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12-03-2010, 06:42 AM #1Registered User
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strange feeling I can get used to
It's the first of the month and I don't have all those credit cards due. This is a strange feeling I can get used to. I get paid today and have a few bills to pay. I get paid 3 times this month in which my bills will have already been paid. I can now figure out how to pay down my mortgage and that student loan.
Can you believe it? I am asking myself as I "pinch" myself. What a wonderful relief. EXHALE..................Step 1 $207/1500
Step 2 Student loan $160.00 monthly
Schewels paid
Step 3 $252/$15000
Step 4
Step 5 1 child in college graduates 12/12
2 child $50.00
Step 6 $70,761/$93,000
Step 7 Build wealth & give.
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12-03-2010, 06:54 AM #2Registered User
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That's awesome!
2012 Debt Reduction
(cc#1) Kohl's- P.I.F. (closed)!!!!
(cc#2) Chase- P.I.F. (closed) !!!!!
(cc#3) capital one(mine)- $741.37 /$731.34
(cc#4) amazon-$1,458.47 / $863.94
(cc#5) Kohl's - $606.29 / $687.16(CLOSED!)
(cc#6) capital one(His)- $615.93 /$673.97
(cc#7) CHASE (HIS)- $1,985.14 / $1,055.85
(cc#8) Lowes(His)- $3,355.71 / $2,592.42
(cc#9) Tractor Supply(his)- $3,981.05 / $3,729.95
(cc#10) Visa(mine)- $918.12 / $1,021.83(CLOSED!)
(cc#11) Home Depot(his)-$3,796.87 / $3,375.31
(cc#12) Capital One(mine)- $2,991.98 / $2,967.94
(cc#13) Micro center- $743.61 / $755.60
car pyment- $16,245.30 / $17,773.46
house pymnt- $76,973.95 / $81,360.00
$0
$14.00 EF
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12-03-2010, 08:19 AM #3Moderator
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Congratulations! I hope you get to enjoy this every month.
The Free Spirit Saver who walks the path with Greebo.
Onboard with a modified Dave Ramsey Plan
Budget: "Every month! On paper, on purpose!"
Gardening somewhere between Zone 6b and 7a.
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12-03-2010, 08:31 AM #4Registered User
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I'm looking forward to that feeling someday.
Enjoy!"Everyday as your walking down the street, everybody that you met has an original point of view" -Arthur PBS
Imagine - Wife of 18 years to Hubby
Mom to Buddy (son 15) and Little Miss ( daughter 11)
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12-03-2010, 10:40 AM #5Registered User
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Congratulations! Enjoy your feeling.
Dh Bob
FIL 
DS (21) at Lakehead U - go Thunderwolves!
www.ouroldhomestead.blogspot.com
2012 Exercise Challenge - 5,358 min
2012 Water Challenge - 7,330 oz
May No Spend Days - 0 /20
Wasted money - May total - $0
2012 Change Jar - $ 37.20
No Eat Out - 114 /365
2012 Reading Challenge - 3 /12
2012 Home Project - May - 4 totes 0 /4, organizing laundry room
20 Wishes Challenge - 3/20
12,400 /36,500 squats
2012 Coupon Challenge - $416.06
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12-03-2010, 11:55 AM #6Registered User
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Your post made me go look at the calendar. There's 5 Fridays this month! I love it when that happens... and WTG too!
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12-03-2010, 12:17 PM #7Registered User
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Good for you!
~ Michelle
Wife to DH--
Mom to DS--
and DD--
Avatar picture--Taken at Comanche Lookout Park, San Antonio,Tx. April,2010
Mortgage -- $53,077.24
March Emergency Fund Challenge-- $100 /$200
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"The time to save is now. When a dog gets a bone, he doesn't go out and make a down payment on a bigger bone. He buries the one he's got." --Will Rogers
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12-03-2010, 12:20 PM #8Registered User
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Wonderful! I'm happy for you, enjoy it!
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12-03-2010, 12:27 PM #9Registered User
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What a wonderful feeling!
*Angel*
Dave R. Plan
Step one - Done
Step two-Done
Step three-Done
Step four-Done
Step five- Working on
Step six- almost done
Living debt free except the mortgage and working on that !!!
Be content with what you have;
Rejoice in the way things are,
When you realise there is nothing lacking,
the whole world belongs to you.
-Lao Tzu
Have Courage
“Whatever course you decide upon, there is always someone to tell you that you are wrong. There are always difficulties arising which tempt you to believe that your critics are right. To map out a course of action and follow it to an end requires…courage.” Ralph Waldo Emerson
"I've learned that you shouldn't go through life with a catcher's mitt on both hands; you need to be able to throw some things back..." Maya Angelou
"Choose a job you love and you will never work a day in your life." (Confucius 551-478 BC)
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12-03-2010, 01:23 PM #10Moderator
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~Yay!!!!!~
~Constance
~DH 
~DS 9
~DD 7 
~DD 1 
2012 FLING: 1706 OUT, 313 IN
MENU PLANNING:4/52
BLOG POSTS: 3/30
BOOKS READ:27
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12-03-2010, 03:52 PM #11Registered User
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Congrats on your new feeling and I can't wait to feel the same thing some day.
Cat
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12-03-2010, 06:06 PM #12Registered User
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I know your feeling like a million bucks!
No spend challenge: 10/30
No eat out challenge: 0/31
frugal challenges
2012 reading challenge: 4/12
April coups: $10
EF: $736.00
2nd EF: $7000:lemon
Waste no more food challenge
NO DEBT except MORTGAGE! $9950.54
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12-03-2010, 06:22 PM #13Registered User
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Congratulations and thank you for sharing your joy! Reading stuff revs me up for my own debt reduction battle!
Wife to Kenneth
Mom to Joey, age 17
Mom to Kendra, age 9
Money is 80% behavior, 20% head knowledge. It's what you do, not what you know. - Dave Ramsey
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12-04-2010, 12:25 AM #14Registered User
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I can imagine what a great feeling that would be!
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12-05-2010, 05:28 PM #15Registered User
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How absolutely wonderful!!!
Baby Step #1 Done!
Baby Step #2 Beginnning debt balance 01/01/08 $78K /Paid in full on 08/06/10
I'm debt freeeee............ GOD IS SO GOOD!!!
Baby Step#3 Goal: One year emergency fund began saving Jan 2011 accumulated Aug 2011 YIPPEE!!! God is sooo good to me!!!
Baby Step #4 Yep currently doing this.
Baby Step #5 No kids so no need.
Baby Step #6 Renter.. Working on putting 100% down on a house!!! Currently have 25% saved.
Baby Step #7 Someday.......
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