April Debt Reduction Challenge...
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  1. #1
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    Default April Debt Reduction Challenge...

    Yes March is already gone and it is time to start anew! I pretty much blew it for March so I am going to be very ambitious this month. Here are my goals

    -Pay off IRS-$575 left
    -Pay off exterminator-$175 left
    -Pay $100 to Visa
    -Pay off hospital bill-$166 left
    -Pay $30 to bad debt


    That should do it for now! Good luck everyone!

  2. #2
    Registered User tlenad's Avatar
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    I'm still focusing on paying down my Visa Card. I was able to make my goal last month so I'm shooing for $1000.00 again this month.

  3. #3
    Registered User Cricketlegs's Avatar
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    $300 on the creditcard-die demon DIE!

    $400 on the car

    $70 in the vacation fund

    $79 on the new medical bill.....did they HAVE to send me that???

    My MAJOR goal is to beat my $35 free coupon savings and go for $40 this month. Realized Krogers has double and triple coupons--I NEVER shop there but I will with my coupons! I will also get a Krogers card.

    I Also want to only use $100 of my $150 gas budget for my car this month.....hmmm

  4. #4
    Registered User lilk's Avatar
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    I'm in again, I want to

    -add 80 to mortgage
    -add 80 to auto loan
    -pay off 1 sm dr. bill 20
    -pay 50 to eye dr.

    Good luck!

  5. #5
    Registered User danni's Avatar
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    -pay off Sears card - $630

    -pay $100 to the dentist

  6. #6
    Registered User itlw8's Avatar
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    groceries, eating out and gas are really the only place I can cut my budget

    And the only way to do that is to plan the meals from what I have in the freezer it tends to go out the window when a good sale comes along and I stock up

    but really I do not do that bad... I spend 400 a month plus 32 for milk delivery

    That is for 2 adults and another about 1/2 the time and 10 children 2 meals a day and snack in the childcare

    Eating out is geting out of hand 1 or 2x a week but yet not a great place either so about $100 a month.


    so I plan on planning meals from the freezer and then shopping

    if we cut out chips salsa and diet soda we could save a pretty penny.

  7. #7
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    I am attacking the grocery bill this month.
    I have budgeted $1000 to the loan from Dad.
    I told my off site storage locker that I am vacating by the end of this month so that will be a little extra money each month which will be applied to the loan from Dad.
    I lowered the cell phone minutes to reduce that cost so this month I have to watch my usage.
    I was able to reduce budgeted amount for gas since I am taking public transportation daily. Usually I have to fill up every week and this week I have used less than a quarter of a tank.
    The weather has been nicer so less heat usage in the house.
    I have eliminated eating out.
    BUT I HAVE THE HORRIBLE IRS BILL!!!
    Blessed and Highly Favored!!!!
    Goal: Donate at least one third of all belongings before the end of the year. I have wwwaaayyy to much stuff!!

  8. #8
    Registered User fuzzybunny's Avatar
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    I am not being ambitious this month. I have a week long backpacking trip planned an I will need to begin picking up some of the extra gear I need.

    So without further ado I will pay $300 to the last cc
    Add $200 to the EF.

    Christine
    ITG CAPS

  9. #9
    Registered User danni's Avatar
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    Quote Originally Posted by danni View Post
    -pay off Sears card - $630

    -pay $100 to the dentist
    I paid off the sears card!!!!!

  10. #10
    Registered User Marie78's Avatar
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    $20- Lab bill from the doctor-Paid in Full
    $211.23 CC #1 } working on paying this one down 1st by July 2008
    $195.97 CC #2 } working on paying this one down 2nd by July 2009
    $59.50- Yearly Renter's Insurance (my 1/2) Paid in full this month

  11. #11
    Registered User ravenmaniac's Avatar
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    I'm still putting $50.00 on the ATV loan.

  12. #12
    Registered User Mom23boys's Avatar
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    This is going to be a tight month for us. DH's truck needs repairs that aren't covered by the warranty. UGH!!! It is going to cost almost $400 to fix. It is supposed to be repaired on Thursday.

    I do plan to lower our cell bill and home phone bill by cutting out some expenses.

  13. #13
    Registered User knitnmom's Avatar
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    This is my first challenge, so I'm not sure how I will do. I'll start off slow and try to put $500 towards our visa bill this month.

    Tami

  14. #14
    Registered User lilk's Avatar
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    I paid 70 extra to mortgage, I was going to pay 80, but I'm going to put 90 to auto loan instead of 80. (I hope this makes since). I want to keep putting 70 on mtg. monthly, and increase the amount I add to auto loan to get it paid off faster.

    mortgage 70 paid
    20 to dr. paid off
    50 to eye dr. paid still owe 134.32

    How's everyone else doing?

  15. #15
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    I'm in...however all extra money has to go to savings to pay closing cost and new carpet. Hopefully we will have this house sold by this summer. So minimum payments for me. 89.00 Chase, 312.00 my second chase, 415.00 and 440 for the cars.:surprise:

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