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  1. 05-02-2011, 05:38 PM #1
    piney
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    Default The day finally arrived

    Finaly debt free just wrote out checks can't hardly wait for mail to pick them up in morning.Been paying long time on medical bills and cc card bills it not ben easy but once i decided to get debt free i scrimped and saved done without but haven't done without what i had to have it was wants.
    challanges for 2012
    Grocery budget challange $200.for grocery,Hba,& stockpiling,each month.
    May,no spend days challange 20-5/22
    1-26/2-18/3-26/4-24/
    change jar
    1-2012 Grocery,hba,stockpiling $168.46
    2-2012 ''''''''''''''''''''''''''''''''''''''''''''''""""$160.42
    3-2012 """""""""""""""""""""""""""""$136.52
    4-2012"""""""""""""""""""""""""""""""$97.97
    5-2012''''''''''''''''''''''''''''''''''''''''''''''''''''''''
    2
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  2. 05-02-2011, 05:57 PM #2
    Ceashels
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    !!!!!Congratulations!!!!!


    That is awesome news! How long did it take you from deciding to become debt free to becoming debt free?
    The Free Spirit Saver who walks the path with Greebo.

    Onboard with a modified Dave Ramsey Plan
    Budget: "Every month! On paper, on purpose!"


    Gardening somewhere between Zone 6b and 7a.
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  3. 05-02-2011, 06:43 PM #3
    ladytoysdream
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    Good job !
    How about a few more words of wisdom here....
    You must be full of good tips
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  4. 05-02-2011, 06:47 PM #4
    Debbie-cat
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    CONGRATULATIONS!!!!!

    You must be so happy!
    Dh Bob FIL
    DS (21) at Lakehead U - go Thunderwolves!


    www.ouroldhomestead.blogspot.com

    2012 Exercise Challenge - 5,358 min
    2012 Water Challenge - 7,330 oz
    May No Spend Days - 0 /20
    Wasted money - May total - $0
    2012 Change Jar - $ 37.20
    No Eat Out - 114 /365
    2012 Reading Challenge - 3 /12
    2012 Home Project - May - 4 totes 0 /4, organizing laundry room
    20 Wishes Challenge - 3/20
    12,400 /36,500 squats
    2012 Coupon Challenge - $416.06
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  5. 05-02-2011, 06:50 PM #5
    mauimagic
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    What wonderful news!! Mahalo for sharing!! I'd love to hear some of your tips too!
    Travel light. The baggage of the past can only hold you back.




    “Decluttering isn't just simplifying your life. It's having a vision, setting new priorities and using those notions to get rid of obstacles.”
    — Peter Walsh
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  6. 05-02-2011, 07:38 PM #6
    piney
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    It took me around 2 years maby a little over,I have no big magic wand wish i did i just found fv and decided if others could do it so could i.Since my mom and dad passed i didn't know people didn't try to keep up with the jones until i found fv.I have to give you guys and gals credit i just put to use what i read here and main thing quit using cc card quit buying things i don't need i like the saying make do or do with out.Thanks everone if i can do it any one can and i did it.
    challanges for 2012
    Grocery budget challange $200.for grocery,Hba,& stockpiling,each month.
    May,no spend days challange 20-5/22
    1-26/2-18/3-26/4-24/
    change jar
    1-2012 Grocery,hba,stockpiling $168.46
    2-2012 ''''''''''''''''''''''''''''''''''''''''''''''""""$160.42
    3-2012 """""""""""""""""""""""""""""$136.52
    4-2012"""""""""""""""""""""""""""""""$97.97
    5-2012''''''''''''''''''''''''''''''''''''''''''''''''''''''''
    2
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  7. 05-02-2011, 08:01 PM #7
    Daisygirl
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    Default

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  8. 05-02-2011, 09:48 PM #8
    OOwl
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    That's so great! Very proud of you! Enjoy your new status!
    Totally debt free since January 2011.
    Fully funded Emergency Fund complete December 12, 2011! Yeah!
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  9. 05-03-2011, 12:48 AM #9
    Palooka
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    Great job. Congrats!
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  10. 05-03-2011, 07:15 AM #10
    savvy_sniper
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    YAY! I know you are happy.
    Mary

    I won 2nd place! Made it to the top 4 finalists for the ultimate biker makeover!

    www.garage-girls.com

    12/08/10 - Begin diet & exercise program.
    Goal #1 - lose 30 lbs, lower blood sugar, blood pressure, & cholesterol - DONE
    Goal #2 - lose 5 more pounds to put me in the normal range on the BMI - DONE - 5/13/11

    05/16/11 - Down 36 lbs (total) since 12/08/10, under calorie goal almost every day, on treadmill 40 minutes 5 days a week MINIMUM.

    Chase CC - Paid off 06/09
    B of A CC - Paid off 07/09
    Hospital - Paid off 02/10
    Harley - $8,000
    House - Start $127,944 Balance $109,076
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  11. 05-03-2011, 10:02 AM #11
    ConnieD
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    CONGRATULATIONS!! Sure feels good, doesn't it??
    Connie


    Wife to DH (6/7/1986)
    Mom to:
    DD 23
    DS 15

    Following the Dave Ramsey plan since Dec 2004 and have been debtfree but the mortgage since Apr 2006

    Now MORTGAGE FREE as of March 2011
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  12. 05-03-2011, 11:46 AM #12
    nuisance26
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    ~Great job!!!~
    ~Constance ~DH ~DS 9~DD 7 ~DD 1
    2012 FLING: 1706 OUT, 313 IN
    MENU PLANNING:4/52
    BLOG POSTS: 3/30
    BOOKS READ:27
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  13. 05-03-2011, 02:05 PM #13
    frugal is fun
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    Great job Piney! Two years of alot of hard work I'm sure!

    congratulations!
    Judy


    never loose site of the big picture
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  14. 05-03-2011, 02:22 PM #14
    pinetree
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    Congratulations!!
    Pine trees, with their needles pointing up to heaven, represent everlasting light and life.
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  15. 05-03-2011, 02:52 PM #15
    wanderlusting
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    Yay! Congratulations!! That is a huge accomplishment
    Wife to Air Force DH for 7 years.
    SAHM to twin boys, Samuel and David!
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