April Debt Reduction Challenge...

[kettlecorn]

Yes March is already gone and it is time to start anew! I pretty much blew it for March so I am going to be very ambitious this month. Here are my goals

-Pay off IRS-$575 left
-Pay off exterminator-$175 left
-Pay $100 to Visa
-Pay off hospital bill-$166 left
-Pay $30 to bad debt


That should do it for now! Good luck everyone!

[tlenad]

I'm still focusing on paying down my Visa Card. I was able to make my goal last month so I'm shooing for $1000.00 again this month.

[Cricketlegs]

$300 on the creditcard-die demon DIE!

$400 on the car

$70 in the vacation fund

$79 on the new medical bill.....did they HAVE to send me that???

My MAJOR goal is to beat my $35 free coupon savings and go for $40 this month. Realized Krogers has double and triple coupons--I NEVER shop there but I will with my coupons! I will also get a Krogers card.

I Also want to only use $100 of my $150 gas budget for my car this month.....hmmm

[lilk]

I'm in again, I want to

-add 80 to mortgage
-add 80 to auto loan
-pay off 1 sm dr. bill 20
-pay 50 to eye dr.

Good luck!

[danni]

-pay off Sears card - $630

-pay $100 to the dentist

[itlw8]

groceries, eating out and gas are really the only place I can cut my budget

And the only way to do that is to plan the meals from what I have in the freezer it tends to go out the window when a good sale comes along and I stock up

but really I do not do that bad... I spend 400 a month plus 32 for milk delivery

That is for 2 adults and another about 1/2 the time and 10 children 2 meals a day and snack in the childcare

Eating out is geting out of hand 1 or 2x a week but yet not a great place either so about $100 a month.


so I plan on planning meals from the freezer and then shopping

if we cut out chips salsa and diet soda we could save a pretty penny.

[larabelle]

I am attacking the grocery bill this month.
I have budgeted $1000 to the loan from Dad.
I told my off site storage locker that I am vacating by the end of this month so that will be a little extra money each month which will be applied to the loan from Dad.
I lowered the cell phone minutes to reduce that cost so this month I have to watch my usage.
I was able to reduce budgeted amount for gas since I am taking public transportation daily. Usually I have to fill up every week and this week I have used less than a quarter of a tank.
The weather has been nicer so less heat usage in the house.
I have eliminated eating out.
BUT I HAVE THE HORRIBLE IRS BILL!!!

[fuzzybunny]

I am not being ambitious this month. I have a week long backpacking trip planned an I will need to begin picking up some of the extra gear I need.

So without further ado I will pay $300 to the last cc
Add $200 to the EF.

Christine
ITG CAPS

[danni]

-pay off Sears card - $630

-pay $100 to the dentist

I paid off the sears card!!!!!

[Marie78]

$20- Lab bill from the doctor-Paid in Full
$211.23 CC #1 } working on paying this one down 1st by July 2008
$195.97 CC #2 } working on paying this one down 2nd by July 2009
$59.50- Yearly Renter's Insurance (my 1/2) Paid in full this month

[ravenmaniac]

I'm still putting $50.00 on the ATV loan.

[Mom23boys]

This is going to be a tight month for us. DH's truck needs repairs that aren't covered by the warranty. UGH!!! It is going to cost almost $400 to fix. It is supposed to be repaired on Thursday.

I do plan to lower our cell bill and home phone bill by cutting out some expenses.

[knitnmom]

This is my first challenge, so I'm not sure how I will do. I'll start off slow and try to put $500 towards our visa bill this month.

Tami

[lilk]

I paid 70 extra to mortgage, I was going to pay 80, but I'm going to put 90 to auto loan instead of 80. (I hope this makes since). I want to keep putting 70 on mtg. monthly, and increase the amount I add to auto loan to get it paid off faster.

mortgage 70 paid
20 to dr. paid off
50 to eye dr. paid still owe 134.32

How's everyone else doing?

[Loganberry]

I'm in...however all extra money has to go to savings to pay closing cost and new carpet. Hopefully we will have this house sold by this summer. So minimum payments for me. 89.00 Chase, 312.00 my second chase, 415.00 and 440 for the cars.:surprise: