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  1. 02-06-2011, 11:03 AM #1
    larabelle
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    Thank you for my fv family

    I have been working since I was sixteen.
    This is the first time in 32 years that I have ever been completely debt free with a one month emergency fund.
    I know that it is not much…but it feels so good to know that if something happened at least I have a little savings in the bank.
    Thank-you Lord for leading me to Frugal Village and my Frugal Village Family as all of you have taught me sooooooooooo many lessons.
    Baby Step #1 Done!
    Baby Step #2 Beginnning debt balance 01/01/08 $78K /Paid in full on 08/06/10
    I'm debt freeeee............ GOD IS SO GOOD!!!
    Baby Step#3 Goal: One year emergency fund began saving Jan 2011 accumulated Aug 2011 YIPPEE!!! God is sooo good to me!!!
    Baby Step #4 Yep currently doing this.
    Baby Step #5 No kids so no need.
    Baby Step #6 Renter.. Working on putting 100% down on a house!!! Currently have 25% saved.
    Baby Step #7 Someday.......
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  2. 02-06-2011, 11:07 AM #2
    madhen
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    Great job!!
    DH aka Mad Hen
    (http://mad-hen-creations.blogspot.com/)

    June no-spend: 0/15 June wasted money: $0 June grocery: $0/400
    2012 LAPAW: 8.8/20 2012 Get-Thee-To-The-Gym Challenge: 7/52
    : 1136/66,795 Run/walk challenge: 91/520 miles
    Total debt (with mortgage, HELOC, and 1 cc): Jan 2012: $285,105 (Jan 2011: $292,750) (2911 days until retirement)

    Live as if you were to die tomorrow. Learn as if you were to live forever. Mahatma Gandhi
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  3. 02-06-2011, 11:08 AM #3
    HappyMama
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    Larabelle,

    I have always enjoyed your posts, your goals and your spirit. You are an inspiration and doing a fantastic job. We are here cheering you on every step of the way, especially after you paid off so much in the past. Congratulations. Keep going I know you can do it.
    *Angel*

    Dave R. Plan
    Step one - Done
    Step two-Done
    Step three-Done
    Step four-Done
    Step five- Working on
    Step six- almost done
    Living debt free except the mortgage and working on that !!!

    Be content with what you have;
    Rejoice in the way things are,
    When you realise there is nothing lacking,
    the whole world belongs to you.

    -Lao Tzu

    Have Courage
    “Whatever course you decide upon, there is always someone to tell you that you are wrong. There are always difficulties arising which tempt you to believe that your critics are right. To map out a course of action and follow it to an end requires…courage.” Ralph Waldo Emerson

    "I've learned that you shouldn't go through life with a catcher's mitt on both hands; you need to be able to throw some things back..." Maya Angelou

    "Choose a job you love and you will never work a day in your life." (Confucius 551-478 BC)
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  4. 02-06-2011, 11:19 AM #4
    NikoSan999
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    Congratulations! You're doing a fantastic job and have accomplished much. You have every reason to be proud of yourself.
    Bank of America is THE godfather of Hell with Wells Fargo running neck and neck. When the world ends the only things that will be left are cockroaches, Walmart, Wells Fargo and Bank of America. Not necessarily in that order. The order remains to be seen.

    Challenges
    Coupon Challenge May
    $00.00
    Year / $

    May/ Grocery
    $/Goal $400 Total

    Eat Out No More May
    Goal 20
    Accomp/18

    No Spend Challenge
    Goal 10/
    Accomp/15
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  5. 02-06-2011, 11:21 AM #5
    craftypam
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    You still did the work to be there. Congrats!!!
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  6. 02-06-2011, 11:32 AM #6
    thesightofoneself
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    you're on the right track and have been. thats all that matters. your emergency fund will grow with time.

    kindness is unlimited

    fling: 0268/2011


    2011 Goal: get out of debt and visit my gf in arizona
    debt: about 10,000 | owed: about 10,200

    homesteading skill-a-month challenge: january/february/march - hydroponics ; april - solar heater
    reading list: king of the screwups -done!;
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  7. 02-06-2011, 11:35 AM #7
    Debbie-cat
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    Congratulations!! Here's to many more debt free years.
    Dh Bob FIL
    DS (21) at Lakehead U - go Thunderwolves!


    www.ouroldhomestead.blogspot.com

    2012 Exercise Challenge - 5,358 min
    2012 Water Challenge - 7,330 oz
    May No Spend Days - 0 /20
    Wasted money - May total - $0
    2012 Change Jar - $ 37.20
    No Eat Out - 114 /365
    2012 Reading Challenge - 3 /12
    2012 Home Project - May - 4 totes 0 /4, organizing laundry room
    20 Wishes Challenge - 3/20
    12,400 /36,500 squats
    2012 Coupon Challenge - $416.06
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  8. 02-06-2011, 11:48 AM #8
    handerson2005
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    Congratulations!
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  9. 02-06-2011, 11:59 AM #9
    frugalfriend
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    Great job, larabelle!!
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  10. 02-06-2011, 12:18 PM #10
    Darlene
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    You said "It's not much" Not much? It's awesome! Looking forward to watching where you're heading next. Keep up the great work!!
    ~*Darlene*~
    Live Well~LaughOften~Love Much

    "Too often we underestimate the power of a touch, a smile, a kind word, a listening ear, an honest compliment, or the smallest act of caring, all of which have the potential to turn a life around."
    Leo Buscaglia

    2012 Challenges
    Books Read: 43
    :



    Become a Fan of Frugalvillage on Facebook!
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  11. 02-06-2011, 12:36 PM #11
    OOwl
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    Huge congratulations! Very proud of your success to date. I'm at the same stage, building my long-term emergency fund. I, too, am very grateful for this community.
    Totally debt free since January 2011.
    Fully funded Emergency Fund complete December 12, 2011! Yeah!
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  12. 02-06-2011, 01:21 PM #12
    piney
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    Congulations way to go.
    challanges for 2012
    Grocery budget challange $200.for grocery,Hba,& stockpiling,each month.
    May,no spend days challange 20-5/22
    1-26/2-18/3-26/4-24/
    change jar
    1-2012 Grocery,hba,stockpiling $168.46
    2-2012 ''''''''''''''''''''''''''''''''''''''''''''''""""$160.42
    3-2012 """""""""""""""""""""""""""""$136.52
    4-2012"""""""""""""""""""""""""""""""$97.97
    5-2012''''''''''''''''''''''''''''''''''''''''''''''''''''''''
    2
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  13. 02-06-2011, 01:45 PM #13
    tervsforme
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    That's fantastic! Congratulations!
    ~Kim~
    Mom to 2 dogs and 1 cat - Sere, Blue and Shadow

    2012 Fling Things - 275/2012
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  14. 02-06-2011, 01:54 PM #14
    mauimagic
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    Not much? did you really say 'not much'? - it's the world because not only are you in control, but you also steered your financial ship straight to your goal!! Mahalo for posting your great news and Congratulations!!
    Travel light. The baggage of the past can only hold you back.




    “Decluttering isn't just simplifying your life. It's having a vision, setting new priorities and using those notions to get rid of obstacles.”
    — Peter Walsh
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  15. 02-06-2011, 03:37 PM #15
    MaryCarney
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    Not much????
    You are ahead of 90% of the rest of America!
    Great job - really great.
    Mary Carney Working the night shift 'cause they never have meetings at 3am!
    DD Sarah 32
    DD Rosanne 28
    DS Benjamin 18
    DD Kathleen 17
    Married to David since 1975



    Starting grad school September 1, 2010 in pursuit of MSN degree.
    MSN degree completed on 4 May 2012 with NO DEBT!
    Total cost (including books) = $8375.
    Weight loss on Weight Watchers since June 1= 18.8#
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