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  1. 06-25-2008, 03:00 PM #1
    itlw8
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    Default speant the rebate.

    ok I just spent it paying the big cc... it feels good and not so good.

    I would have loved to pay off the lower card but there is methaod to my madness...

    Sears is 0% until May 09 so 100 a month will do that fine for now
    Cap one is locked in at 2.99 for the life of that amount.... so believe it or not it is my highest interest.

    Then the other cap one is 0% but only until Jan so yep that is where I spent ALL the rebate plus some more.

    I am losing more than 1/2 my income in Sept so I have to get things in order... I do family childcare and who knows how long it will take to fill up again. but if the cc are paid off we can make it and still pay a bit extra on the mortage which is the main goal. pay off so I can retire some day....

    Anyway PROGRESS!!!!!
    Meg

    cc debt free YEAH on to the mortage
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  2. 06-25-2008, 03:04 PM #2
    bumplett
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    Default

    WTG!!

    hope you fill up again soon!
    Don't Breed or Buy While Shelter Pets Die

    married 16 yrs to my
    mom to big J (15)
    mom to little j (8)
    Zena Cherry Sara Knat Lucky Chianti Abby Alice Jasper
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  3. 06-25-2008, 03:13 PM #3
    Buckeye5
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    Haven't received our stimulus check, but should be ob the way!!
    taking one day at a time, trying to get rid of debt!!
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  4. 06-25-2008, 04:16 PM #4
    Mom23boys
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    Default

    Way to go!! I bet it feels good to know that CC is gone!!
    ~*Michelle*~

    ~Wife to Rick since Dec. 19, 1986~
    ~Mother to Richard, 23, Chris, 21, and Dakota, 17~
    ~Mother-in-law to Amber, wife of Richard~
    ~Elementary Teacher~
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  5. 06-25-2008, 04:39 PM #5
    Cricketlegs
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    Default

    great news! It hurts to turn loose but it is what is the best in the long run.

    Snowball snowball snowball to the next debt!

    I am really happy for you!
    The math never lies, budget in INK!

    Amount of Free items 2012 $391.33


    Debt #2 12/31/12 CC $901.88
    Debt #3 12/31/12 $3648.83

    Madness, mayhem chaos...my work here is done!
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  6. 06-29-2008, 01:16 PM #6
    Michelle68
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    WTG!


    --Michelle
    ~ Michelle



    Wife to DH--
    Mom to DS--
    and DD--

    Avatar picture--Taken at Comanche Lookout Park, San Antonio,Tx. April,2010
    Mortgage -- $53,077.24
    March Emergency Fund Challenge-- $100 /$200
    ----------------------
    "The time to save is now. When a dog gets a bone, he doesn't go out and make a down payment on a bigger bone. He buries the one he's got." --Will Rogers
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  7. 06-29-2008, 05:39 PM #7
    dancar3
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    Good job! I know for us, back in the olden days, that baby would've been long gone and spent on maybe a screen tv or something like that. We've all come a long way.

    Keep up the great work!
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  8. 06-29-2008, 06:12 PM #8
    freebs
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    http://homesteddinmomsworld.blogspot.com

    Trying to be more self sufficient here on our farm!
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  9. 06-29-2008, 06:39 PM #9
    FrugalMomof3
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    You did a good thing spending the tax rebate on CC's, I think that's awesome! DH and I will actually be getting (or I will be) a KitchenAid Stand Mixer, which I have wanted for so long time so DH said I could get it.

    Other than that we are stashing some away to pay for oil that will be needed around December and that will be around $500+ (I dread even thinking about it!)
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  10. 06-29-2008, 06:53 PM #10
    dolphin
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    Congratulations! You're plan is very sound and should give you a lot of piece of mind.
    "Success on any major scale requires you to accept responsibity."



    The Resident Queen Of Clutter!!!
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  11. 06-29-2008, 07:30 PM #11
    Frugal Nurse
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    I think you have a working plan.
    Chugging right along.
    You will be debt free in no time at all!!
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  12. 06-29-2008, 09:17 PM #12
    $hirley$aves~$$
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    You did the right thing! Peace of mind is better than "purties" anyday! Good job!
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  13. 07-02-2008, 11:25 AM #13
    cottageliving
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    Congrats to you! It sounds like you have a great plan in place. Hoping you get more daycare clients very soon to replace the ones that are leaving.
    Jen



    30 yr old DD
    3 kitties (2 adopted from my daughter)


    As of January 1, 2011------------------------ Updated June 10, 2011
    Short term goals:
    - $2,000: to set up my consulting business. DONE! INVESTED ANOTHER $5000!
    - $4,000: down payment gift to daughter to bring her down payment on a house to 20% and avoid PMI. ON HOLD.... her offer wasn't accepted...
    - $1,500: pay off Student loan ALMOST THERE!
    - $1,200: pay off credit card (was disputing with creditor (ALL PREDATORY FEES charged on ZERO BALANCE), but I'm giving up the fight to make this go away...) PUT OFF till June/July
    - $11,600: Pay off Cornerstone car loan by end of May 2011 DONE
    - Complete tax returns by February 15th DONE




    Long term goals:
    Continue to follow a modified Dave Ramsey plan to pay off debt. Progress has been made, but there is much to do...
    Balances January 1, 2011 -----------------June 10, 2011
    Citimortgage on home: $104,500-------- $102,775
    BofA Mtg on Rental: $27,000------------ $26,000(Est)
    HSBC Equity Line on Rental: $11,900------ $9,902
    Citibank car loan: $13,830 -------------- $11,663
    Cornerstone car loan: $11,600------- PAID OFF!!
    Student Loan: $1,500------------------ $320
    Credit card: $1,200-------------------- $1,200
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  14. 07-18-2008, 06:10 PM #14
    Wendy99
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    i bet having that cc gone is a HUGE relief!! way to go
    Wendy

    Goals:
    1. BEF COMPLETE
    2. Debt OWE $5203.82 / $6026.38
    3. FFEF $2212.31 / ?

    Challenges:
    1. 2012 Fling: 501 / 2012

    Working towards Romans 13:8
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