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05-02-2010, 12:17 PM #1Registered User
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Finally Some Good News on Mortgage
We lost half of our income a little over a year ago when dh lost his job and got a new one. Our bills piled up and we couldn't make the mortgage payments anymore. We missed 3 payments and the folks from Make Home Affordable came to the rescue.
They knocked our mortgage in half for a 3 month trial period to see if we could make the payments on time. 3 months is up and we've had no trouble making the payments.
Friday, we got a call from MHA and they told us that we qualify for their program! They are drawing up the papers and all we need to do is get them signed and notarized.
3 months ago, I thought we were going to foreclose on the house but now, we get to stay. Our goal is to fix it up (long story here about getting screwed by the builder that I won't go into) and then sell it when the market improves.
I cannot tell you how relieved I am.
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05-02-2010, 01:40 PM #2Super Moderator
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05-02-2010, 03:38 PM #3Registered User
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Wow. That is great to hear. What a great organization. I am so glad that they are helping you.
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05-02-2010, 04:42 PM #4Registered User
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Hey Tammy. That is great news. Miss you on the other board.
~Non-Mortgage Debt: $2,440.95~
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05-02-2010, 05:56 PM #5Registered User
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That is great news! Glad that you were able to get some help. Keep us updated.
~ Michelle
Wife to DH--
Mom to DS--
and DD--
Avatar picture--Taken at Comanche Lookout Park, San Antonio,Tx. April,2010
Mortgage -- $53,077.24
March Emergency Fund Challenge-- $100 /$200
----------------------
"The time to save is now. When a dog gets a bone, he doesn't go out and make a down payment on a bigger bone. He buries the one he's got." --Will Rogers
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05-02-2010, 09:48 PM #6Registered User
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I hope everything moves forward smoothly for you!
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05-02-2010, 10:58 PM #7Registered User
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Glad you was able to get help.
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05-03-2010, 06:06 AM #8
So happy to hear that help is there for you. Good luck and keep plugging away.
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05-03-2010, 06:28 AM #9Registered User
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Awesome news.
2012 Debt Reduction
(cc#1) Kohl's- P.I.F. (closed)!!!!
(cc#2) Chase- P.I.F. (closed) !!!!!
(cc#3) capital one(mine)- $741.37 /$731.34
(cc#4) amazon-$1,458.47 / $863.94
(cc#5) Kohl's - $606.29 / $687.16(CLOSED!)
(cc#6) capital one(His)- $615.93 /$673.97
(cc#7) CHASE (HIS)- $1,985.14 / $1,055.85
(cc#8) Lowes(His)- $3,355.71 / $2,592.42
(cc#9) Tractor Supply(his)- $3,981.05 / $3,729.95
(cc#10) Visa(mine)- $918.12 / $1,021.83(CLOSED!)
(cc#11) Home Depot(his)-$3,796.87 / $3,375.31
(cc#12) Capital One(mine)- $2,991.98 / $2,967.94
(cc#13) Micro center- $743.61 / $755.60
car pyment- $16,245.30 / $17,773.46
house pymnt- $76,973.95 / $81,360.00
$0
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