12/31/12 Debt Busting Year Track Your Journey

[Mamaw]

My first goal is to pay of CC # 1 by end of February. I am hoping to receive a bonus so that should be easily accomplished. (Unless I no longer get the bonus since I am changing job positions in the company....UGH)$2,100.00

Second goal is to pay of CC # 2 by end of May. $5,721.00
This one may be a bit of a stretch but I am going to work hard at it.

This is a great non judgmental and motivational thread. WE CAN DO THIS !!!!!

[gmarie]

I find that when I set higher debt goals than it feels like I can achieve, I find ways to meet them or come very close!

[Cricketlegs]

Well, I made a deposit today so once it clears the bank I hope to deal with the camper.

had a few set backs to the plan. Nothing major but enough to cause a pause and a re-evaluation of debt #2 but all will be well, of this I am sure.

[Russ]

Balances left to kill:

HELOC - $4822.49

Truck - $5,050.00

The unknown is the HELOC. I never know what payment I can throw at it, but I am bound and determined to kill by the end of this year.

[Cricketlegs]

OKay I paid off the camper today!

Next one is on all systems go!

[mombottoo]

Paid off Amazon Store Card today

[regenab]

Received out tax refund Wednesday, now just waiting to pay down the CC once I have finished getting everything for the girls new bedroom. My twins have been sleeping in toddler beds made from their cribs and they are about 2" from fitting the entire bed. We are moving them into a larger room in our house that will hold 2 twin beds and 2 chest of drawers for their clothes. My DH is redoing the floors in the room and painting this week. Also bought new mattress for the beds and now just need to get some mattress protectors (they are newly night potty trained, so need to account for some wet nights) and extra sets of sheets. Hoping by next week to have everything purchased then the remaining can be put on the card.

I am itching to send in that payment, but I don't want to leave myself short and then have to put a purchase back on the card because I forgot about something for the room. Will be really happy once everthing is complete and they are in their new room, we should not have to purchase anything for them for their bedroom for at least 10 years. It really adds up quick when you are redoing floors, painting, purchasing furniture and bedding. But at least I am doing it all in cash and not putting it on the card.

Also trying to sell some baby clothes on ebay this week and all that money will go on the CC, every little bit helps.

[Cricketlegs]

$300 applied to debt #2.

[Russ]

I just put $300 of my saved blow money towards the HELOC. I am committed to getting rid of that debt, dammit!

[wwe11]

We just paid off another cc this month and closed it.

[regenab]

Sent payment to BOA CC, balance down to $8k. Also got the BEF back up to $1k. Now to chip away another 2K on the CC by the end of the year!

[qsaver704]

Taxes back, paid off $185 personal loan, and $1850 for two dr. Bills, only car left now, hoping to get another $2000?paid off by years end

[Cricketlegs]

Wow lots of great things happening for us in the Debt Busting Arena! Let's keep it up. Still time to deal with this load of hooey debt we have.

[Telephus44]

Paid $500 towards the basement remodel (on a 0% CC) yesterday.

[Cricketlegs]

Just so you guys know I am pushing my imaginary WTG button like mad over here!