Family and i are debt free! Wahoo! - Page 2
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  1. #16
    Registered User scooby8themall's Avatar
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    We also became debt free on 1/5/11 and I share your excitement it is a great feeling!!! Way to go !!!!
    We are cancer free but dealing with lung issues
    (Life is fragile handle with prayer)

  2. #17
    Registered User rebecca's Avatar
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    Congratulations! Probably feels like a ton of weight is off your shoulder.
    No spend challenge: 0/30

    No eat out challenge: 0/31

    frugal challenges

    2012 reading challenge: 7/12

    June coupons: $3.49

    EF: $844.66

    2nd EF: $7013:lemon

    Waste no more food challenge

    NO DEBT except MORTGAGE! $9350.54

  3. #18
    Registered User Ramona's Avatar
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    mrwiseowl,

    Thank you for the tip, I've requested "America's Cheapest Family" from our library.

    Did you know they have a new book? "Cut Your Grocery Bills In Half With America's Cheapest Family", published in 2010. I requested it, too.

    Thanks again.

    PS Congratulations on your debt free lifestyle.

  4. #19
    Registered User calimomx2's Avatar
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    That's fantastic!! Big Congrats!

  5. #20
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    Quote Originally Posted by Ramona View Post
    mrwiseowl,

    Thank you for the tip, I've requested "America's Cheapest Family" from our library.

    Did you know they have a new book? "Cut Your Grocery Bills In Half With America's Cheapest Family", published in 2010. I requested it, too.

    Thanks again.

    PS Congratulations on your debt free lifestyle.
    I wouldn't mind cutting our grocery bills in half or do what those extreme coupon buyers do on tv! I'll have to look into their new book.

  6. #21
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    Here are a few examples of what we cut out of our spendings after the first year of our marriage:

    Eating out vs eating in!

    Subway x3/per week @ $14 per order = $180/month = $2,,167/year

    Sushi x1.5/per week for about six months when my wife was pregnant @ $40 per order = $1,548/6 months

    Taco bell x3/per week @ $12 per order = $155/month = $929

    Grand total of $4,644 of eating out during our first year of our marriage. Mind you my wife was pregnant three months after our wedding and so most of the eating out was due to her cravings.

    Soon after our son was born we cut eating out 90% of what we were use to. A few months later after that we cut our eating out to 2-3 times a month if that!

    Next was entertainment at the local video store.

    On average we would rent a movie or two probably 3 to 5 times a week. Some new and some old. So for arguments sake I'll say we spent on average $18 per week which averaged $77 per month which then averaged $929 for that year.

    We also cut that out of our Bugdet last year. Since then we subscribed to Netflix $14 per month and $168 per year which ain't too bad at all.

    Other items we took into consideration was our clothing, misc items we needed around the house vs what we wanted in our house, packing food when we go out, eating at our parents house to take advantage of free meals, drive less frequently or make all the necessary stops in one trip out the door, started a savings, shopped around for the best prices, shop at local thrift stores/garage sales/craigslist postings, ect ect... The list goes on but you get the picture.

    It all boils down to RESPONSIBILITY!

    Oh and might I add my credit score at the moment is in the high 700's and i'm hoping to see it jump past the 800's after the funds go through my credit cards!

  7. #22
    Registered User Debbie-cat's Avatar
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    Congratulations!! That is awesome at your age!
    Sept No Spend Days - 7 /20
    2014 No Eat Out Days - 225 /365
    2014 Sept Gas Challenge - $68.50 / $120
    Sept Keep Fit - 925 min / 900 min


    Don't tell God how big your storm is...tell the storm how big your God is.

  8. #23
    Registered User nodmicks's Avatar
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    Way to go!!!

  9. #24
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    Great job! Thanks for sharing.

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