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  1. 12-15-2010, 10:45 AM #1
    frugal is fun
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    Default I can pay for heating oil!

    You probably don't remember but last year after I bought my house I totally underestimated how much heating oil was going to cost me and I was freaking out about it.

    So what I did was last Spring after receiving my income tax check I put $1,000 in an ING account and $25 a week into that ING account. Monday was the first time that I filled my tank since the summer so it cost me $645.

    This year I'm not freaking out because I have the money set aside specifically for this, actually I have enough to cover a years worth of heating oil expense.

    SO this is a success story and I want to thank everyone on FV who suggested this to me.
    Judy


    never loose site of the big picture
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  2. 12-15-2010, 10:49 AM #2
    Debbie-cat
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    That's awesome! Great feeling isn't it?
    Dh Bob FIL
    DS (21) at Lakehead U - go Thunderwolves!


    www.ouroldhomestead.blogspot.com

    2012 Exercise Challenge - 5,358 min
    2012 Water Challenge - 7,330 oz
    May No Spend Days - 0 /20
    Wasted money - May total - $0
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    No Eat Out - 114 /365
    2012 Reading Challenge - 3 /12
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  3. 12-15-2010, 10:55 AM #3
    HappyMama
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    Great job Judy! It is such a good feeling to be prepared and not have to worry, so glad you have that blessing. You deserve kudos for budgeting, planning and sacrificing to get to this point.
    *Angel*

    Dave R. Plan
    Step one - Done
    Step two-Done
    Step three-Done
    Step four-Done
    Step five- Working on
    Step six- almost done
    Living debt free except the mortgage and working on that !!!

    Be content with what you have;
    Rejoice in the way things are,
    When you realise there is nothing lacking,
    the whole world belongs to you.

    -Lao Tzu

    Have Courage
    “Whatever course you decide upon, there is always someone to tell you that you are wrong. There are always difficulties arising which tempt you to believe that your critics are right. To map out a course of action and follow it to an end requires…courage.” Ralph Waldo Emerson

    "I've learned that you shouldn't go through life with a catcher's mitt on both hands; you need to be able to throw some things back..." Maya Angelou

    "Choose a job you love and you will never work a day in your life." (Confucius 551-478 BC)
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  4. 12-15-2010, 10:59 AM #4
    Russ
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    Awesome job Judy!
    Russ

    Truck payments: 10 9 8 7 6 5 4 3 2 1 WAHOO!
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  5. 12-15-2010, 11:08 AM #5
    mauimagic
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    Default

    Great Job Judy!!
    Travel light. The baggage of the past can only hold you back.




    “Decluttering isn't just simplifying your life. It's having a vision, setting new priorities and using those notions to get rid of obstacles.”
    — Peter Walsh
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  6. 12-15-2010, 11:10 AM #6
    nuisance26
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    ~Great job!~
    ~Constance ~DH ~DS 9~DD 7 ~DD 1
    2012 FLING: 1706 OUT, 313 IN
    MENU PLANNING:4/52
    BLOG POSTS: 3/30
    BOOKS READ:27
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  7. 12-15-2010, 03:07 PM #7
    ktsmama
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    Isn't it a great feeling when you don't have to scramble to find the money!!

    Congratulations.
    Robbin

    Mom to Katey
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  8. 12-15-2010, 03:26 PM #8
    Libby
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    Default

    Congrats...youll have a warm fuzzy feeling this winter...literally
    2012: The Year Of The Purge!

    UPDATED: MAY 15/12

    2012 FLING - 673/2012 | COUPON SAVINGS $178.93

    EMERGENCY FUND #2 - $510.78 | VACATION FUND - $513.58 | CHANGE JAR $222.51
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  9. 12-15-2010, 03:28 PM #9
    jas
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    Feels great I bet! Way to go for sure!
    Married 22 years to Mark
    Mom to Ryan 25
    Lisa 18 and Yorkie Lexi
    SAHM in Florida

    starting totals
    Mortgage $142,458/$155,000
    -----------------------

    change jar total $95.00
    EF $1000.00

    A friendly reminder Always wear sunscreen!
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  10. 12-15-2010, 04:27 PM #10
    Darlene
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    You are being so grown up!(not that you weren't before ) WTG!!!!! So happy for you!
    ~*Darlene*~
    Live Well~LaughOften~Love Much

    "Too often we underestimate the power of a touch, a smile, a kind word, a listening ear, an honest compliment, or the smallest act of caring, all of which have the potential to turn a life around."
    Leo Buscaglia

    2012 Challenges
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    :



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  11. 12-16-2010, 12:00 AM #11
    Palooka
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    Default

    Very smart and great job!!
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  12. 12-16-2010, 07:51 PM #12
    Sassyclass
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    Default

    Great job and I bet you are already saving for next year.

    Cat
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  13. 12-20-2010, 07:44 AM #13
    khaski
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    Good for you! Isn't it such a relief to know it's not an issue?


    May:
    Coupon/drug store rewards:$15
    $ Spent accumulating coupons: $5.99

    YTD totals:
    Coupons/drug store rewards: $759.04
    $ spent getting coupons:$92.70
    2011 total savings:$2068.18 2010:$1066.58

    Meatless dinner: 13/52
    Weight loss challenge:1.4/35
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  14. 12-24-2010, 03:01 AM #14
    sinopa27
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    i remember your post about the oil and remember the goal you set. I am so happy for you. Its a great feeling to be prepared!
    Step 1 $207/1500
    Step 2 Student loan $160.00 monthly
    Schewels paid
    Step 3 $252/$15000
    Step 4
    Step 5 1 child in college graduates 12/12
    2 child $50.00
    Step 6 $70,761/$93,000
    Step 7 Build wealth & give.
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  15. 12-24-2010, 03:15 AM #15
    arjunsr
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    congrats and keep up the good work!
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