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  1. 07-02-2008, 09:55 AM #1
    freyadog
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    Default We are right on track...

    Well, I must say that we have felt for months like we were robbing Peter to pay Paul just to get our money situated to buy more equipment and whatever else we needed for our little farm. Our frugality has finally paid off.

    Last night we realized without even knowing(because we keep our nose out of this one account) that we finally have enough money saved to buy the large trailer that we need to haul round bales of hay and large logs to cut up for firewood.
    Also enough to buy the 2 man gas auger to start fencing in this place.

    We are just so thrilled. We were looking at maybe the end of the year before we could get a jump on this stuff but heavenly days we have done it.
    Last edited by freyadog; 07-02-2008 at 09:57 AM. Reason: should read gas not electric
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  3. 07-02-2008, 10:00 AM #2
    Russ
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    PLEASE be careful with that auger. They are very dangerous pieces of equipment and safety precautions should not be taken lightly.

    after that.. CONGRATS. Nothing makes the job easier than the right equipment.
    Russ


    62 more house payments.
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  4. 07-02-2008, 10:08 AM #3
    AmyBoz
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    Great job, Barbara!!!
    My Blog: http://amysreallife.com

    Amy
    Wife to
    Mommy to 4
    Public School Teacher

    Debt:
    Mortgage - $439,686.46
    Car - $20,000.38
    Home Equity Loan - $25,738.83

    Book Challenge 2013: 37/50

    Always remember others may hate you, but those who hate you don't win unless you hate them. And then you destroy yourself."
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  5. 07-02-2008, 11:18 AM #4
    cottageliving
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    You have really met a big goal -- I couldn't be happier for you!
    Jen



    30 yr old DD
    3 kitties (2 adopted from my daughter)


    As of January 1, 2011------------------------ Updated June 10, 2011
    Short term goals:
    - $2,000: to set up my consulting business. DONE! INVESTED ANOTHER $5000!
    - $4,000: down payment gift to daughter to bring her down payment on a house to 20% and avoid PMI. ON HOLD.... her offer wasn't accepted...
    - $1,500: pay off Student loan ALMOST THERE!
    - $1,200: pay off credit card (was disputing with creditor (ALL PREDATORY FEES charged on ZERO BALANCE), but I'm giving up the fight to make this go away...) PUT OFF till June/July
    - $11,600: Pay off Cornerstone car loan by end of May 2011 DONE
    - Complete tax returns by February 15th DONE




    Long term goals:
    Continue to follow a modified Dave Ramsey plan to pay off debt. Progress has been made, but there is much to do...
    Balances January 1, 2011 -----------------June 10, 2011
    Citimortgage on home: $104,500-------- $102,775
    BofA Mtg on Rental: $27,000------------ $26,000(Est)
    HSBC Equity Line on Rental: $11,900------ $9,902
    Citibank car loan: $13,830 -------------- $11,663
    Cornerstone car loan: $11,600------- PAID OFF!!
    Student Loan: $1,500------------------ $320
    Credit card: $1,200-------------------- $1,200
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  6. 07-02-2008, 11:36 AM #5
    Mom23boys
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    Way to go!! You did great with saving for the items you needed!
    ~*Michelle*~

    ~Wife to Rick since Dec. 19, 1986~
    ~Mother to Richard, 25, Chris, 22, and Dakota, 18~
    ~Mother-in-law to Amber, wife of Richard~
    ~Elementary Teacher~
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  7. 07-02-2008, 11:57 AM #6
    tbs727
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    Yay! How wonderful for you that you met your goals early!
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  8. 07-02-2008, 01:46 PM #7
    PrairieRose
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    WTG that's such a great accomplishment.

    ~48 yr. old sahw, livin' it up in our empty nest, smack dab in the middle of everywhere.~
    *We're debt freeeeeeeee! (including the house)*


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  9. 07-03-2008, 04:48 AM #8
    kmjincs
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    Congrats on meeting your goal ahead of schedule
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  10. 07-03-2008, 09:13 AM #9
    FrugalMomof3
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    Barb,

    That's wonderful, I am soooo happy for you!
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  11. 07-03-2008, 09:28 AM #10
    Jayne
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    Quote Originally Posted by rcannon View Post
    PLEASE be careful with that auger. They are very dangerous pieces of equipment and safety precautions should not be taken lightly.

    after that.. CONGRATS. Nothing makes the job easier than the right equipment.
    Ain't that the truth!!..Dh rented a two man auger when were building my shop....neither of us are small people and it threw us around like ragdolls!!..Do be careful!!!

    Congrats on reaching your goals and getting your equipment!!!!
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  12. 07-03-2008, 09:30 AM #11
    Ceashels
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    Sweet! Congratulations on not just meeting your goal but meeting it MONTHS early!
    The Free Spirit Saver who walks the path with Greebo.

    Onboard with a modified Dave Ramsey Plan
    Budget: "Every month! On paper, on purpose!"


    Gardening somewhere between Zone 6b and 7a.
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  13. 07-08-2008, 04:05 PM #12
    DixieJ
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    Way to go!!! Don't you love it when a plan comes together.
    Dixie Jean
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  14. 07-09-2008, 03:01 PM #13
    DJ1972
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    WTG!
    DJ

    Married to DH since 1993
    DD age 18
    DS age 16
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  15. 07-09-2008, 03:39 PM #14
    Momto2Boyz
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    Congrats! Sometimes ignorance is bliss when it comes to the ol' savings account! Keep your eyes off the balance while your shoveling money in there and you'll always be surprised by how much you can save!
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  16. 07-09-2008, 04:55 PM #15
    MysticEagle
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    Congrats on saving enough for the equipment!
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