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  1. 11-23-2010, 03:13 PM #1
    gmarie
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    Default paid off CC @ 29.99% interest

    We have only $4500 of CC debt left! So excited!

    My goal was to pay off our cards by 12/31, which sounds impossible, but I still have hope since I am not done w/ my snowball payments this month, and I haven't even had time to start selling things w/ all the hours I have been working... anything is possible!
    BS1: $1000/$1000
    BS2:
    CC: $0/ $15884
    Other Debt: $0/2487
    Car Loan: $0/11800
    SLs: $20368/54031
    Total Consumer Debt= $20,368/81825

    Timeline:
    10/09 - DH lost Job.
    1/10 - spent 20k to finish DHs degree
    4/10 - Found DR and got Gazelle Intense!!
    1/11 - Paid off last CC!
    2/11 - Downsized from 2400 to 600 sf!
    10/11- Paid off car 3 yrs early!
    1/12 - Paid off DH's Education!

    Next Goal: Own My Degree!
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  2. 11-23-2010, 03:15 PM #2
    frugalfranny
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    Keep up the good work......I am sure you will get there. Have over a month to go.............GOOD LUCK!!

    YEOW........you needed to get rid of that bad one........horrible interest rate!!
    Travel light. The baggage of the past can only hold you back.

    January Book List
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  3. 11-23-2010, 03:19 PM #3
    imagine
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    So You paid off the 29.99% credit card?

    If so way to go!
    "Everyday as your walking down the street, everybody that you met has an original point of view" -Arthur PBS

    Imagine - Wife of 18 years to Hubby
    Mom to Buddy (son 15) and Little Miss ( daughter 11)
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  4. 11-23-2010, 03:33 PM #4
    HappyMama
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    Congratulations and good job!
    *Angel*

    Dave R. Plan
    Step one - Done
    Step two-Done
    Step three-Done
    Step four-Done
    Step five- Working on
    Step six- almost done
    Living debt free except the mortgage and working on that !!!

    Be content with what you have;
    Rejoice in the way things are,
    When you realise there is nothing lacking,
    the whole world belongs to you.

    -Lao Tzu

    Have Courage
    “Whatever course you decide upon, there is always someone to tell you that you are wrong. There are always difficulties arising which tempt you to believe that your critics are right. To map out a course of action and follow it to an end requires…courage.” Ralph Waldo Emerson

    "I've learned that you shouldn't go through life with a catcher's mitt on both hands; you need to be able to throw some things back..." Maya Angelou

    "Choose a job you love and you will never work a day in your life." (Confucius 551-478 BC)
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  5. 11-23-2010, 03:38 PM #5
    gmarie
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    Thanks, yes I paid of the 29.99% card!

    I have another one at 22.40% and one at 13.24%.

    What a relief it will be to have the cc's paid off, but I need to stay focused next year and not get lazy about paying off the car loan and student loans!
    BS1: $1000/$1000
    BS2:
    CC: $0/ $15884
    Other Debt: $0/2487
    Car Loan: $0/11800
    SLs: $20368/54031
    Total Consumer Debt= $20,368/81825

    Timeline:
    10/09 - DH lost Job.
    1/10 - spent 20k to finish DHs degree
    4/10 - Found DR and got Gazelle Intense!!
    1/11 - Paid off last CC!
    2/11 - Downsized from 2400 to 600 sf!
    10/11- Paid off car 3 yrs early!
    1/12 - Paid off DH's Education!

    Next Goal: Own My Degree!
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  6. 11-23-2010, 04:02 PM #6
    frugal is fun
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    Congratulations! Way to Go!!!
    Judy


    never loose site of the big picture
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  7. 11-23-2010, 06:59 PM #7
    beks37
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    Good job and keep up the momentum going into next year.


    Married to George {married 9/23/11}
    Step-Mom to Connor {8}, Ethan {7}, Rylin {5}, Adri {3}
    Dog Mommy to Ruby & Raven-{7}
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  8. 11-23-2010, 07:14 PM #8
    Palooka
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    You are doing a great job!!
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  9. 11-23-2010, 07:26 PM #9
    Darlene
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    Go you!
    ~*Darlene*~
    Live Well~LaughOften~Love Much

    "Too often we underestimate the power of a touch, a smile, a kind word, a listening ear, an honest compliment, or the smallest act of caring, all of which have the potential to turn a life around."
    Leo Buscaglia

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  10. 11-23-2010, 07:54 PM #10
    Russ
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    Outstanding job!
    Russ

    Truck payments: 10 9 8 7 6 5 4 3 2 1 WAHOO!
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  11. 11-23-2010, 08:42 PM #11
    MTS04
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    awesome! you go!
    It is what it is.
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  12. 11-24-2010, 01:22 PM #12
    Sassyclass
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    Good job and I'm very happy for you.

    Cat
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  13. 01-01-2011, 04:16 PM #13
    gmarie
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    Update: I didn't pay off my CC's in 2010 - have $1,997 left.
    But, I still feel like I did a fabulous job considering I started 2010 owing about 17k in cc's!!

    I also got a little side-tracked this month and decided to move for 2/1 - and had to pay the security deposit in December.

    But, the move is going to save us $9k in rent/ utilities in 2011! So excited!

    Happy New Year! :-)
    BS1: $1000/$1000
    BS2:
    CC: $0/ $15884
    Other Debt: $0/2487
    Car Loan: $0/11800
    SLs: $20368/54031
    Total Consumer Debt= $20,368/81825

    Timeline:
    10/09 - DH lost Job.
    1/10 - spent 20k to finish DHs degree
    4/10 - Found DR and got Gazelle Intense!!
    1/11 - Paid off last CC!
    2/11 - Downsized from 2400 to 600 sf!
    10/11- Paid off car 3 yrs early!
    1/12 - Paid off DH's Education!

    Next Goal: Own My Degree!
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