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Thread: Dear Debt...

  1. 12-31-2009, 02:02 PM #16
    pinetree
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    Congratulations! I am so happy for you! What a way to start a new year!
    Pine trees, with their needles pointing up to heaven, represent everlasting light and life.
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  2. 12-31-2009, 02:45 PM #17
    wwe11
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    Congratulations!!!
    2012 Debt Reduction

    (cc#1) Kohl's- P.I.F. (closed)!!!!

    (cc#2) Chase- P.I.F. (closed) !!!!!

    (cc#3) capital one(mine)- $741.37 /$731.34

    (cc#4) amazon-$1,458.47 / $863.94

    (cc#5) Kohl's - $606.29 / $687.16(CLOSED!)

    (cc#6) capital one(His)- $615.93 /$673.97

    (cc#7) CHASE (HIS)- $1,985.14 / $1,055.85

    (cc#8) Lowes(His)- $3,355.71 / $2,592.42


    (cc#9) Tractor Supply(his)- $3,981.05 / $3,729.95

    (cc#10) Visa(mine)- $918.12 / $1,021.83(CLOSED!)

    (cc#11) Home Depot(his)-$3,796.87 / $3,375.31

    (cc#12) Capital One(mine)- $2,991.98 / $2,967.94

    (cc#13) Micro center- $743.61 / $755.60

    car pyment- $16,245.30 / $17,773.46

    house pymnt- $76,973.95 / $81,360.00




    $0
    $14.00 EF
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  3. 12-31-2009, 03:07 PM #18
    tervsforme
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    Fantabulous! What a perfect way to start out the new year!!!!
    ~Kim~
    Mom to 2 dogs and 1 cat - Sere, Blue and Shadow

    2012 Fling Things - 275/2012
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  4. 12-31-2009, 04:37 PM #19
    Libby
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    Quote Originally Posted by dcompton View Post
    That's a terrific way to spend New Year's Eve! Much better than silly hats and bubbly!

    You will be astounded at how much money there is for savings with all the bills out of your life. I was, and still am. When I first hit that spot I kept checking and double checking the bank account. How could there possibly be that much money left? Not a bad problem to have.
    I know I can't wait to see this excess money and saying "What the heck?!" lol but due to me being out of a job...the purse strings will have to stay tight until I get some sort of normalcy. For now, its just maintaining my expenses.
    2012: The Year Of The Purge!

    UPDATED: MAY 15/12

    2012 FLING - 673/2012 | COUPON SAVINGS $178.93

    EMERGENCY FUND #2 - $510.78 | VACATION FUND - $513.58 | CHANGE JAR $222.51
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  5. 12-31-2009, 05:41 PM #20
    dutchtulip
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    That is wonderful news. CONGRATS!!!!!!!!!!!!!!!!!!!!!!!! I am so looking for that day.
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  6. 12-31-2009, 06:40 PM #21
    Luckybustert
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    Congratulations!! So very happy for you
    -Suzanne

    Challenges:
    Pound A Week - 237.2 / 227.8 / 135
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  7. 12-31-2009, 08:41 PM #22
    rowdy35
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    AWESOME, Congrats Libby !!!
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  8. 12-31-2009, 09:04 PM #23
    3tomboys
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    Congratulations!
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  9. 12-31-2009, 09:09 PM #24
    Surilda
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    So happy for you!!!

    CONGRATULATIONS getting to the finish line after all
    your hard work!! Enjoy your new debt-free life!!!!!!
    You have succeeded in life when all you really want is only what you really need.
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  10. 12-31-2009, 09:12 PM #25
    frugalwarrior2
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    Fantastic. And i am not just a little bit envious. Now that your debt free will you put my teens thru college??? please. I asked nice.LOL Congrats on your willpower and perserverence!!!
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  11. 01-01-2010, 01:53 PM #26
    jamie79
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    Congratulations to you
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  12. 01-02-2010, 09:19 PM #27
    kimmy4433
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    WAY TO GO LIBBY!!!!! How exciting!! good luck on finding your new job, it will be a lot less stressful, knowing you don't have to settle because of bills! Great job!
    Married to my highschool sweetheart, DD 6 DS 9 months

    January Eat At Home 0/31

    Debt Paid $2115.66

    CHALLENGES:
    Debt free (except mortgage) 12/12/2012
    New skill a month 1/12 (sewing)
    250/2012 Fling
    New recipe a month 1/12 (Stir fried rice)
    Homemade Christmas 2012

    $45,435.51
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  13. 01-06-2010, 07:27 PM #28
    Michelle68
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    Good for you!!!
    ~ Michelle



    Wife to DH--
    Mom to DS--
    and DD--

    Avatar picture--Taken at Comanche Lookout Park, San Antonio,Tx. April,2010
    Mortgage -- $53,077.24
    March Emergency Fund Challenge-- $100 /$200
    ----------------------
    "The time to save is now. When a dog gets a bone, he doesn't go out and make a down payment on a bigger bone. He buries the one he's got." --Will Rogers
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  14. 01-06-2010, 08:30 PM #29
    Imarachne
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    This really can work!! Hooray for you !!
    Charity Items 3


    Change Jar
    Christmas 2011
    Books read
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  15. 01-06-2010, 08:45 PM #30
    QM
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    Congrats, Libby! You must be so excited!!! What a GREAT way to start off a new year! WOOHOO!!!
    An obstacle is what comes up when you lose sight of your goal.

    Daily Fix It, Sort It, or Clean It Challenge

    May No-Spend: 9/12 "A penny saved is a penny earned!"
    1 (), 2 (), 3 (), 4 (), 5 (), 6 (), 7 (), 8 (), 9 (), 10 (), 11 (), 12 (), 13 (), 14 (), 15 (), 16 (), 17 (), 18 (), 19 (), 20 (), 21 (), 22 (), 23 (), 24 (), 25 (), 26 (), 27 (), 28 (), 29 (), 30 (), 31 ()

    2012 Lose-A-Pound-A-Week Challenge
    I have 8.2 lbs to lose (as of Mon, May 28th, 2012)

    Personal
    Pay off my Morgage
    $101,927.57 (as of May 28th, 2012 - 10 years, 0 months left...partly because we got a new interest rate )/$108,631.38 (as of Dec. 3rd, 2011 - 12 years, 7 months left)
    Pay off my Line of Credit
    $6,977.26 (as of May 28th, 2012)/$17,790.73 (as of Dec. 3rd, 2011)
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