Page 1 of 3 123 LastLast
Results 1 to 15 of 36
  1. #1
    Registered User starsapphire's Avatar
    Join Date
    Feb 2006
    Location
    California
    Posts
    1,977
    Post Thanks / WTG / Hug
    Rep Power
    14

    Default I'm going to make a big change

    I've been working at my current job for 8 years. Over the last year I have come to realize that I am utterly and completely burnt out. I am at a place where I just cannot stand my job anymore. I have to get out of there. But I am 45, have no college degree, live in a small town in a rural area with really nowhere else to go jobwise. No kids at home but we need my income to get by.

    DH and I talked about it and I told him I want to take at least two years off of work and be a student at our community college. Then either go back to work or go to a 4 year college after that. He supports me in this 100%, he knows I am unhappy.

    So here's my plan for the next few years. I have some money put away. I will work one more year to save even more money and quit my job next May, then start college in August for the 2010/2011 school year and get my associate's degree. Working one more year will also give the economy more time to recover, plus there's a couple of wild cards in my plan. One is that there are layoffs happening at both of our jobs. If I get laid off, I will just start school right away and go from there. If DH gets laid off, I'm hoping he'll get another job within the next year and if not, I still have my job (much as I hate it). Another one is that DH has some medical issues which he has to see a specialist about to find out whats going on there.

    I have crunched the numbers and even working another year we still will fall short money-wise but I will either get a part time job or a student loan (student loan is a last resort).

    I feel really good about this plan even though going back to school will be a bit scary but I know I can do it. Ugh just waiting that year out at my job will be my toughest challenge for now. Every day I go in I think to my self 'only one more year of this crap' and everything in me wants to quit right now LOL. I have to squash that urge. So that is whats going on with me lately.

    Any suggestions welcome concerning a non traditional student going back to college are welcome. Thanks
    “When you get to the end of all the light you know
    and it's time to step into the darkness of the unknown,
    faith is knowing that one of two things will happen:
    you will be given something solid to stand on,
    or you will be taught how to fly.” - Edward Teller


    “Our Earth is degenerate in these later days;
    there are signs that the world is speedily
    coming to an end;
    bribery and corruption are common; children no
    longer obey their parents;
    every man wants to write a book and the
    end of the world is evidently approaching.”
    — From a translation of an inscription on
    an Assyrian clay tablet, circa 2800 B.C.E.


    God, grant me the serenity to accept the things I cannot change,
    courage to change the things I can,
    and the wisdom to know the difference
    .



    aho mitakuye oyasin

  2. #2
    Registered User
    Join Date
    Aug 2007
    Posts
    1,325
    Post Thanks / WTG / Hug
    Rep Power
    10

    Default

    Good for you to go back to school and study something you will enjoy. Once you are motivated towards a goal it will happen. Best of luck
    Steph


    FY 2012
    10/40 books read
    working at paying off cc one $ at a time.
    $2963.00 CC balace as of 05/19/12

  3. #3
    Registered User bluedog's Avatar
    Join Date
    Mar 2009
    Location
    Alabama
    Posts
    85
    Post Thanks / WTG / Hug
    Rep Power
    4

    Default

    Congratulations on your plan and the courage to start such an endeavor. Best of luck

  4. #4
    Registered User savvy_sniper's Avatar
    Join Date
    Apr 2009
    Location
    Houston Texas
    Posts
    2,169
    Post Thanks / WTG / Hug
    Rep Power
    16

    Default

    You could look into taking some classes online between now and when you quit your job.

    Look around your house. Everybody has stuff they don't need or want anymore. Have a garage sale, list on craigslist, look into listing on eBay, etc. You and/or hubby could look into part-time jobs to earn some extra money.

    Look at your budget and cut it to the bone. There are always more places you can cut back to save money.

    You could also consider working part-time while you are going to school to bring in some extra money. Where there is a will; there is a way.

    Good Luck!
    Mary

    I won 2nd place! Made it to the top 4 finalists for the ultimate biker makeover!

    www.garage-girls.com


    12/08/10 - Begin diet & exercise program.
    Goal #1 - lose 30 lbs, lower blood sugar, blood pressure, & cholesterol - DONE
    Goal #2 - lose 5 more pounds to put me in the normal range on the BMI - DONE - 5/13/11

    05/16/11 - Down 36 lbs (total) since 12/08/10, under calorie goal almost every day, on treadmill 40 minutes 5 days a week MINIMUM.


    Chase CC - Paid off 06/09
    B of A CC - Paid off 07/09
    Hospital - Paid off 02/10
    Harley - $8,000
    House - Start $127,944 Balance $109,076

  5. #5
    Registered User Delightful~Homemaker's Avatar
    Join Date
    May 2009
    Posts
    3
    Post Thanks / WTG / Hug
    Rep Power
    0

    Default

    Good luck to you. It sounds like you have thought everything out.

  6. #6
    Registered User Sassyclass's Avatar
    Join Date
    Jan 2005
    Location
    usa
    Age
    52
    Posts
    5,212
    Post Thanks / WTG / Hug
    Rep Power
    28

    Default

    Congrats on your decision. You have lots of courage. I'm 49 and I have thought about going back to school several times and I always talk myself out of it. Not enough money, not enough time blah, blah blah. Good luck and I agree about checking out the online courses. Prayers.

    Cat

  7. #7
    Registered User
    Join Date
    May 2009
    Posts
    1
    Post Thanks / WTG / Hug
    Rep Power
    0

    Default

    I agree that it is great to have goals and to follow your dreams and it is also importance to be realistic. You don't have children and I assume you don't plan to. Do you have a mortgage? What is your debt situation? Do you plan on moving somewhere else after getting your education as you....."live in a small town in a rural area with really nowhere else to go jobwise."

    "No kids at home but we need my income to get by." Is working one more year going to provide you sufficient financial cushion to account for the "couple of wild cards". No its not....you said it yourself...."I have crunched the numbers and even working another year we still will fall short money-wise but I will either get a part time job or a student loan (student loan is a last resort)."

    I think, deep down, you know that this is a very risky path you plan on taking. Maybe a more prudent path such as keeping your job and getting your degree online. You should have the time.....you don't have any children.

    And may I finally say....unhappiness is a personal choice. You can choose to be unhappy with your job or find creative ways to deal with stress and make your work more rewarding.
    Last edited by lamarus; 05-27-2009 at 04:57 AM.

  8. #8
    Registered User TheRootedNomad's Avatar
    Join Date
    Oct 2006
    Location
    Lost in thought
    Age
    41
    Posts
    3,214
    Post Thanks / WTG / Hug
    Blog Entries
    10
    Rep Power
    16

    Default

    You're post resonates with me. I've found myself making some very similar decisions over the past couple of months. A very large part of my abscence from the village has been due to my dissatisfaction with my employment. I have worked for the same place for 17ish years in various positions. During all that time I have had multiple phases of dissatisfaction. None of them ever having to do with the actual work but instead with the politics or my direct supervisior at the time. I always pushed through when I should've probably walked and found something new because I "needed" the job, "where could I find better", "the scheadule worked", yada yada yada. We have worked hard to get ourselves out of a negative economic position and though my husband's money doesn't cover everything it comes close. I have kept my FT job to help move us foward and for the health insurance. (I won't get onto my soap box about the cost of health insurance for a "female of child bearing age" but let's just say it's a major factor.") Also, and most importantly, up until a supervisior change about 6 months back I was also in a content phase. With the new supervisior came the return of dissatisfaction as there is not any appreciation of a job well done, no true understanding of her own position or mine, and the small perks that made the job beneficial to working with the rest of my life have slowly been removed. That said, I too have put in place an exit plan. If I can meet the goals DH and I have set and things have not changed at work I will leave in July of next year. I too plan on taking some time off and then looking for something different. Simply having something to work towards that I REALLY want is motivation to not "cut my nose off to spite my face" when I become really angry/stressed/fed up at work. I think you'll find that having yours will be helpful too. Yes, things may come up and the plan may need to be tweaked or changed. A year and then taking off completely might not work but by the time that rolls around you'll know it and have another plan in place, like a PT job or a different one all together that pays for schooling, or so forth.

    By beginning to plan you are taking charge of your emotional well being. There is a quote I wish I could remeber completely that says that if we were never dissatisfied we would never strive for anything better. I find that to be very true. :hugs: and keep us posted.

  9. #9
    Registered User MaryCarney's Avatar
    Join Date
    Apr 2009
    Location
    Lebanon, Indiana
    Posts
    1,741
    Post Thanks / WTG / Hug
    Blog Entries
    7
    Rep Power
    18

    Default

    I have a suggestion for you. How about 'homeschooling' yourself? What I mean is this - buy some study guides and textbooks, and begin taking CLEP and DANTES exams. I am mentoring a group of homeschooled teens right now through just such a process, and I have also done it myself. I recently completed my BS degree from Excelsior University (I'm going to New York in July to attend commencement), and part of my credits came from these exams.
    For example, even at a budget-priced community college in my area, a three credit hour Algebra class costs around $300, not counting textbook, time and gas. A CLEP test for Algebra costs $75, and yields the same three credit hours, you do all your studying at home, and can take it whenever you are ready.
    Another source of college credits are ECE exams- sponsored by Excelsior College. For example, I took an exam in "Psychology of Adulthood and Aging" which gave me three credits at the 400 (senior) level, for $285. The textbook I found on eBay for $20.
    Another piece of advice is this, be very sure about what you want to study before committing major time and money. What I mean is, I love history, but I would never major in that, as the want ads are not packed with ads for historians. Instead, I pursue history as a hobby.
    I hope this is helpful. I wish you much success. Hey,if I can finish my degree 35 years after I started, you can certainly get a degree.
    Mary Carney Working the night shift 'cause they never have meetings at 3am!
    DD Sarah 32
    DD Rosanne 28
    DS Benjamin 18
    DD Kathleen 17
    Married to David since 1975



    Starting grad school September 1, 2010 in pursuit of MSN degree.
    MSN degree completed on 4 May 2012 with NO DEBT!
    Total cost (including books) = $8375.

    Weight loss on Weight Watchers since June 1= 18.8#

  10. #10
    Registered User starsapphire's Avatar
    Join Date
    Feb 2006
    Location
    California
    Posts
    1,977
    Post Thanks / WTG / Hug
    Rep Power
    14

    Default

    Quote Originally Posted by lamarus View Post
    I agree that it is great to have goals and to follow your dreams and it is also importance to be realistic. You don't have children and I assume you don't plan to. Do you have a mortgage? What is your debt situation? Do you plan on moving somewhere else after getting your education as you....."live in a small town in a rural area with really nowhere else to go jobwise."

    "No kids at home but we need my income to get by." Is working one more year going to provide you sufficient financial cushion to account for the "couple of wild cards". No its not....you said it yourself...."I have crunched the numbers and even working another year we still will fall short money-wise but I will either get a part time job or a student loan (student loan is a last resort)."

    I think, deep down, you know that this is a very risky path you plan on taking. Maybe a more prudent path such as keeping your job and getting your degree online. You should have the time.....you don't have any children.

    And may I finally say....unhappiness is a personal choice. You can choose to be unhappy with your job or find creative ways to deal with stress and make your work more rewarding.
    Thanks but you haven't walked a mile in my shoes.

    But to answer some of your questions, no more kids. No mortgage, we rent. Paid for cars. A tiny bit of CC debt which will be paid off in a few months.

    If the wild cards happens then my plans change. Obviously. That's why I'm waiting a year.

    The part about living in a small town in a rural area with nowhere else to go jobwise....I was posting on my lunch break and neglected to mention that there are opportunities with a college degree.


    And no its not so risky . With cutting back on monthly expenses and a part time job we'll make it just fine.
    “When you get to the end of all the light you know
    and it's time to step into the darkness of the unknown,
    faith is knowing that one of two things will happen:
    you will be given something solid to stand on,
    or you will be taught how to fly.” - Edward Teller


    “Our Earth is degenerate in these later days;
    there are signs that the world is speedily
    coming to an end;
    bribery and corruption are common; children no
    longer obey their parents;
    every man wants to write a book and the
    end of the world is evidently approaching.”
    — From a translation of an inscription on
    an Assyrian clay tablet, circa 2800 B.C.E.


    God, grant me the serenity to accept the things I cannot change,
    courage to change the things I can,
    and the wisdom to know the difference
    .



    aho mitakuye oyasin

  11. #11
    Registered User Debbie-cat's Avatar
    Join Date
    Dec 2008
    Location
    Minnesota
    Age
    47
    Posts
    22,743
    Post Thanks / WTG / Hug
    Blog Entries
    166
    Rep Power
    129

    Default

    Good for you! I started online courses six years ago and earned my bachelor's degree (in Canada) and then went on to get my Bachelor of Education. I was working with a school board since I pretty much was out of high school but did not have the qualifications although I was teaching (unqualified of course, lower money) . It was the best thing I ever did. I was a single parent and had to leave for a year to get my Bachelors of Ed. My Mother watched my son and I was paying bills for two households. It was rough but I don't regret it for a second.

    I would look into online courses. Even if you only take one course between now and next year, you will already have one course under your belt and you will be in the schooling "MODE" which will help when you start classes full-time. It is now time to do something for yourself and I am glad that your hubby is so supportive. Best of luck and let us know how it is going!
    Dh Bob FIL
    DS (21) at Lakehead U - go Thunderwolves!


    www.ouroldhomestead.blogspot.com

    2012 Exercise Challenge - 5,358 min
    2012 Water Challenge - 7,330 oz
    May No Spend Days - 0 /20
    Wasted money - May total - $0
    2012 Change Jar - $ 37.20
    No Eat Out - 114 /365
    2012 Reading Challenge - 3 /12
    2012 Home Project - May - 4 totes 0 /4, organizing laundry room
    20 Wishes Challenge - 3/20
    12,400 /36,500 squats
    2012 Coupon Challenge - $416.06

  12. #12
    Registered User MommyBliss's Avatar
    Join Date
    Jun 2008
    Location
    Southern California
    Age
    36
    Posts
    900
    Post Thanks / WTG / Hug
    Rep Power
    6

    Default

    Congrats on your plan! It sounds very sound to me. Good luck!

  13. #13
    Registered User frugalwarrior's Avatar
    Join Date
    Aug 2006
    Posts
    1,607
    Post Thanks / WTG / Hug
    Blog Entries
    173
    Rep Power
    19

    Default

    Good for you. I would love to go back. I have an associates degree but always had remorse I didn't get a 4 year degree. My daughter starts school in Aug. and my son in 2 years. I still am thinking about just taking a few courses for sanity reasons. You only get one chance and life comes around before you know it. Grab while you can. I sggest you start now at night if possible or online. Prime that pump.

  14. #14
    Registered User IndigoMom's Avatar
    Join Date
    Apr 2009
    Location
    Upstate NY
    Posts
    117
    Post Thanks / WTG / Hug
    Blog Entries
    74
    Rep Power
    5

    Default

    Congratulations on your decision! I agree with Mary Carney about studying at home to take the CLEP and DANTES exams - it will save you both time and money. Also, taking a course or two online in the mean time will help get you into the study mode as Debbi-Cat mentioned. Also, it may help to have something under your belt should you choose to apply for a scholorship or grant to assist with tuition.
    Also, have you thought about what it is you do want to major in? Is there any part time work that could assist with it - Per Diem as a CNA if you're interested in nursing. Working part time as a pharmacy tech. if you're considering if you're considering becoming a Pharmacist. Receptionist, or hostess if you're considering working in the Hotel/Guest Services area, if you work at a college they tend to offer at least a discount in their tuition for employees, if not a complete waiver of tuition fees. Just a thought.

  15. #15
    Registered User Missourimom's Avatar
    Join Date
    Jan 2002
    Location
    Missouri
    Age
    41
    Posts
    977
    Post Thanks / WTG / Hug
    Rep Power
    15

    Default

    Way to go......hey, you only live once and you might as well do something that will make you happy!

Page 1 of 3 123 LastLast

Similar Threads

  1. Change jar
    By Sundae in forum Success Stories
    Replies: 29
    Last Post: 07-24-2008, 10:27 AM
  2. Replies: 8
    Last Post: 10-12-2004, 11:03 AM
  3. Count that change - change jar challenge Mar 2 - 8th
    By homesteadmamma in forum Money Articles
    Replies: 10
    Last Post: 03-08-2003, 11:04 PM
  4. Want some Change
    By Ellise in forum DIY
    Replies: 5
    Last Post: 02-09-2003, 01:26 AM

Tags for this Thread

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •