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06-07-2010, 05:34 PM #1
lifestyle change survives first contact with enemy
Had a gout flareup last week and missed most of the week from work. I don't have sick days, so it was without pay. I've been making diet changes and losing weight - not like my first attack many years ago when White Castle burgers were a staple part of my diet.
Anyhow, this loss of income presents an upset to my financial planning and I got a little depressed over everything too. Myusualpast thing to do in this situation would have been to just hobble out for Chinese for lunch for a veggie heavy entree or order a turkey sub delivered and just stuff the receipts in my pocket to record later and then figure out how to make do with what was left after overspending.
This time I just stayed home and didn't spend any money. I did squander a lot of time playing computer games and it took me until today to get back on the horse and redo my budget to account for the loss of pay (not as bad as I had feared
).
Anyhow, I just wanted to share that I had a partial victory when challenged by adversity in maintaining my lifestyle changes.
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06-07-2010, 05:38 PM #2
Congrats....
I tend to be a person that procrastinates to...and when i get some bad financial news i tend to let it go until i can't let it go anymore...catches up with me and then i am in trouble... I have been working on this and doing so much better....
Congrats on your victory...
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06-07-2010, 05:54 PM #3Registered User
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Good Job!!!!!!!!!!!!!!!!!!:
Baby Step #1 Done!
Baby Step #2 Beginnning debt balance 01/01/08 $78K /Paid in full on 08/06/10
I'm debt freeeee............ GOD IS SO GOOD!!!
Baby Step#3 Goal: One year emergency fund began saving Jan 2011 accumulated Aug 2011 YIPPEE!!! God is sooo good to me!!!
Baby Step #4 Yep currently doing this.
Baby Step #5 No kids so no need.
Baby Step #6 Renter.. Working on putting 100% down on a house!!! Currently have 25% saved.
Baby Step #7 Someday.......
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06-07-2010, 06:27 PM #4
Great job!!
Pennies add up to $$$.
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06-07-2010, 07:00 PM #5Registered User
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Good for you--I have to keep myself from eating when faced with a delay like yours. Worst of all !!
Charity Items 3
Change Jar
Christmas 2011

Books read
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06-07-2010, 07:07 PM #6
Every lil bit counts
2012: The Year Of The Purge!
UPDATED: MAY 15/12
2012 FLING - 673/2012 | COUPON SAVINGS $178.93
EMERGENCY FUND #2 - $510.78 | VACATION FUND - $513.58 | CHANGE JAR $222.51
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06-07-2010, 09:24 PM #7
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06-07-2010, 09:35 PM #8
Congratulations! You conquered your past mistakes. After a couple months of depression I went away from here and played games on the computer too. Glad I'm back. Glad you figured out how to deal and win,
Bank of America is THE godfather of Hell with Wells Fargo running neck and neck. When the world ends the only things that will be left are cockroaches, Walmart, Wells Fargo and Bank of America. Not necessarily in that order. The order remains to be seen.
Challenges
Coupon Challenge May
$00.00
Year / $
May/ Grocery
$/Goal $400 Total
Eat Out No More May
Goal 20
Accomp/18
No Spend Challenge
Goal 10/
Accomp/15
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06-07-2010, 09:39 PM #9Moderator
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Mahalo for sharing - that's really impressive!!
Sorry about the gout too - that is really painful!!Travel light. The baggage of the past can only hold you back.

“Decluttering isn't just simplifying your life. It's having a vision, setting new priorities and using those notions to get rid of obstacles.”
— Peter Walsh
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06-07-2010, 10:25 PM #10Registered User
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You did it! Good for you!
Dh Bob
FIL 
DS (21) at Lakehead U - go Thunderwolves!

www.ouroldhomestead.blogspot.com
2012 Exercise Challenge - 5,358 min
2012 Water Challenge - 7,330 oz
May No Spend Days - 0 /20
Wasted money - May total - $0
2012 Change Jar - $ 37.20
No Eat Out - 114 /365
2012 Reading Challenge - 3 /12
2012 Home Project - May - 4 totes 0 /4, organizing laundry room
20 Wishes Challenge - 3/20
12,400 /36,500 squats
2012 Coupon Challenge - $416.06
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06-08-2010, 01:09 AM #11
Any step in conquering any adversity is a step forward!!

also, hope you feel better!!
HOORAY FOR YOU!!
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06-08-2010, 01:48 AM #12
Very good job!!!
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06-08-2010, 03:13 AM #13
Good for you for getting back on course! Hope your gout is better this week.
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06-08-2010, 09:06 AM #14
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06-17-2010, 08:36 AM #15
Well, today is the first full pay period after the gout flareup. I overspent a little, but I still have just shy of $100 in my self-imposed checking reserve.

I think I'm going to go back to building the reserve back slowly instead of jumping to where I'd want the reserve to be if I hadn't had the gout.
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