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06-26-2012, 09:41 AM #1Master Dollar Stretcher
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July "Renew Your Vows" 31 Day Challenge
For those of us who have been slacking off a bit (and I include myself in that group), starting July 1st, this is a challenge to spend just one month being "hyper-aware" of our habits, good and bad, and to try to make the former outweigh latter.
If you think you can be better about saving, spending wisely, stockpiling, using up what you have more efficiently, not wasting, this is the challenge for you.
Can you unleash your frugal diva for one month? If so, step up and throw your name into the ring. Starting July 1st, you'll be asked to document, on this thread, how you have put your money where your mouth is (or, actually, how you have put your money to much better use <g>).
Bonus points for anyone who comes up with a tangible goal (i.e, cut my grocery budget in half this week; make it through the month without spending any extra money; making all meals at home).
The challenge starts in six days....DH aka Mad Hen
(http://mad-hen-creations.blogspot.com/)
March no-spend: 15/15
2012 LAPAW: 8.2/15
2013 Get-Thee-To-The-Gym Challenge: 6/52
Monthly budget total: $1400 - Amt expended: 735.05 = Avail balance: $664.95
Total debt (with mortgage, HELOC, and cc's): Jan 2013: ??? (Jan 2012: $285,105) (Jan 2011: $292,750)
(2496 days until retirement)
11/12/13 Challenge: PAY OFF ALL CC's!!
Every time you spend money, you're casting a vote for the kind of world you want. Anna Lappe
- 06-26-2012, 10:02 AM #2Registered User
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Great idea, Madhen!!! Can't wait!
Mommy4ever to 4 wonderful kiddos. Homeschooling mom to 2 youngest.
- BEF: Goal 1 met....
- CC1 pif - Jan 30
- cc2 pif - feb 28
- Debt repayment: 45.5% paid off as of Mar14/13
- Mortgage in next inline!!!
- 1 lb a week -10.4 so far in 2013, 16.4 in total
- 52 week Challenge 52 Week Saving Challenge -
W1-1,W2-$2,W3-$3,W4-$4,W6-$6,W7-$7,W8-$8,W9-$9,W10-$10,W11-$11,, W13-$13, W14-$14, W15-$15, W16-$16, W17-$17, W18-$18, W19-$19, W20-$20, W21-$21, W22-$22, W23-$23, W24-$24, W25-$25, W26-$26, W27-$27, W28-$28, W29-$29, W30-$30, W31-$31, W32-$32, W33-$33, W34-$34,W12-$12W35-$35, W36-$36, W37-$37, W38-$38, W39-$39, W40-$40, W41-$41, W42-$42, W43-$43, W44-$44,W45-$45, W46-$46, W47-$47, W48-$48, W49-$49,W50-$50, W51-$51, W52-$52
DEBT, n. An ingenious substitute for the chain and whip of the slave driver.
- Ambrose Bierce
The plan: All debt to be eliminated in 12 months(or sooner). Dh is the captain of this ship, this time.
06-26-2012, 10:32 AM #3
Oh, I am sooooo happy you are starting this thread. I have been thinking about "renewing" my vows from the first of the year. I will revisit my earlier posts this year and come back with my list.
Mom to Sara Louise (11) Wife to wonderful hubby Chad
and furbabies Morrison
passed away 12/9/07...will be missed greatly and Casey our German Shepherd mixed mutt from the local animal shelter 
06-26-2012, 11:19 AM #4Registered User
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I'm in. I'll try to check in daily, I am sooo bad about that!
06-26-2012, 12:05 PM #5Registered User
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im in cant wait
http://homesteddinmomsworld.blogspot.com
Trying to be more self sufficient here on our farm!
06-26-2012, 12:28 PM #6
I'm in! I've been looking for a new challenge :-)
06-26-2012, 10:41 PM #7Moderator
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Good idea - and I am definitely in on quite a few fronts!! Mahalo MH!!
Travel light. The baggage of the past can only hold you back.

“Decluttering isn't just simplifying your life. It's having a vision, setting new priorities and using those notions to get rid of obstacles.”
— Peter Walsh
__________________
06-27-2012, 12:25 AM #8
I'm in! I've been backsliding lately and need to have some sort of accountability. Thank you for suggesting it.
Totally debt free since January 2011.
Fully funded Emergency Fund complete December 12, 2011! Yeah!
06-27-2012, 12:35 AM #9
I have gotten really lax/sloppy about FOOD WASTE............but gotta think on it........too much stuff going on right now.......am trying to take precautions that it doesn't happen as often!!
I need this as my 'little white boy' got into a piece of MOLDED NUT BREAD that was in the compost bag .........today!! So.......could have a 'pukey kennel' in the morning!! And it was all I could go to keep a straight face when he had CRUMBS on his chin and on top of his nose!!! He must have DOVE IN!!
06-27-2012, 01:13 AM #10
I'm in too! We go on vacation at the end of the July and I have several goals I need to meet before we go! July will be a total no spend/no eating out month so we can squeeze extra money out of the budget for vacation!!
06-27-2012, 02:55 AM #11Registered User
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UGH - we're going on vacation to Florida mid July. Although it should all be covered, it won't be a good time to do a challenge such as this.
06-27-2012, 03:46 PM #12Moderator
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Okay,here are a few areas that I will be focusing on - by no means a complete list!!
1. Weight
2. Exercise
3. Food planning and preparation
4. Personal administration
5.Sewing dresses for bridal party
6. Keeping in touch with friendsTravel light. The baggage of the past can only hold you back.

“Decluttering isn't just simplifying your life. It's having a vision, setting new priorities and using those notions to get rid of obstacles.”
— Peter Walsh
__________________
06-28-2012, 09:27 AM #13Master Dollar Stretcher
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Only a few days left before the challenge starts!!! Time to dust off that change jar, make up a new batch of HM laundry detergent, and channel your inner Laura Ingalls....
DH aka Mad Hen
(http://mad-hen-creations.blogspot.com/)
March no-spend: 15/15
2012 LAPAW: 8.2/15
2013 Get-Thee-To-The-Gym Challenge: 6/52
Monthly budget total: $1400 - Amt expended: 735.05 = Avail balance: $664.95
Total debt (with mortgage, HELOC, and cc's): Jan 2013: ??? (Jan 2012: $285,105) (Jan 2011: $292,750)
(2496 days until retirement)
11/12/13 Challenge: PAY OFF ALL CC's!!
Every time you spend money, you're casting a vote for the kind of world you want. Anna Lappe
06-28-2012, 11:56 AM #14Registered User
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I'm in!
Not sure of my specific to do list yet..... but I'm in!
06-28-2012, 12:05 PM #15Registered User
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Me too!
So far my goals are :
Continue on with the 1lb a week weight loss challenge (come join us on our thread)!!!
I planted this huge garden with the intention of processing everything that comes out of it. Right now it's got me moving and shakin' (no complaints here at all - trust me)... My goal is to make sure that I properly address every tiny thing that I pick and let nothing go to waste, coz I didn't have the time to get it taken care of.
That's it so far anyway....
“After the last tree has been cut down, after the last river has been poisoned, after the last fish has been caught.
Only then will you find that money can't be eaten.”
~ Cree Indian Prophecy

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