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  1. 08-13-2008, 06:04 PM #1
    itlw8
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    Default someone pat me on the back

    I need a you are doing fine pat.... I am slowly chugging along and doing what I am suppose to but I so need to pay something off totally. Not going to happen for a while though...

    I am down to 3 CC all around $1000 and I filled 2 of my childcare openings so I will not be short income just not any to waste.


    So not a success yet but not sliding back either.
    Meg

    cc debt free YEAH on to the mortage
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  2. 08-13-2008, 06:14 PM #2
    nodmicks
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    Your doing great! I know it gets hard when you cant get the big wins right away but those little wins add up to huge wins! Your winning! Yeah!!!!!!
    ~July 19 saving goal for event $104/$1000
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  3. 08-13-2008, 06:14 PM #3
    PrairieRose
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    Here's your pat (will a hug do?) WTG and remember to enjoy the journey.....

    ~48 yr. old sahw, livin' it up in our empty nest, smack dab in the middle of everywhere.~
    *We're debt freeeeeeeee! (including the house)*


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  4. 08-13-2008, 06:15 PM #4
    dwallyfam
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    You are doing really good. Congratulations
    Kellie

    2012 Challenges
    Reading challenge 6/52
    Lose a pound challenge 3/50
    Homestead challenge - Clean out gazebo
    Home Project challenge - Plant garden/work on bedroom
    Gocery Budget Challenge - 0/300
    Coupon Saving challenge - 82.23

    April Goals
    1. Clean out dad's apartment - partially done
    2. Work on his taxes-done and mailed
    3. Track expenses - have to really work on this one
    4. Find more freebies
    5. find ways to reduce expenses since won't have a job after this month
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  5. 08-13-2008, 06:18 PM #5
    cissylu
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    aw Meg you are doing great. (((hug`s)))
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  6. 08-13-2008, 06:19 PM #6
    ladykemma2
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    Don't quit five minutes before the finish line! woo hoo!
    11% gross to retirement
    10% takehome to tithe and offerings
    emergency fund maintained at 3000(works for me)
    credit card debt 7500
    mortgage free
    freedom accounts/sinking funds that ebb and flow
    then live on the rest!

    i am trying something new. LDS church advises savings or debt repayment should be the same as the tithe. 10% each.

    "i create prosperity, abundance, and savings for me and my household"
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  7. 08-13-2008, 06:49 PM #7
    Michelle68
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    You've made so much progress. Good for you!!


    --Michelle
    ~ Michelle



    Wife to DH--
    Mom to DS--
    and DD--

    Avatar picture--Taken at Comanche Lookout Park, San Antonio,Tx. April,2010
    Mortgage -- $53,077.24
    March Emergency Fund Challenge-- $100 /$200
    ----------------------
    "The time to save is now. When a dog gets a bone, he doesn't go out and make a down payment on a bigger bone. He buries the one he's got." --Will Rogers
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  8. 08-13-2008, 07:44 PM #8
    missmanny
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    You are not just chugging along, you are doing fantastic!

    Just keep plodding and taking things one step at a time. You will get there and then it will be all worth it!
    Debt 1 - Paid in Full (originally $750)
    Debt 2 - Paid in Full (originally $2100)
    Debt 3 - Paid in Full (originally $3500)
    Debt 4 - Paid in Full (originally $4000)
    Debt 5 - Paid in Full (originally $3000)

    FFEF - Fully Funded with 6 months of expenses as of July 2009

    Next Step - House deposit
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  9. 08-13-2008, 10:19 PM #9
    daughter of pearl
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    I feel similar, but then I remember how crazy and powerless I felt when I didn't have a plan...I think sometimes I get bored by the frugality, but honestly, it sure beats the chaos I used to live in...keep going...if I can do it, so can you!!!
    BEF: $$120/$1000
    Change Jar- $36.20

    My New Computer Fund - I DO NOT NEED A NEW COMPUTER UNTIL I HAVE A FULLY FUNDED BEF!!

    Debt Snowball - ON TARGET!!
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  10. 08-13-2008, 10:27 PM #10
    3tomboys
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    Your doing a great job!
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  11. 08-13-2008, 11:21 PM #11
    Cricketlegs
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    The snowball takes sooooo long doesn't it??? Both my debts will be paid within a few months of each other and that is hard. At this rate Nov 2009.

    If it wasn't for the remarkable rate my car balance goes down I would be without any joy with my snowball.

    I really really hate that stupid credit card balance.....I really realllly do.
    The math never lies, budget in INK!

    Amount of Free items 2012 $391.33


    Debt #2 12/31/12 CC $901.88
    Debt #3 12/31/12 $3648.83

    Madness, mayhem chaos...my work here is done!
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  12. 08-14-2008, 05:56 AM #12
    Ceashels
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    You are in the home stretch! Chugging along is a great pace to be. Kudo's to you for all the hard work you've put into becoming debt free.
    The Free Spirit Saver who walks the path with Greebo.

    Onboard with a modified Dave Ramsey Plan
    Budget: "Every month! On paper, on purpose!"


    Gardening somewhere between Zone 6b and 7a.
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  13. 08-14-2008, 10:54 AM #13
    itlw8
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    Thanks everyone... I know it seems silly but it really does help.
    Meg

    cc debt free YEAH on to the mortage
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  14. 08-16-2008, 08:53 PM #14
    Wendy Mack
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    I just want to say ... you can do it !!! You can do it!!!! YOu are in the middle of the hurdle.. I am just at the begining.. ughh ... just keep looking at the light at the end of the tunnel!!!
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  15. 08-16-2008, 08:55 PM #15
    sueh
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    Woo Hoo!

    Great job!
    Sue
    Single Mom to





    "A friend is like a good bra, close to your heart, hard to find and supportive."
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