pound-A-Week Challenge
I have 8.2 lbs to lose (as of Mon, May 28th, 2012)
Personal
Pay off my Morgage
$101,927.57 (as of May 28th, 2012 - 10 years, 0 months left...partly because we got a new interest rate
)/$108,631.38 (as of Dec. 3rd, 2011 - 12 years, 7 months left)
Pay off my Line of Credit
$6,977.26 (as of May 28th, 2012)/$17,790.73 (as of Dec. 3rd, 2011)
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12-29-2011, 08:51 AM #10
I am in. I want to spend no more than $75 a week for groceries and about $20 for personal items.
Kellie
2012 Challenges
Reading challenge 6/52
Lose a pound challenge 3/50
Homestead challenge - Clean out gazebo
Home Project challenge - Plant garden/work on bedroom
Gocery Budget Challenge - 0/300
Coupon Saving challenge - 82.23
April Goals
1. Clean out dad's apartment - partially done
2. Work on his taxes-done and mailed
3. Track expenses - have to really work on this one
4. Find more freebies
5. find ways to reduce expenses since won't have a job after this month
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12-29-2011, 10:51 AM #11
I am in for this challange i want to try and spend no more then $200.a month for food and hba since i have a good stock pile.
challanges for 2012
Grocery budget challange $200.for grocery,Hba,& stockpiling,each month.
May,no spend days challange 20-5/8
1-26/2-18/3-26/4-24/
change jar
1-2012 Grocery,hba,stockpiling $168.46
2-2012 ''''''''''''''''''''''''''''''''''''''''''''''""""$160.42
3-2012 """""""""""""""""""""""""""""$136.52
4-2012"""""""""""""""""""""""""""""""$97.97
5-2012''''''''''''''''''''''''''''''''''''''''''''''''''''''''
2 
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12-29-2011, 12:33 PM #12
me me me me!
I am so in this year.....
for January i have budgeted $400 for groceries and $100 for stockup....have some extra money come in over and above what i had budgeted for $300 so in reality i may have $200 for stocking up...I made my grocery list already for January as i am also going to try the oam shopping method...and my total was just shy of $300 so....2012 Goals
Credit card: $917.00/ 937.00
Room Downstair semi completion: $900
Countertop: $400
Deck $750
Bedroom revamp: $400
2 replacement windows $400-$500
intex swimming pool for the kids
get dh to build daughter a chicken coop
Health Challenge 0/20 lbs
no spend days 0/209
grocery reduction 27.76/$300
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12-29-2011, 12:41 PM #13Master Dollar Stretcher
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I am going to try for $300 for January, and see how it goes.
DH aka Mad Hen
(http://mad-hen-creations.blogspot.com/)
June no-spend: 0/15
June wasted money: $0
June grocery: $0/400
2012 LAPAW: 8.8/20
2012 Get-Thee-To-The-Gym Challenge: 7/52
: 1136/66,795
Run/walk challenge: 91/520 miles
Total debt (with mortgage, HELOC, and 1 cc): Jan 2012: $285,105 (Jan 2011: $292,750)
(2911 days until retirement)
Live as if you were to die tomorrow. Learn as if you were to live forever. Mahatma Gandhi
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12-29-2011, 01:29 PM #14
I want to stick to my weekly budget plan, which I've stuck like glue to since August. It's €24.40 for the two of us for the whole MONTH (not week). I know, crazy, but:
On top of that, I have set aside already €500 for Stockpile stuff. That includes all non-perishable food (dry goods, baking supplies, cans, jars, etc), frozen food, cleaning supplies, HBA, kitchen stuff that gets used up like wax paper, and energy/light like candles, lightbulbs. Basically anything that gets used up and has to be replaced regularly, that is not perishable.
This past 6 months, I spent over €1500 on the Stockpile. I had set that money aside on purpose and I put it to work, but now that I have the stockpile, I don't want to be spending so much. So I am slashing it to €500 and I am going to focus on buying large quantities of really good sale prices rather than just buying stuff I needed (here inflation is high so buying stuff soon, even if not on sale, is cheaper than waiting, and most stuff I use has never gone on sale).
My monthly food budget is for the NON Stockpile stuff. So things like milk, fresh fruits and veggies, bread, meat/fish, cheese, yogurt, etc. It includes eating out, cafes, etc.
If I didn't have €1500 in Stockpile Fund to burn there's no way I could have survived on the €24.40/month. But now that the stockpile is built up, I think we can do it. The only non-stockpile things I really buy are milk and the occasional fresh vegetable anyway.
So my goals are:
- stay on budget
- make the €500 Stockpile Fund last through the year (I may revise this. If it looks totally ridiculous, I may move money from another fund in July and double this for a €1000 year total. But I'd really like to keep that other €500 free so we can go to our friends' wedding in July.)My Brand-New Blog: http://homeingreece.wordpress.com
Weeks Staying On Budget: 80
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12-29-2011, 02:51 PM #15
hi...just a quick question greekislandgirl
i love following your post so i am gonna ask....what is €24.40 in american dollars?
thanks!2012 Goals
Credit card: $917.00/ 937.00
Room Downstair semi completion: $900
Countertop: $400
Deck $750
Bedroom revamp: $400
2 replacement windows $400-$500
intex swimming pool for the kids
get dh to build daughter a chicken coop
Health Challenge 0/20 lbs
no spend days 0/209
grocery reduction 27.76/$300
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