Lowered Some Bills ...Long

**tammy88** · 08-08-2007, 01:17 PM

Since my husband was laid off in december money has been tight and bills have suffered some. Cingular suffered the most, we had a plan for 550 minutes because my husband had, hince had a company cell phone well when he was laid off he started using our cell phone and we went way over and the lady told us to go for the 3000 minute plan. which cost 180.00 a month. well it had been hard to make that payment and we were getting behind, we were supposed to make a $200 payment to day on a payment plan thing but my husband is having a hard time getting his check from his last employer (we changed jobs for more money and insurance about a week ago) so anyways i only had about 150-160 that i could pay them today and the other 40-50 bucks on Saturday the first lady wouldnt help me. so i called back a little while later and i was little upset i was angry just sad and got a nice person. she looked at the history and said there was no reason for the person to put us on a 3000 min plan because we rarely went over 1000 minutes so she back dated everything and changed the plans. and accepted the 160 today and the other 30 on Monday. now our bills shouldnt be more than 100-105.00 with taxes!!

now i need another cell phone because hubby walked in the river with his in his pants, AGAIN! so he has mine.
any one have a cingular cell phone to cell????

i also saved money on my car insurance recently we have been using an agent hear in town for around 5 years or so. my husband is older then me and had a couple things on his driving record and i had one or two. we had 3 vehicles on the policy one full coverage 2 just liablity and were paying just over 200.00 a month!!! and i called because i was frustrated with paying that and told them I was looking without their help (they switched me like ever 6 months to find the "best" rate) they were so mad i got with nationwide and geico, geico won out with a 64.00 a month policy. we are down to the 2 vehicles but we had to list all 3 to get an additional discount, then he removed the 3rd vehicle and our payments are $64.00 a month !!!! im so excited about it!!! thats a savings of...$1632.00 a year!

i feel much better than i did an hour ago

**Darlene** · 08-08-2007, 01:37 PM

Wow, that's a roller coaster ride, glad things are leveling out for you.

**kittykatstrong** · 08-08-2007, 08:40 PM

I love finding the best rate even if the companies don't. You sound like you are getting some good rates.

Katy

**FrugalMomof3** · 08-09-2007, 08:45 AM

Wow that' great in reducing those bills, glad you were able to get the help you needed.

**frugalfarmwife** · 08-09-2007, 09:14 AM

Great job in lowering the bills, give yourself a BIG ol pat on the back, you deserve it! And then look for a waterproof phone for that hubby, lol

kj

**tammy88** · 08-09-2007, 12:08 PM

Thanks

lol..hubby really does need water proof, drop proof, and kid prood cell phone
our son "cleaned" my cell phone in the toilet a few months back. he said he wanted to make it "all shiney and brand new"...He's only 2..and the phone dried out.