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  1. 12-15-2011, 07:48 AM #1
    Lady_V
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    *ahem* Attention please...

    Ladies and Gentlemen, hold on to your jaws!

    After a minor set-back, I am proud to say...

    (drumroll please)

    WE'RE COMPLETELY 100% DEBT FREE!!!

    FF bef
    NO mortgage
    NO car payments
    NO cruise payments

    -=Watch out 3m ef, we're coming for you=-
    I can't be out of money... I still have checks left!

    Momma to the Diva
    Old Lady to the Old Man
    My Blog: http://more-than-bonbons.blogspot.com

    BS1: DONE BS2: DONE BS3: working on it BS4 :eventually (at 3% now) BS5: DONE BS6: DONE BS7: someday
    OMG, we're going on our first cruise together??? 2 July 12
    2012 Challenges
    Change Jar
    Vacation Fund - done
    Drink Water
    Get Moving
    100% Homemade Holidays
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  2. 12-15-2011, 07:54 AM #2
    Incognito
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    Smile

    You:

    Us:

    CONGRATULATIONS!!!
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  3. 12-15-2011, 07:55 AM #3
    Russ
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    WAAAAAAHOOOOOOO!

    You are AWESOME!!! WAY TO GO!

    CONGRATULATIONS!
    Russ

    Truck payments: 10 9 8 7 6 5 4 3 2 1 WAHOO!
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  4. 12-15-2011, 08:13 AM #4
    227melissa
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    Congrats !!!!!!!!!!!!!!!!!!!!!


    Debt free for the first time in my life !!!!!!!
    Roll Tide !!!!!!!!!!!!
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  5. 12-15-2011, 08:22 AM #5
    Ceashels
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    !!!you rock!!!!



    Congratulations on such a wonderful accomplishment! Couldn't it just make you burst sometimes?
    The Free Spirit Saver who walks the path with Greebo.

    Onboard with a modified Dave Ramsey Plan
    Budget: "Every month! On paper, on purpose!"


    Gardening somewhere between Zone 6b and 7a.
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  6. 12-15-2011, 08:27 AM #6
    SwirlyThing
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    Congratulations! Gotta love that feeling of being debt free!
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  7. 12-15-2011, 08:33 AM #7
    Greebo
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    AWESOME!!!

    Don't forget to update your siggy!
    If you could kick in the pants the person responsible for your problems, you wouldn't be able to sit for a month.

    Did you know that a 4 year student paying $20,000/year who finances their education graduates with over $103,000 in debt to start? But a student who works and pays cash and takes 6 years to graduate ends with $6,300 in their pocket! So much for "getting a head start by financing!"

    Greebo    (Nerd Spender): Loving and extremely patiently tolerated husband of ceashels.
     WARNING: Y Chromosome behind the keyboard. Adjust your listening filters appropriately!

    Three     Two mortgages, two one no car loans, one no credit cards, and a partridge in pear tree!
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  8. 12-15-2011, 08:42 AM #8
    Darlene
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    Congratulations!
    Attached Images Attached Images
    ~*Darlene*~
    Live Well~LaughOften~Love Much

    "Too often we underestimate the power of a touch, a smile, a kind word, a listening ear, an honest compliment, or the smallest act of caring, all of which have the potential to turn a life around."
    Leo Buscaglia

    2012 Challenges
    Books Read: 43
    :



    Become a Fan of Frugalvillage on Facebook!
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  9. 12-15-2011, 08:47 AM #9
    OOwl
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    Great! That happiness is just over-the-top wonderful! Congratulations on your milestone!
    Totally debt free since January 2011.
    Fully funded Emergency Fund complete December 12, 2011! Yeah!
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  10. 12-15-2011, 09:13 AM #10
    Debbie-cat
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    Wooohooo!!!! CONGRATULATIONS!!!!
    Dh Bob FIL
    DS (21) at Lakehead U - go Thunderwolves!


    www.ouroldhomestead.blogspot.com

    2012 Exercise Challenge - 5,358 min
    2012 Water Challenge - 7,330 oz
    May No Spend Days - 0 /20
    Wasted money - May total - $0
    2012 Change Jar - $ 37.20
    No Eat Out - 114 /365
    2012 Reading Challenge - 3 /12
    2012 Home Project - May - 4 totes 0 /4, organizing laundry room
    20 Wishes Challenge - 3/20
    12,400 /36,500 squats
    2012 Coupon Challenge - $416.06
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  11. 12-15-2011, 09:42 AM #11
    Lady_V
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    Quote Originally Posted by Greebo View Post
    Don't forget to update your siggy!
    The siggy is updated, the ticker on the bottom is the 12/12/12 project - I am aiming for the 3 month emergency fund.

    THANK YOU EVERYONE! I knew I could share it with all of you and you'd understand!
    I can't be out of money... I still have checks left!

    Momma to the Diva
    Old Lady to the Old Man
    My Blog: http://more-than-bonbons.blogspot.com

    BS1: DONE BS2: DONE BS3: working on it BS4 :eventually (at 3% now) BS5: DONE BS6: DONE BS7: someday
    OMG, we're going on our first cruise together??? 2 July 12
    2012 Challenges
    Change Jar
    Vacation Fund - done
    Drink Water
    Get Moving
    100% Homemade Holidays
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  12. 12-15-2011, 10:02 AM #12
    VanVivCam
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    That is sooo wonderful! Congrats to you and your family!!! What a terrific feeling!!!! Way to go!!!
    Mom to Sara Louise (11) Wife to wonderful hubby Chad

    and furbabies Morrison passed away 12/9/07...will be missed greatly and Casey our German Shepherd mixed mutt from the local animal shelter
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  13. 12-15-2011, 10:06 AM #13
    Ponderer
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    WOOHOO...LOOK AT YOU!!!! Congrats on a fabulous accomplishment!!!
    Right is right even if no one else is doing it. Wrong is wrong even if everyone else is doing it.

    IF IT IS TO BE.....IT IS UP TO ME
    The 12/12/12 project!
    $12,548.54 of $24,202.77 PAID since 11/11/11! 48% to go!!!

    Kitty mommy to:
    JC
    Jack
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  14. 12-15-2011, 10:54 AM #14
    frugal is fun
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    Wow! Way to go Lady V.

    I'm teary eyed with happiness for you!
    Judy


    never loose site of the big picture
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  15. 12-15-2011, 10:59 AM #15
    Sumacaroni
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    Soooo dang happy to hear your news!! Ginormous congratulations coming your way!! Oh happy days ahead while you build that EF!!
    3/26 Afghan #3: 58 done of 191 rows
    Use-it-Up Challenge: 38 tote blocks done
    Crochet Gift Stash: 18 dishcloths, 1 towel, 2 afghans, 2 totes
    Pound-A-Week Challenge: Week 21, dropped 17 of 21 lbs.
    Change Jar Challenge ($vacation$): $49.88 Cashed in for Florida! 4/2012
    Reading Challenge: 3/12
    ~~~~~~~~~~
    DR Step 1: Done
    DR Step 2: Started 1/2011 w/$19,644, Done: 2/24/2012
    Step 3 by 12/12/12: FFEF progress: $3850
    Mower replacement - paid $3000 CASH 5/2012
    Truck replacement fund: $0
    Step 4: Jack up retirement % by 1/2013
    Step 5: DS19 12/2012, DS14 2015, DD13 2017
    Step 6: Hit the mortgage thru 2018
    Step 7: Build WEALTH & GIVE!
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