Be sexy, get a savings account of your own

**Dancing Lotus** · 10-06-2010, 07:36 AM

I'm going to make some quick cash this week working under the table at a dress shop. I expect it to be 300 bucks, 50 of that will go to a sitter but the rest is going..... in my personal savings account.

We have savings but in light of recent developments I decided it wise for a woman to have a stash of her own. Currently my person account has been sitting empty and getting dusty.
Since I have no real job I have to get creative on finding ways to save. We had 40 bucks cash left from last weeks grocery budget, it's now in my account. We got a rebate check for 10.00 on something I bought at staples , it's going in my account. I'm thinking it's time to reopen my Etsy shop and sell my jewelry again.But this time instead of spending my earnings, try saving it.

LISTEN To me girls.. NO matter how great your husband is, I know because mine is one of the good ones, they are all capable of making mistakes. People are weird, you never know what they might do. Don't let yourself become too dependent. Build a stash.
P.S. Men think independent woman are sexy.

Men : If you love your woman , help her feel safe. Encourage her to have her own safety net.

**Greebo** · 10-06-2010, 08:46 AM

Your advice doesn't need to be gender specific. The same can hold true for men.

But I don't hold with keeping secrets from your spouse, including financial ones. If Cea and I ever decide we should each have savings in our own names, we will know about it and fund them equally.

**Dancing Lotus** · 10-06-2010, 09:04 AM

I don't think I said it was a secret stash? He is helping me to fund it. And yes it should be equal.

**Greebo** · 10-06-2010, 09:08 AM

I'm sorry, I wasn't implying that YOURS was. My bad for the misunderstanding.

**Ali Lee** · 10-06-2010, 11:54 AM

Smart lady!.....

**frugal is fun** · 10-06-2010, 12:07 PM

I totally agree.

**Palooka** · 10-06-2010, 12:13 PM

I've thought about doing this for a long time. Good for you.

**mndtrp** · 10-06-2010, 01:07 PM

As long as both parties are fine with separate accounts, why wouldn't you have your own savings?

**Pianolady** · 10-06-2010, 05:15 PM

Dh and I have always had separate accounts, actually two each (due to self-employment, have to have business and personal separate). We have one joint account to cover the bills, and the others aren't secret, but left under our separate control.

I also have my own retirement fund, I don't see much difference between that and having your own savings account. As long as you are both comfortable with the set up, I think it's a good idea.

**frugalfranny** · 10-07-2010, 01:43 AM

Congrats. You have been very creative on getting the money in there too! WTG!!

**pollypurebred39** · 10-07-2010, 02:34 AM

Good for you! Always wise to have money set aside.

**joyofsix** · 10-07-2010, 07:05 AM

We have joint accounts but each have some set aside too. He uses his for 'fun'. I am a squirrel. You never REALLY know what will happen. What if Antonio Banderas stops by today and asks me to jet off to Spain. Gotta have money for an outfit!

**Dancing Lotus** · 10-07-2010, 07:18 AM

Originally Posted by joyofsix

What if Antonio Banderas stops by today and asks me to jet off to Spain. Gotta have money for an outfit!

Good point.

**Ceashels** · 10-07-2010, 08:12 AM

Originally Posted by joyofsix

What if Antonio Banderas stops by today and asks me to jet off to Spain. Gotta have money for an outfit!

I'd be able to fit my wardrobe in my purse!

**Telephus44** · 10-07-2010, 12:04 PM

I agree. I strongly feel that everyone (man or woman) should have some money in their own name. DH and i do have our own separate savings accounts. We don't hold each other accountable for them. I'm not "hiding" mine per se, but when we sit down and talk about budgeting, we don't volunteer our personal account into, we just discuss the joint stuff.