I'm considering buying the myfico software to help us get our cc's and other debt paid down the best way.

Has anyone used their software? What do you think of it? Would you recommend it?

I've spent a lot of time and effort trying to understand how/what affects our credit score, read Dave Ramsey, etc. and still don't get it. The biggest objection DH has to really going after the cc's is our FICO score, so I thought this might work.

Comments please!

Judi