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  1. #1
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    Smile No more credit cards !!!!

    We paid and closed all credit cards this month!!! We had close to $3,000.00 in CC bills and we worked hard this month and got rid of them. We will live by cash only from here on out. Love being CC free. Next step is paying off my car and that will take us one year to complete.

  2. #2
    Super Moderator Darlene's Avatar
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    Great news! So happy for you! Sleep well!
    ~*Darlene*~
    Live Well~LaughOften~Love Much

    "Too often we underestimate the power of a touch, a smile, a kind word, a listening ear, an honest compliment, or the smallest act of caring, all of which have the potential to turn a life around."
    Leo Buscaglia

    2012 Challenges
    Books Read: 43
    :



    Become a Fan of Frugalvillage on Facebook!

  3. #3
    Registered User krbshappy71's Avatar
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    CONGRATULATIONS!!!

    I want to be there someday.
    LDR , 2 DD (one left the nest, one rarely home) More pets than money. More love than sense.

    "If you can't see the light at the end of the tunnel, march down there and light it yourself."

    Full-time job
    Car loan and personal loan
    Challenges for 2012:
    2012 Grocery Budget Reduction Challenge- $100 a month. (down from $150) Hm, might be too low.
    Electric Usage Challenge (doing well, under $70 most months)

    Yah, I suck at this money stuff, I know. That's why I'm here.

  4. #4
    Registered User piney's Avatar
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    That is great.
    challanges for 2012
    Grocery budget challange $200.for grocery,Hba,& stockpiling,each month.
    May,no spend days challange 20-5/22
    1-26/2-18/3-26/4-24/
    change jar
    1-2012 Grocery,hba,stockpiling $168.46
    2-2012 ''''''''''''''''''''''''''''''''''''''''''''''""""$160.42
    3-2012 """""""""""""""""""""""""""""$136.52
    4-2012"""""""""""""""""""""""""""""""$97.97
    5-2012''''''''''''''''''''''''''''''''''''''''''''''''''''''''
    2

  5. #5
    Registered User frugalfranny's Avatar
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    Congrats on the discipline and reaching a goal.

    Keep up the good work!
    Travel light. The baggage of the past can only hold you back.

    January Book List

  6. #6
    Registered User Palooka's Avatar
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    Congrats! WTG!!

  7. #7
    Registered User sinopa27's Avatar
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    woo hoo!!!! I am happy for you!!!
    Step 1 $207/1500
    Step 2 Student loan $160.00 monthly
    Schewels paid
    Step 3 $252/$15000
    Step 4
    Step 5 1 child in college graduates 12/12
    2 child $50.00
    Step 6 $70,761/$93,000
    Step 7 Build wealth & give.

  8. #8
    Registered User Cedar's Avatar
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    Congrats! I just closed my only account a few days ago. Doesn't it feel great?!
    Cedar’s Challenges

    2012 Change Jar Challenge - $59.36

    2012 20 Wishes Challenge - 0/20

    Little Successes

    Baby Emergency Fund Complete! 5/7/2011
    Be Gone Debts! 9/27/2011
    No more credit cards for me! 10/22/2011
    Fully Funded Emergency Fund! 12/31/2011



  9. #9
    Registered User nodmicks's Avatar
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    Way to go!!!

  10. #10
    Registered User
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    Thank you for all of the replies. We really worked hard extra hours at work, no eating out, living on alittle and you name it we did it to get enough money put together to do this. I hated to pay them off because it the bank accounts looked so nice but now we have to start over but now it can stay in there for the rainy day. It does sure feels good.

  11. #11
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    That's wonderful! Congratulations!

  12. #12
    Registered User HappyMama's Avatar
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    Great news , Congratulations!
    *Angel*

    Dave R. Plan
    Step one - Done
    Step two-Done
    Step three-Done
    Step four-Done
    Step five- Working on
    Step six- almost done
    Living debt free except the mortgage and working on that !!!

    Be content with what you have;
    Rejoice in the way things are,
    When you realise there is nothing lacking,
    the whole world belongs to you.

    -Lao Tzu

    Have Courage
    “Whatever course you decide upon, there is always someone to tell you that you are wrong. There are always difficulties arising which tempt you to believe that your critics are right. To map out a course of action and follow it to an end requires…courage.” Ralph Waldo Emerson

    "I've learned that you shouldn't go through life with a catcher's mitt on both hands; you need to be able to throw some things back..." Maya Angelou

    "Choose a job you love and you will never work a day in your life." (Confucius 551-478 BC)

  13. #13
    Registered User mango's Avatar
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    Well done, congrats!!!!!
    "Too many people spend money they haven't earned, to buy things they don't want, to impress people they don't like."

    Will Rogers (1879) as quoted on Becoming Minimalist, 1 April 2011

  14. #14
    Registered User Debbie-cat's Avatar
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    Woo hoo!! That's wonderful!!
    Dh Bob FIL
    DS (21) at Lakehead U - go Thunderwolves!


    www.ouroldhomestead.blogspot.com

    2012 Exercise Challenge - 5,358 min
    2012 Water Challenge - 7,330 oz
    May No Spend Days - 0 /20
    Wasted money - May total - $0
    2012 Change Jar - $ 37.20
    No Eat Out - 114 /365
    2012 Reading Challenge - 3 /12
    2012 Home Project - May - 4 totes 0 /4, organizing laundry room
    20 Wishes Challenge - 3/20
    12,400 /36,500 squats
    2012 Coupon Challenge - $416.06

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