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  1. 07-30-2008, 08:02 PM #1
    daughter of pearl
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    Smile A Small But Meaningful Success!

    I had to share this because I am very new to this way of thinking about money and frankly, have been doubting my ability to really commit and make any sort of change. Tomorrow is pay day, and not only have I paid all my bills and lived off cash for the past two weeks, but there is $25 in my chequing account AND $300 in my savings account (I plan to put $200 of this as an extra payment on CC debt, and save the $100 towards an emergency fund)...I am so happy with myself, and whatever I would normally have blown that money on is not missed one bit!!
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  2. 07-30-2008, 08:11 PM #2
    tervsforme
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    Congratultions! What a great accomplishment!
    ~Kim~
    Mom to 2 dogs and 1 cat - Sere, Blue and Shadow

    2012 Fling Things - 275/2012
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  3. 07-30-2008, 08:14 PM #3
    Russ
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    Congrats! You are off to a great start!
    Russ

    Truck payments: 10 9 8 7 6 5 4 3 2 1 WAHOO!
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  4. 07-30-2008, 08:21 PM #4
    nodmicks
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    Congratulations!!!!
    ~July 19 saving goal for event $104/$1000
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  5. 07-30-2008, 10:21 PM #5
    Ceashels
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    Congratulations!

    That's a nice chunk of savings you have. I like the idea of paying down cc's but is $100 enough to cover any emergencies you may run into? We wouldn't want you to pull out a cc in an emergency if you don't have to.
    The Free Spirit Saver who walks the path with Greebo.

    Onboard with a modified Dave Ramsey Plan
    Budget: "Every month! On paper, on purpose!"


    Gardening somewhere between Zone 6b and 7a.
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  6. 07-30-2008, 10:27 PM #6
    Momto2Boyz
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    Congrats! I don't know if I necessarily agree with ceashels (no disrespect intended), but I think when you are paying a high interest credit card payment vs. a savings account paying less than one percent...take your chances! Pay down what you are already paying an arm and a leg for. Be sure to save some for emergencies, but get the credit card paid down AS FAST AS YOU CAN, rather than put that all in a low interest savings!

    Besides that, congrats on taking control of your finances! I think it is one of the most empowering things you can do. There is such a sense of accomplishment in seeing your money grow!
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  7. 07-30-2008, 11:30 PM #7
    missmanny
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    and every month it will get a little bit better. I'm glad you are able to put a bit away for a rainy day
    Debt 1 - Paid in Full (originally $750)
    Debt 2 - Paid in Full (originally $2100)
    Debt 3 - Paid in Full (originally $3500)
    Debt 4 - Paid in Full (originally $4000)
    Debt 5 - Paid in Full (originally $3000)

    FFEF - Fully Funded with 6 months of expenses as of July 2009

    Next Step - House deposit
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  8. 07-31-2008, 01:48 AM #8
    Royal
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    That is a wonderful accomplishment. To start gaining control of your finances is a great feeling. Good job! That is something to be proud of!!
    Married to DH(11 years)
    Mama to DS(8) & DS(6)
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  9. 07-31-2008, 01:48 AM #9
    Momof3girls
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    Good for you!
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  10. 07-31-2008, 05:43 AM #10
    daughter of pearl
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    Default Big Thank You

    Hi folks!

    I just had to say a big thank you for all your encouraging words and advice...it is such a great feeling to do this, but also to know that I have somewhere to go when I have questions...thanks again!!

    Janet
    BEF: $$120/$1000
    Change Jar- $36.20

    My New Computer Fund - I DO NOT NEED A NEW COMPUTER UNTIL I HAVE A FULLY FUNDED BEF!!

    Debt Snowball - ON TARGET!!
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  11. 07-31-2008, 07:30 AM #11
    FrugalMomof3
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    Congrats! You should be VERY proud of yourself, I know I am
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  12. 07-31-2008, 07:49 AM #12
    Michelle
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    Great job, Janet. Keep up the good work!
    *~*Michelle*~*

    "You can't have your best health without exercise. It's just not possible" ~ Leslie Sansone, WATP


    Follow us on Twitter!


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  13. 07-31-2008, 06:40 PM #13
    wwe11
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    Congrats!!
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  14. 07-31-2008, 06:49 PM #14
    frugalandsimple
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    What a great accomplishment! That's something to be proud of!
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  15. 08-01-2008, 01:25 AM #15
    MomToTwoBoys
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    Any sort of success, no matter how big or small, is still a success. I'm happy you're getting ahead.
    Wife to DH since 10/31/2002!
    Mom to DS #1 08/13/98 Mom to DS #2 09/11/03

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