I have my life savings spread across several different types of accounts. If someone handed me a couple of thousand dollars right now, I'd probably just keep it in a vanilla savings account, but that's very situation dependent.
I agree that I would keep it liquid, also probably in a savings account. I think it's important to be able to easily access some savings if necessary. You can't do that with funds tied up in retirement accounts.
I thought you wrote several hundred thousand.. not several thousand. I was daydreaming what I could do with that money. Several thousand.. (3000) I would just keep it in the house for a rainy day.
I keep most of my savings in Ally bank. I have a savings account there attached to my local credit union checking account, so I can transfer money when I need to. You might look into that or a similar bank. They pay around .80 interest right now, which is probably better than your local bank or credit union.
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