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  1. 07-13-2010, 11:32 PM #1
    Palooka
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    Default Bye bye 350.00 monthly truck payments

    I am thrilled!! Last year we tried to trade it in and downsize and the offer we got to trade it in was only 9 thousand. We've been checking around on and off and we also heard that trucks have gone up in value. (it was a 2006 Chevy 4x4 and super low millage)

    A car dealership gave us a trade in for 12k today! So 3 thousand more than last year and of course the truck is a year older. We owed a little over 10k so we got more back then what we owed! We bought a 2000 Jeep Cherokee and this baby purrs. 3750.00. Fully loaded, the family can all fit in, and it's so sweet and it's mine! Well almost.

    So today we got out of around 7k of debt and got a new to me car that I love. Dh kissed his truck goodbye. Such a good sport but he knew it was the smart thing to do. Another great thing is since we downsized and they gave us that much for our trade in, we had no taxes owed on the purchase.
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  2. 07-13-2010, 11:36 PM #2
    mauimagic
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    Congratulations Palooka!! What a great deal on all counts!!
    Travel light. The baggage of the past can only hold you back.




    “Decluttering isn't just simplifying your life. It's having a vision, setting new priorities and using those notions to get rid of obstacles.”
    — Peter Walsh
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  3. 07-13-2010, 11:46 PM #3
    Libby
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    Congrats Palooka - enjoy YOUR new wheels!
    2012: The Year Of The Purge!

    UPDATED: MAY 15/12

    2012 FLING - 673/2012 | COUPON SAVINGS $178.93

    EMERGENCY FUND #2 - $510.78 | VACATION FUND - $513.58 | CHANGE JAR $222.51
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  4. 07-14-2010, 12:06 AM #4
    frugalfoster
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    That's Awesome and Smart! Good for you Palooka!
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  5. 07-14-2010, 12:13 AM #5
    3tomboys
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    Congratulations!
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  6. 07-14-2010, 01:04 AM #6
    frugalfranny
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    Congrats!

    Enjoy the new wheels!
    Travel light. The baggage of the past can only hold you back.

    January Book List
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  7. 07-14-2010, 01:15 AM #7
    Mom2-3
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    Congrats on the new car. Sounds like a great deal!
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  8. 07-14-2010, 01:28 AM #8
    Palooka
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    Did I mention the seats heat up in the winter, sun roof, child safety locks and windows, seats fold down, power everything, tells me when to change the oil, how many miles I can drive before running out of gas, the temp and gas milleage all digital and flashes at the top, control air and heat temps for each side, etc. so much etc.

    What's so weird is that our truck was so basic but cost so much for not much....but a truck.

    Yes of course this car has high millage but I am a SAHM so we are talking maybe a few miles per week for errands, dh will drive it to work when the weather is really bad, and just when the family goes out on an outing.

    We had under 20k miles on a 2006 truck(that we bought new) because I drove it and dh takes our cheaper less gas guzzling, paid off car to work.

    I was going to take a pic, but ran out of time and it was dark.
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  9. 07-14-2010, 03:01 AM #9
    Liane
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    Doing the happy dance for you!!
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  10. 07-14-2010, 04:39 AM #10
    Greebo
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    Awesome way to get rid of debt AND ease up the monthly budget! WAY TO GO!!!
    If you could kick in the pants the person responsible for your problems, you wouldn't be able to sit for a month.

    Did you know that a 4 year student paying $20,000/year who finances their education graduates with over $103,000 in debt to start? But a student who works and pays cash and takes 6 years to graduate ends with $6,300 in their pocket! So much for "getting a head start by financing!"

    Greebo    (Nerd Spender): Loving and extremely patiently tolerated husband of ceashels.
     WARNING: Y Chromosome behind the keyboard. Adjust your listening filters appropriately!

    Three     Two mortgages, two one no car loans, one no credit cards, and a partridge in pear tree!
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  11. 07-14-2010, 05:23 AM #11
    Palooka
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    Quote Originally Posted by Greebo View Post
    Awesome way to get rid of debt AND ease up the monthly budget! WAY TO GO!!!
    I was prepared for you to give me math crap !

    I say OLAY!! Is that soap??
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  12. 07-14-2010, 07:01 AM #12
    craftypam
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    You did a great job lowering debt!!!!
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  13. 07-14-2010, 09:38 AM #13
    frugal is fun
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    Well done! that is awesome!
    Judy


    never loose site of the big picture
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  14. 07-14-2010, 09:40 AM #14
    Russ
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    AWESOME!
    Russ

    Truck payments: 10 9 8 7 6 5 4 3 2 1 WAHOO!
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  15. 07-14-2010, 09:50 AM #15
    Greebo
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    Quote Originally Posted by Palooka View Post
    I was prepared for you to give me math crap !
    I certainly can, if you WANT...
    If you could kick in the pants the person responsible for your problems, you wouldn't be able to sit for a month.

    Did you know that a 4 year student paying $20,000/year who finances their education graduates with over $103,000 in debt to start? But a student who works and pays cash and takes 6 years to graduate ends with $6,300 in their pocket! So much for "getting a head start by financing!"

    Greebo    (Nerd Spender): Loving and extremely patiently tolerated husband of ceashels.
     WARNING: Y Chromosome behind the keyboard. Adjust your listening filters appropriately!

    Three     Two mortgages, two one no car loans, one no credit cards, and a partridge in pear tree!
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