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  1. 03-26-2010, 10:17 AM #1
    DukesAngel
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    Default WE DID IT! (1 more step to go!)

    As of the end of Feb we have paid off:

    15k in credit card debt

    21k of student loan debt


    We now have no debt but our house! We are currently working on 10k in the bank, retirement, and then working off our house.

    It can be done folks! Keep your chin up and keep plucking away!
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  2. 03-26-2010, 10:41 AM #2
    jvera
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    Way to go! Congrats
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  3. 03-26-2010, 10:44 AM #3
    Russ
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    YOU ARE AWESOME!!! Way to go!
    Russ

    Truck payments: 10 9 8 7 6 5 4 3 2 1 WAHOO!
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  4. 03-26-2010, 11:02 AM #4
    Libby
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    Congrats!
    2012: The Year Of The Purge!

    UPDATED: MAY 15/12

    2012 FLING - 673/2012 | COUPON SAVINGS $178.93

    EMERGENCY FUND #2 - $510.78 | VACATION FUND - $513.58 | CHANGE JAR $222.51
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  5. 03-26-2010, 11:19 AM #5
    Samigirl
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    That's fantastic! You've done a great job! Thanks for encouraging the rest of us to hang in there.


    How much we enjoy what we have is more important than how much we have. Life is full of people who have more than they know what to do with, but cannot be content. It is the capacity to enjoy life that brings contentment.---Unknown
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  6. 03-26-2010, 11:44 AM #6
    QM
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    Congrats, DukesAngel! You are an inpsiration to us all.
    An obstacle is what comes up when you lose sight of your goal.

    Daily Fix It, Sort It, or Clean It Challenge

    May No-Spend: 9/12 "A penny saved is a penny earned!"
    1 (), 2 (), 3 (), 4 (), 5 (), 6 (), 7 (), 8 (), 9 (), 10 (), 11 (), 12 (), 13 (), 14 (), 15 (), 16 (), 17 (), 18 (), 19 (), 20 (), 21 (), 22 (), 23 (), 24 (), 25 (), 26 (), 27 (), 28 (), 29 (), 30 (), 31 ()

    2012 Lose-A-Pound-A-Week Challenge
    I have 8.2 lbs to lose (as of Mon, May 28th, 2012)

    Personal
    Pay off my Morgage
    $101,927.57 (as of May 28th, 2012 - 10 years, 0 months left...partly because we got a new interest rate )/$108,631.38 (as of Dec. 3rd, 2011 - 12 years, 7 months left)
    Pay off my Line of Credit
    $6,977.26 (as of May 28th, 2012)/$17,790.73 (as of Dec. 3rd, 2011)
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  7. 03-26-2010, 11:53 AM #7
    DukesAngel
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    Thanks guys!


    I will say that it was very daunting when we first started this whole pay off everything thing. It was like we weren't going to get it done because of the bulk of the debt. We essentially wiped out both our savings accounts, which while scary, we both feel like it was the right thing to do. It took us almost a year to pay it all off after dumping our savings. The thought though, of NOT living paycheck to paycheck, and being able to pay the necessities out of a pt job if it came down to it is more than worth it.
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  8. 03-26-2010, 12:00 PM #8
    Russ
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    Quote Originally Posted by DukesAngel View Post
    Thanks guys!


    I will say that it was very daunting when we first started this whole pay off everything thing. It was like we weren't going to get it done because of the bulk of the debt. We essentially wiped out both our savings accounts, which while scary, we both feel like it was the right thing to do. It took us almost a year to pay it all off after dumping our savings. The thought though, of NOT living paycheck to paycheck, and being able to pay the necessities out of a pt job if it came down to it is more than worth it.
    The sentence in bold says it all!
    Russ

    Truck payments: 10 9 8 7 6 5 4 3 2 1 WAHOO!
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  9. 03-26-2010, 12:50 PM #9
    wwe11
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    Way to Go!
    2012 Debt Reduction

    (cc#1) Kohl's- P.I.F. (closed)!!!!

    (cc#2) Chase- P.I.F. (closed) !!!!!

    (cc#3) capital one(mine)- $741.37 /$731.34

    (cc#4) amazon-$1,458.47 / $863.94

    (cc#5) Kohl's - $606.29 / $687.16(CLOSED!)

    (cc#6) capital one(His)- $615.93 /$673.97

    (cc#7) CHASE (HIS)- $1,985.14 / $1,055.85

    (cc#8) Lowes(His)- $3,355.71 / $2,592.42


    (cc#9) Tractor Supply(his)- $3,981.05 / $3,729.95

    (cc#10) Visa(mine)- $918.12 / $1,021.83(CLOSED!)

    (cc#11) Home Depot(his)-$3,796.87 / $3,375.31

    (cc#12) Capital One(mine)- $2,991.98 / $2,967.94

    (cc#13) Micro center- $743.61 / $755.60

    car pyment- $16,245.30 / $17,773.46

    house pymnt- $76,973.95 / $81,360.00




    $0
    $14.00 EF
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  10. 03-26-2010, 03:55 PM #10
    MaryCarney
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    What's REALLY impressive about all of this is your age!! Way to go!
    Mary Carney Working the night shift 'cause they never have meetings at 3am!
    DD Sarah 32
    DD Rosanne 28
    DS Benjamin 18
    DD Kathleen 17
    Married to David since 1975



    Starting grad school September 1, 2010 in pursuit of MSN degree.
    MSN degree completed on 4 May 2012 with NO DEBT!
    Total cost (including books) = $8375.
    Weight loss on Weight Watchers since June 1= 18.8#
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  11. 03-26-2010, 04:19 PM #11
    Palooka
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    Good job!
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  12. 03-26-2010, 05:12 PM #12
    krbshappy71
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    Thank you for the inspiration!!

    GREAT JOB!!!!
    LDR , 2 DD (one left the nest, one rarely home) More pets than money. More love than sense.

    "If you can't see the light at the end of the tunnel, march down there and light it yourself."

    Full-time job
    Car loan and personal loan
    Challenges for 2012:
    2012 Grocery Budget Reduction Challenge- $100 a month. (down from $150) Hm, might be too low.
    Electric Usage Challenge (doing well, under $70 most months)
    Yah, I suck at this money stuff, I know. That's why I'm here.
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  13. 03-26-2010, 05:34 PM #13
    dcompton
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    Congratulations! That must feel very, very good.
    Donna

    Use It Up 2012:
    Lapghans: 5
    Baby afghans: 1
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  14. 03-26-2010, 05:47 PM #14
    Vanilla
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    Congratulation to you, Dukesangel!!!
    Thank you for the post, very encouraging.
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  15. 03-26-2010, 06:14 PM #15
    Mom23boys
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    Way to go!! What an inspiration!
    ~*Michelle*~

    ~Wife to Rick since Dec. 19, 1986~
    ~Mother to Richard, 23, Chris, 21, and Dakota, 17~
    ~Mother-in-law to Amber, wife of Richard~
    ~Elementary Teacher~
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