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Thread: I feel giddy with excitement!
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04-30-2010, 04:53 PM #1
I feel giddy with excitement!
We have been paying on dh's credit card debt (I say his because it was from his bachelor days) since the end of 2006. We are now down to only $12,000-ish left! That's out of *gulp* $60k+
I can't WAIT for it to be gone. That will free up almost $1600/month!!!
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04-30-2010, 05:00 PM #2
Wow! When that's gone it's gonna feel like he got a huge raise! Way to go!
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04-30-2010, 05:06 PM #3Moderator
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What a great accomplishment to date - oh how you will celebrate when it is all gone!! Mahalo for posting - your success helps put it all in perspective for me!!
Travel light. The baggage of the past can only hold you back.

“Decluttering isn't just simplifying your life. It's having a vision, setting new priorities and using those notions to get rid of obstacles.”
— Peter Walsh
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04-30-2010, 05:20 PM #4Registered User
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Wow, you have done great! Won't be long now and you will have a big chunk of free cash each month!
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04-30-2010, 05:27 PM #5
WOW!! $1600/mo! That is some incentive right there
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04-30-2010, 05:46 PM #6Registered User
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Yeah!! Good for you. That is a lot paid off. Only a little to go
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04-30-2010, 06:01 PM #7
Great job Heather and hubby!
~July 19 saving goal for event $104/$1000

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04-30-2010, 06:07 PM #8
That's terrific!
~ Michelle
Wife to DH--
Mom to DS--
and DD--
Avatar picture--Taken at Comanche Lookout Park, San Antonio,Tx. April,2010
Mortgage -- $53,077.24
March Emergency Fund Challenge-- $100 /$200
----------------------
"The time to save is now. When a dog gets a bone, he doesn't go out and make a down payment on a bigger bone. He buries the one he's got." --Will Rogers
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04-30-2010, 06:13 PM #9
That is so fantastic!
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04-30-2010, 06:30 PM #10
Doing good!
Feel free to share with us anything you did to help get through those, "It's so big, why bother, just want to quit," moments
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04-30-2010, 06:32 PM #11
That is a big payoff........CONGRATS.
Keep plugging away.....you will get there. You should be really proud of yourself for the accomplishment!
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04-30-2010, 07:00 PM #12Registered User
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WOW!!!!
So when will the special day arrive??? You will have to have a BIG celebration!
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04-30-2010, 07:09 PM #13Super Moderator
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04-30-2010, 07:21 PM #14
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04-30-2010, 09:09 PM #15
I think just before Christmas of this year...dh says the month after. Only time will tell

We signed up with our local CCCS (Consumer Credit Counseling Service), a not for profit group. They deal with the creditors, arranged for lower interest rates, etc. We send the payment to them and they disburse it to the creditors. All in all it's been a fairly pain free process ...no bad marks on our credit score, etc. It does hurt to make that pymt every month but ooooh boy I cannot WAIT for it to be over with!!!
Michelle, lots of yarn doesn't even begin to describe it
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