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01-25-2008, 04:18 PM #1Registered User
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Not sure where to post my thank you...
I've been a member here for awhile now but I wanted to take a few minutes to thank everyone involved with Frugal Village. I was working in a job I hated even though it paid well. I had credit card debt of about $6000 (not HUGE but definitely a stressor for me) that never went away, despite my constant payments (duh...need to stop using it AND make payments for the balance to drop). For the life of me, I couldn't figure out why I was living paycheque to paycheque. I was very unhappy about my life and frankly, felt lost. Coming by this website, reading other people's posts, absorbing ("stealing"!!) their ideas and generally just seeing how people could choose to do something that made them happy by making changes with their finances really kept me going. It took me a few months but I managed to change things. I work at a job I enjoy despite the lower pay and have managed to almost completely pay off my CC (it will be paid off Feb 2nd, after my paycheque clears and I make the last transfer!!).
Everybody here helped me re-evaluate my priorities and without realizing it, provided the support and inspiration for me to make the necessary changes. My new job has an intense schedule that involves being out of town about two-thirds of the month and makes some aspects of frugality VERY hard to accomplish so I'm haven't earned my black-belt in the frugality department (yet!!) but you have taught me how to look at everything differently and make frugality "work" for me. So, from the bottom of my heart, thank you.
I want to kill my mortgage! 192,391/197,370 (since July 2011)
I'm attempting to live by the principles of The Compact in 2012. Wish me luck!
2012 Financial goals
- make an extra $15k over and above any flying pay (1705/15000)
- pay an extra $1750 off my mortgage (557/1750)
- bring EF back to $10k - $3533 left to save
- avoid lifestyle inflation
- improve investment plan (change accounts) - *grumble grumble* Bank made a mistake, need to re-do paperwork
The Financial Goals I've achieved: increased RSP contribution to $300/mth, posted budget on FV for review, saved $1600 to go on vacation
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01-25-2008, 04:20 PM #2Registered User
- Join Date
- May 2007
- Location
- Northern Nevada
- Age
- 39
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- 871
- Post Thanks / WTG / Hug

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Congrats! It must feel WONDERFUL to know you're going to be debt-free!
Stacey
Credit Card Debt $8,635/$15,550
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01-25-2008, 04:21 PM #3
Congratulations, on all the good work you have done. I know you probably feel great about getting that cc paid off...
Goodluck and keep us posted..
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01-25-2008, 04:41 PM #4Moderator
- Join Date
- Apr 2007
- Location
- Baltimore, Md
- Posts
- 3,608
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Well done Lass. Congratulations.
The Free Spirit Saver who walks the path with Greebo.
Onboard with a modified Dave Ramsey Plan
Budget: "Every month! On paper, on purpose!"
Gardening somewhere between Zone 6b and 7a.
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01-25-2008, 04:43 PM #5
That is wonderful news!! Congratulations!!
:
~Non-Mortgage Debt: $2,440.95~
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01-25-2008, 04:49 PM #6
I'm so happy for you! What a wonderful story. Keep on being happy and enjoying your life.
~*Darlene*~
Live Well~LaughOften~Love Much
"Too often we underestimate the power of a touch, a smile, a kind word, a listening ear, an honest compliment, or the smallest act of caring, all of which have the potential to turn a life around."
Leo Buscaglia
2012 Challenges
Books Read: 43
:
Become a Fan of Frugalvillage on Facebook!

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01-25-2008, 04:54 PM #7Registered User
- Join Date
- Jun 2007
- Location
- Upstate NY
- Age
- 59
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WTG
I am so happy for you.
Let us know how everything goesTo be One With The Universe In Spirit, Mind and Body
BEF $ 0/ $1000
"Every achiever that I have ever met says, 'My life turned around when I began to believe in me.'"
~ Dr. Robert H. Schuller, Minister and Author~
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01-25-2008, 05:52 PM #8
Good for you!! Congratulations!
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01-25-2008, 05:56 PM #9
WTG and Congrats! It's good to hear another success story that was inspired and nurtured by FV.
Donna F.
We're DEBT FREE
Pay It Foward
Nov. Eat Out Days - 0/30
Nov. Grocery Challenge - $70/$425
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01-25-2008, 06:09 PM #10
I am so happy for you and yes, such a wonderful story, keep up the great work!
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01-25-2008, 07:03 PM #11
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01-25-2008, 08:42 PM #12
Congratulations to you!
And good luck with your frugal journey." May we never let the things we can’t have or don’t have or shouldn’t have spoil our enjoyment of the things we do have and can have. As we value our happiness, let us not forget it. One of the greatest lessons in life is learning to be happy without the things we cannot or should not have."
-Richard L. Evans
~Check out C@rols Blog on FV
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01-28-2008, 01:43 PM #13
much congratulations!!!!!!!
Sheri














GO COLTS!!!!!
Wife to Dale
Mom to Paige and Abbie
dogmom to Casey and Callie
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01-28-2008, 07:49 PM #14
Good for you!

--Michelle~ Michelle
Wife to DH--
Mom to DS--
and DD--
Avatar picture--Taken at Comanche Lookout Park, San Antonio,Tx. April,2010
Mortgage -- $53,077.24
March Emergency Fund Challenge-- $100 /$200
----------------------
"The time to save is now. When a dog gets a bone, he doesn't go out and make a down payment on a bigger bone. He buries the one he's got." --Will Rogers
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01-28-2008, 08:09 PM #15
Congratulations on a job well done!
"Strong is what we make each other." ~ Marge Piercy
2012:
2012 Penny Challenge: $10.70
2012 Change jar Challenge: $12.40
2012 Quarters Challenge: $16.75
2012 Coupon Savings Challenge: $92.19
2012 EF Challenge: $90.80
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