2012 No Spend Challenge
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  1. #1
    Registered User Debbie-cat's Avatar
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    Default 2012 No Spend Challenge

    How did you do last year? Did you make your goals each month? Some months were bad and some were good for me but 2012 is the year I deem NO SPEND!

    For January my goal will be 23 no spend days. I am allowing myself to spend money only twice a week.

    How many days do you plan on not spending any money?
    April No Spend Days - 910 /22
    2014 No Eat Out Days - 103 /365
    2014 April Gas Challenge - $35 / $80
    April Keep Fit - 330 min / 900 min

    2014 - 52 Week Saving Challenge - 3, 8, 9, 18, 21, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52

    Give God your problems and he will give you His peace.

  2. #2
    Registered User hotprincesscm's Avatar
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    Very bad year for me last year! I turned into a complete spend thrift. This is the year I get back on track pay down debt....after Feb, the only debt I should have is a student loan...and save for a down payment on a house. I am shooting for 5 no spend days a week..leaving the weekends, days to spend on necessities. I know it won't be easy but I am going to try like heck to be good!
    2014 Emergency Fund: $0/$1000-Starting Fresh after buying a house
    2014 Reading Challenge: 0/12-A book a month(realistic goal)
    2014 Coupon Savings:
    2014 Freebies Received:3
    2014 Christmas Fund: $103/$1503(weekly savings plan plus bank bonus of $125)
    2014 Homesteading Skill a month: January-Knitting
    January Grocery budget: $260.23/$500
    2014 Pound a week Challenge: 1/30
    2014 Emergency Fund: $0/$1000
    2014 Change Jar Challenge: $0
    January no eat out challenge: 15/31

  3. #3
    Registered User Uniwolf's Avatar
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    Okay, so my take on this is gonna be just a tad different. I do our grocery shopping ect, usually on Fridays. We each have $20 a week for lunch, or what ever. I usually take both lunch and breakfast, as well as snacks that I want to work with me. So with limited exceptions, I am allowing 1 day a week as a spend day. with the goal of trying to plan well enough that I spend no more than 1/2 of my weekly "lunch" money. If so that is $260 dollars for the year that I can put somewhere else even if it and I go to Hobby Lobby,

    So I guess my accountability on this thread will be how much of the "lunch" money I can keep

  4. #4
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    Default Here is my plan...

    three days a week i can spend but this will include grocery shopping, thrift store runs and a weekend day with the family....so i guess my total would be 209 no spend days...this will be very hard for me as we have dollar tree directly in the plaza i work at so at lunch time i usualy run down grab a bite to eat and see if there is anything there....but in the long run it will be good for me because i will only alot 1 day a week for that....but just think of what i will save....
    2012 Goals

    Credit card: $917.00/ 937.00

    Room Downstair semi completion: $900

    Countertop: $400

    Deck $750

    Bedroom revamp: $400

    2 replacement windows $400-$500

    intex swimming pool for the kids

    get dh to build daughter a chicken coop

    Health Challenge 0/20 lbs

    no spend days 0/209

    grocery reduction 27.76/$300

  5. #5
    cmu
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    I am in... I have to get my spending under control this year. I am one of those...Oh we need this, I'll just run to the store real quick types. Not in 2012!!! I told my hubby today that I am not going to the store for anything today and he replied to me, we ran out of cat food this morning... my response... the cat likes chicken, we have some left over chicken in the fridge give that to him..... the cat is currently eating a meatball left over from last night LOL!

    I am not going to set a goal for this month, just want to track it and see how I do, then set a realistic goal for Feb.
    Grocery Challenge $98.22/635
    MTD Saved on Sales $0
    MTD Saved on coupons $0
    YTD Saved on Sales started on 11/1 $0
    YTD Saved on coupons started on 11/1 $0
    Started 11/29/11 12.30
    Quarters to debt started 11/29/11 31.00
    Challenge started 11/29/11 5.01
    Baby EF 161/500
    NO Spend Days 0/31
    Fling 270/2013
    Loads of Laundry 0
    $$ made by selling clutter $0

    Chrissy 36, DW to Miles, 45 for 18 years
    Mom to
    Katelynn-15
    Kathryn-13
    Miles II- 11

  6. #6
    Master Dollar Stretcher madhen's Avatar
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    I am going to shoot for 15 no-spend days per month again.
    DH aka Mad Hen
    (http://mad-hen-creations.blogspot.com/)

    Every time you spend money, you're casting a vote for the kind of world you want. Anna Lappe

  7. #7
    Registered User TwoBlessed's Avatar
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    Would love to join, I have no exact number in mind, just as many as possible no-spend days.

  8. #8
    Registered User piney's Avatar
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    I am in going for 20 no spend days a month.
    Goals and challenges for 2014
    3 things to do a day
    Grocery and household budget $150. a month
    23 no spend days each month

  9. #9
    Registered User dexterteach's Avatar
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    I'm in.......started last year but wasn't consistent. As of now I'll aim for 5 days a week of no spending. I'll see how it goes then adjust as needed. BTW....thanks for starting the new thread!
    2012 Challenges
    -Frugal Challenge
    -Grocery Challenge - /500.00
    -No Eat Out Challenge
    -No Spend

  10. #10
    Registered User MakeADollarHollar's Avatar
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    I'm in. Here's my plan and the way I figured it...

    365 days
    -52 (once a week groceries)
    -12 (once a month "life happens" spend day)
    -15 (birthdays and holidays)
    286 No Spend Days

    This does not include DH's lunch spending. With his job and his schedule there is no way I can control his lunch habits. Even though he does brown bag it almost every single day sometimes things come up and he grabs something on the go. Other than that, he's not much of a spender and I've included some oddball spending days for him in the above calculations.
    2014 Grocery Budget Challenge: Goal < $7,280 Annual
    Card Paid to Date: $771.52
    Cash Paid to Date: $266.49
    Total to Date: $1038.01

    Try New Recipes Challenge:
    To Date: 14

    Lose A Pound A Week Challenge: Goal > 16 Pounds
    To Date: +3.5

    Truck: $13,000.00: Goal - Pay Off by 12/31/14
    Balance To Date: $9,010.76

    Upcoming Expense: Pool ~$3,500.00

    Total Eat Outs for the Year
    Call/Actual
    Jan 2/5, Feb 4/4, Mar 5/X
    To Date:9

  11. #11
    Registered User gapeach's Avatar
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    I'm in for 10 No spend days for January.
    Married to DH 21 years
    Pet Mom to Miss Sassy and Samson

  12. #12
    Registered User tervsforme's Avatar
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    When I joined FV oh so many years ago, this was one of the first things that I started doing and made a huge difference for me. Just realizing what you are spending money on each day. Trying to not have unplanned and unnecessary spending. I'm going to shoot for 20 days and try to improve from there!

  13. #13
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    I'm in for 15 no spend days. Never done this challenge before.

  14. #14
    Registered User NikoSan999's Avatar
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    Back in again and staying at 10 no spend. It's seems to be the only amount I have a shot at making.
    Bank of America is THE godfather of Hell with Wells Fargo running neck and neck. When the world ends the only things that will be left are cockroaches, Walmart, Wells Fargo and Bank of America. Not necessarily in that order. The order remains to be seen.

    Challenges
    Coupon Sales Challenge Mar
    $10.43

    Coupons for Year / $110.43

    Mar/ Grocery
    $58.58 /Goal $250.00 Total

    Groceries for Year minus Jan & Feb
    $58.58

    Eat Out No More April
    Goal 20
    Accomp/1


    No Spend Challenge
    Goal 10
    Accomp/

    Change Jar 2014
    $

    Christmas Fund 2014
    $

    Emergency/Sinking
    $100

  15. #15
    Registered User Ramona's Avatar
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    I'll commit to besting my current no spend day numbers.

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