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  1. #1
    Registered User
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    Talking Not sure where to post my thank you...

    I've been a member here for awhile now but I wanted to take a few minutes to thank everyone involved with Frugal Village. I was working in a job I hated even though it paid well. I had credit card debt of about $6000 (not HUGE but definitely a stressor for me) that never went away, despite my constant payments (duh...need to stop using it AND make payments for the balance to drop). For the life of me, I couldn't figure out why I was living paycheque to paycheque. I was very unhappy about my life and frankly, felt lost. Coming by this website, reading other people's posts, absorbing ("stealing"!!) their ideas and generally just seeing how people could choose to do something that made them happy by making changes with their finances really kept me going. It took me a few months but I managed to change things. I work at a job I enjoy despite the lower pay and have managed to almost completely pay off my CC (it will be paid off Feb 2nd, after my paycheque clears and I make the last transfer!!).

    Everybody here helped me re-evaluate my priorities and without realizing it, provided the support and inspiration for me to make the necessary changes. My new job has an intense schedule that involves being out of town about two-thirds of the month and makes some aspects of frugality VERY hard to accomplish so I'm haven't earned my black-belt in the frugality department (yet!!) but you have taught me how to look at everything differently and make frugality "work" for me. So, from the bottom of my heart, thank you.

    I want to kill my mortgage! 192,391/197,370 (since July 2011)

    I'm attempting to live by the principles of The Compact in 2012. Wish me luck!

    2012 Financial goals
    • make an extra $15k over and above any flying pay (1705/15000)
    • pay an extra $1750 off my mortgage (557/1750)
    • bring EF back to $10k - $3533 left to save
    • avoid lifestyle inflation
    • improve investment plan (change accounts) - *grumble grumble* Bank made a mistake, need to re-do paperwork

    The Financial Goals I've achieved:
    increased RSP contribution to $300/mth, posted budget on FV for review, saved $1600 to go on vacation

  2. #2
    Registered User StaceyS's Avatar
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    Congrats! It must feel WONDERFUL to know you're going to be debt-free!
    Stacey

    Credit Card Debt $8,635/$15,550

  3. #3
    Registered User lwlynch's Avatar
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    Congratulations, on all the good work you have done. I know you probably feel great about getting that cc paid off...
    Goodluck and keep us posted..

  4. #4
    Moderator Ceashels's Avatar
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    Well done Lass. Congratulations.
    The Free Spirit Saver who walks the path with Greebo.

    Onboard with a modified Dave Ramsey Plan
    Budget: "Every month! On paper, on purpose!"


    Gardening somewhere between Zone 6b and 7a.

  5. #5
    Registered User kcsmom76's Avatar
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    That is wonderful news!! Congratulations!! :
    ~Non-Mortgage Debt: $2,440.95~

  6. #6
    Super Moderator Darlene's Avatar
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    I'm so happy for you! What a wonderful story. Keep on being happy and enjoying your life.
    ~*Darlene*~
    Live Well~LaughOften~Love Much

    "Too often we underestimate the power of a touch, a smile, a kind word, a listening ear, an honest compliment, or the smallest act of caring, all of which have the potential to turn a life around."
    Leo Buscaglia

    2012 Challenges
    Books Read: 43
    :



    Become a Fan of Frugalvillage on Facebook!

  7. #7
    Registered User Holly's Avatar
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    WTG
    I am so happy for you.
    Let us know how everything goes
    To be One With The Universe In Spirit, Mind and Body




    BEF $ 0/ $1000








    "Every achiever that I have ever met says, 'My life turned around when I began to believe in me.'"
    ~ Dr. Robert H. Schuller, Minister and Author~

  8. #8
    Registered User mom2matty's Avatar
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    Good for you!! Congratulations!

  9. #9
    Registered User Its_Donna's Avatar
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    WTG and Congrats! It's good to hear another success story that was inspired and nurtured by FV.
    Donna F.

    We're DEBT FREE

    Pay It Foward

    Nov. Eat Out Days - 0/30

    Nov. Grocery Challenge - $70/$425

  10. #10
    Registered User FrugalMomof3's Avatar
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    I am so happy for you and yes, such a wonderful story, keep up the great work!

  11. #11
    Registered User erinny1983's Avatar
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    that's so great. go you!!!

  12. #12
    Registered User C@rol's Avatar
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    Congratulations to you!
    And good luck with your frugal journey.
    " May we never let the things we can’t have or don’t have or shouldn’t have spoil our enjoyment of the things we do have and can have. As we value our happiness, let us not forget it. One of the greatest lessons in life is learning to be happy without the things we cannot or should not have."
    -Richard L. Evans

    ~Check out C@rols Blog on FV

  13. #13
    Registered User lovestoread's Avatar
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    much congratulations!!!!!!!
    Sheri











    GO COLTS!!!!!


    Wife to Dale
    Mom to Paige and Abbie
    dogmom to Casey and Callie

  14. #14
    Registered User Michelle68's Avatar
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    Good for you!


    --Michelle
    ~ Michelle



    Wife to DH--
    Mom to DS--
    and DD--

    Avatar picture--Taken at Comanche Lookout Park, San Antonio,Tx. April,2010
    Mortgage -- $53,077.24
    March Emergency Fund Challenge-- $100 /$200
    ----------------------
    "The time to save is now. When a dog gets a bone, he doesn't go out and make a down payment on a bigger bone. He buries the one he's got." --Will Rogers

  15. #15
    Registered User emily_hope's Avatar
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    Congratulations on a job well done!
    "Strong is what we make each other." ~ Marge Piercy

    2012:

    2012 Penny Challenge: $10.70
    2012 Change jar Challenge: $12.40
    2012 Quarters Challenge: $16.75
    2012 Coupon Savings Challenge: $92.19
    2012 EF Challenge: $90.80

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