another small success

[nodmicks]

Great job!!!!

[mek42]

Well, the budget has met its first operator error. I forgot to allow for my pharma purchases. So, weekly checking ending balance will hereafter be increased by $25 and the other $25 considered a sinking fund for my prescriptions and omeprazole. Still haven't touched that $52.53 from last week, and I am good to go for $75 next week.

Middle term goal is to lose weight in order to cut back on meds. Typical metabolic syndrome / fat man drugs. Meaning I am carrying too much weight. Some activity is happening on that front too, but I need to firm up the lifestyle changes I have already made before opening another front against my own stupidity. LadyNada has infected me with her militant after-action reports of her engagements with debt.

"We have met the enemy and they are us."

[mauimagic]

Mek42 - love hearing your reports - they urge all of us along our financial way you know!!

My weight loss program is more to ward off diseases and potentially more harmful problems - just want to get off those meds to get back in control on another front.

Keep those reports coming in!!

[mek42]

How can I deny you, mauimagic?

Had a little spat with wife this morning as she was leaving to help her mother move in to new apt. Anyhow, had an urge to go out for breakfast. But I forced myself to look at this week's budget first, preparing to deny myself. Checked my separate food and gasoline expenditure schedule*. Adjusted it since a friend treated my to dinner Thursday night instead of my budget, but my gasoline bill is a little more than I had estimated so far.

From the total amount I had budgeted for food and gasoline I now have $7 unaccounted for. So I called the place I want to go for breakfast and asked price for want I want to order and it is less than $7 after tax!

However, I'm only going to go for breakfast after going to the bank and the dump, in order that breakfast becomes a proper reward for discipline and work. I'll also take my accounting exam with me to read and start working on over breakfast.

* My weekly budget has two line item columns - one to budget where the money is going at the beginning of the week and one to enter actual expenses. Underneath the actual expenses log, I have (so far) two separate schedules to track pharmaceutical purchases and also food / gasoline purchases. At the beginning of the week I estimate the total amount needed for food and gas and then make sure I don't exceed that amount with actual expenses. For pharmaceuticals, it is more to make sure that actual expenses do not exceed the designated reserve from prior weeks.

Yes, I am the nerd. And paying off my debt and living within my means will be my Revenge! Nerdly powers and prowess for teh winzor! Bwahahahaha! :giggle:

[MTS04]

Good for you. Eventually budgeting will be second nature and come very easily. Congrats on your successes.

[Michelle68]

You're making great progress. Keep up the good work and discipline.