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  1. 04-28-2010, 09:12 PM #1
    mek42
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    Default another small success

    I get paid weekly. Two weeks ago, armed with a handwritten budget on a paper scrap, I wanted to have $25 left as an ending balance in my checking account. I failed.

    Last week, after session 1 of FPU, I let my not-so-inner nerd take charge of the process. I ended up with a Google docs spreadsheet that I let my wife view with a weekly budget coupled with a weekly statement of cash flows. As an aside, I also drew up the liabilities portion of our personal balance sheet.

    Anyhow, the goal for this week was to have $50 as an ending balance in the checking account. (In my budget, I used the fancy accounting term of "left over".) Tomorrow is payday an I have more than $52 in my balanced checking account! Woohoo!

    I really don't have to spend my checking account down to zero each month!
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  2. 04-28-2010, 09:14 PM #2
    Libby
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    Congrats!!!
    2012: The Year Of The Purge!

    UPDATED: MAY 15/12

    2012 FLING - 673/2012 | COUPON SAVINGS $178.93

    EMERGENCY FUND #2 - $510.78 | VACATION FUND - $513.58 | CHANGE JAR $222.51
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  3. 04-28-2010, 09:15 PM #3
    Debbie-cat
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    Default

    Way to go! Congratulations!
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  4. 04-28-2010, 10:31 PM #4
    IntlMom
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    Default

    that's not such a small sucess.... it's great!
    :

    Traci

    dh 20 years
    ds 14 ~ Russia
    ds 14 ~ Russia
    dd 6 ~ China
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  5. 04-28-2010, 11:04 PM #5
    frugalfranny
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    Congrats! Great progress!
    Travel light. The baggage of the past can only hold you back.

    January Book List
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  6. 04-29-2010, 04:56 AM #6
    a.nonymous
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    Default

    Very nice. Congratulations!

    What is your next goal?
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  7. 04-29-2010, 07:09 AM #7
    Russ
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    Awesome job!
    Russ

    Truck payments: 10 9 8 7 6 5 4 3 2 1 WAHOO!
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  8. 04-29-2010, 07:11 AM #8
    wwe11
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    Congratulations!
    2012 Debt Reduction

    (cc#1) Kohl's- P.I.F. (closed)!!!!

    (cc#2) Chase- P.I.F. (closed) !!!!!

    (cc#3) capital one(mine)- $741.37 /$731.34

    (cc#4) amazon-$1,458.47 / $863.94

    (cc#5) Kohl's - $606.29 / $687.16(CLOSED!)

    (cc#6) capital one(His)- $615.93 /$673.97

    (cc#7) CHASE (HIS)- $1,985.14 / $1,055.85

    (cc#8) Lowes(His)- $3,355.71 / $2,592.42


    (cc#9) Tractor Supply(his)- $3,981.05 / $3,729.95

    (cc#10) Visa(mine)- $918.12 / $1,021.83(CLOSED!)

    (cc#11) Home Depot(his)-$3,796.87 / $3,375.31

    (cc#12) Capital One(mine)- $2,991.98 / $2,967.94

    (cc#13) Micro center- $743.61 / $755.60

    car pyment- $16,245.30 / $17,773.46

    house pymnt- $76,973.95 / $81,360.00




    $0
    $14.00 EF
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  9. 04-29-2010, 07:53 AM #9
    daughter of pearl
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    Dude, that is FANTASTIC!!
    BEF: $$120/$1000
    Change Jar- $36.20

    My New Computer Fund - I DO NOT NEED A NEW COMPUTER UNTIL I HAVE A FULLY FUNDED BEF!!

    Debt Snowball - ON TARGET!!
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  10. 04-29-2010, 07:54 AM #10
    mek42
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    Quote Originally Posted by a.nonymous View Post
    Very nice. Congratulations!

    What is your next goal?
    Each week for awhile I want to add $50 to the ending balance of my checking account. I'll also be saving cash in savings for future purchases and working on paying off the consumer debt.

    It is helpful getting the positive reinforcement here.
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  11. 04-29-2010, 04:51 PM #11
    ktsmama
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    Way to go!! Now you know you can do it. Doesn't it feel great.
    Robbin

    Mom to Katey
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  12. 04-29-2010, 06:15 PM #12
    dcompton
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    Staying on top of the cash flow makes all the difference, and is great fun for us nerds. Gotta love spreadsheets! Good job!
    Donna

    Use It Up 2012:
    Lapghans: 5
    Baby afghans: 1
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  13. 04-30-2010, 03:15 PM #13
    mauimagic
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    mek - that's not a small success - that's huge!! Congratulations!! Looking forward to hearing about more successes from you!!
    Travel light. The baggage of the past can only hold you back.




    “Decluttering isn't just simplifying your life. It's having a vision, setting new priorities and using those notions to get rid of obstacles.”
    — Peter Walsh
    __________________
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  14. 04-30-2010, 07:24 PM #14
    hollyhill
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    Whats that old saying?.... a penny saved is more than a penny earned.

    Fifty dollars is WAY more than a penny!
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  15. 04-30-2010, 07:46 PM #15
    Mom2-3
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    WTG!!

    Any money left over is a good thing!! Just keep adding
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