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Thread: No more credit cards !!!!
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10-25-2011, 03:45 PM #1Registered User
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No more credit cards !!!!
We paid and closed all credit cards this month!!! We had close to $3,000.00 in CC bills and we worked hard this month and got rid of them. We will live by cash only from here on out. Love being CC free. Next step is paying off my car and that will take us one year to complete.
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10-25-2011, 03:59 PM #2
Great news! So happy for you!
Sleep well!
~*Darlene*~
Live Well~LaughOften~Love Much
"Too often we underestimate the power of a touch, a smile, a kind word, a listening ear, an honest compliment, or the smallest act of caring, all of which have the potential to turn a life around."
Leo Buscaglia
2012 Challenges
Books Read: 43
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Become a Fan of Frugalvillage on Facebook!

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10-25-2011, 04:18 PM #3
CONGRATULATIONS!!!
I want to be there someday.LDR
, 2 DD (one left the nest, one rarely home) More pets than money. More love than sense.
"If you can't see the light at the end of the tunnel, march down there and light it yourself."
Full-time job
Car loan and personal loan
Challenges for 2012:
2012 Grocery Budget Reduction Challenge- $100 a month. (down from $150) Hm, might be too low.
Electric Usage Challenge (doing well, under $70 most months)
Yah, I suck at this money stuff, I know. That's why I'm here.
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10-25-2011, 06:09 PM #4
That is great.
challanges for 2012
Grocery budget challange $200.for grocery,Hba,& stockpiling,each month.
May,no spend days challange 20-5/22
1-26/2-18/3-26/4-24/
change jar
1-2012 Grocery,hba,stockpiling $168.46
2-2012 ''''''''''''''''''''''''''''''''''''''''''''''""""$160.42
3-2012 """""""""""""""""""""""""""""$136.52
4-2012"""""""""""""""""""""""""""""""$97.97
5-2012''''''''''''''''''''''''''''''''''''''''''''''''''''''''
2 
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10-25-2011, 10:49 PM #5
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10-25-2011, 11:18 PM #6
Congrats! WTG!!
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10-25-2011, 11:42 PM #7
woo hoo!!!! I am happy for you!!!
Step 1 $207/1500
Step 2 Student loan $160.00 monthly
Schewels paid
Step 3 $252/$15000
Step 4
Step 5 1 child in college graduates 12/12
2 child $50.00
Step 6 $70,761/$93,000
Step 7 Build wealth & give.
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10-26-2011, 08:02 AM #8
Congrats! I just closed my only account a few days ago. Doesn't it feel great?!
Cedar’s Challenges
2012 Change Jar Challenge - $59.36
2012 20 Wishes Challenge - 0/20
Little Successes 
Baby Emergency Fund Complete! 5/7/2011
Be Gone Debts! 9/27/2011
No more credit cards for me! 10/22/2011
Fully Funded Emergency Fund! 12/31/2011
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10-26-2011, 10:04 AM #9
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10-26-2011, 01:56 PM #10Registered User
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Thank you for all of the replies. We really worked hard extra hours at work, no eating out, living on alittle and you name it we did it to get enough money put together to do this. I hated to pay them off because it the bank accounts looked so nice but now we have to start over but now it can stay in there for the rainy day. It does sure feels good.
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10-26-2011, 08:41 PM #11
That's wonderful! Congratulations!
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10-26-2011, 08:54 PM #12
Great news , Congratulations!
*Angel*
Dave R. Plan
Step one - Done
Step two-Done
Step three-Done
Step four-Done
Step five- Working on
Step six- almost done
Living debt free except the mortgage and working on that !!!
Be content with what you have;
Rejoice in the way things are,
When you realise there is nothing lacking,
the whole world belongs to you.
-Lao Tzu
Have Courage
“Whatever course you decide upon, there is always someone to tell you that you are wrong. There are always difficulties arising which tempt you to believe that your critics are right. To map out a course of action and follow it to an end requires…courage.” Ralph Waldo Emerson
"I've learned that you shouldn't go through life with a catcher's mitt on both hands; you need to be able to throw some things back..." Maya Angelou
"Choose a job you love and you will never work a day in your life." (Confucius 551-478 BC)
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10-27-2011, 02:51 PM #13
Well done, congrats!!!!!
"Too many people spend money they haven't earned, to buy things they don't want, to impress people they don't like."
Will Rogers (1879) as quoted on Becoming Minimalist, 1 April 2011
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10-27-2011, 04:51 PM #14Registered User
- Join Date
- Dec 2008
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- Minnesota
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Woo hoo!! That's wonderful!!
Dh Bob
FIL 
DS (21) at Lakehead U - go Thunderwolves!

www.ouroldhomestead.blogspot.com
2012 Exercise Challenge - 5,358 min
2012 Water Challenge - 7,330 oz
May No Spend Days - 0 /20
Wasted money - May total - $0
2012 Change Jar - $ 37.20
No Eat Out - 114 /365
2012 Reading Challenge - 3 /12
2012 Home Project - May - 4 totes 0 /4, organizing laundry room
20 Wishes Challenge - 3/20
12,400 /36,500 squats
2012 Coupon Challenge - $416.06
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