Okay, for those of you who want to get naked and raw in your budgeting, this challenge is for you.
Rules:
Consider this the bootcamp fitness challenge for your wallet.
The challenge starts on January 1, 2015. Spend wisely, my friends.
Rules:
- List EVERYTHING you spent money on each day that you spent it.
- Examine that spend to determine if it was a want or a need.
- If it was a need, try to figure out a way to reduce the amount spent next time. Was it an electric bill and did you get a little lazy about turning off those lights when leaving a room? Was it a grocery item, but you could have saved a few more pennies by buying it in bulk or generic or house brand?
- If it was a want, suck it up and admit it. None of this, "Oh, but I only get this once a month and I had a coupon" business. Did you need it? No? Then admit it. Did you need it, but could have gotten it cheaper by buying another brand, a used item, etc, and opted not to do so. Then it's a want, buttercup.
Consider this the bootcamp fitness challenge for your wallet.
The challenge starts on January 1, 2015. Spend wisely, my friends.