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Thread: Thrifty Thursday - 6-3-10
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06-03-2010, 10:39 AM #1Registered User
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Thrifty Thursday - 6-3-10
Got a meeting this morning and then I'm off to buy a few groceries that DH forgot to tell me he needed while I was at the store yesterday. Have some cleaning and laundry to do, then hopefully I'll get a chance for some time to myself later this evening to scrapbook and get started on some Christmas 2010 projects!
May Goals:
Only $300 for groceries this month - $206/$300
Monthly coupon/valued customer savings = $14.08
No wasted food!
Stick to budget!
Track spending DAILY
Get checkbook balanced
Save $200 toward EF: $85/$200
2012 FV Challenges: Try New Recipes Challenge: 22/52, Menu Planning Challenge: 21/52, Grocery Reduction Budget Challenge, Change Jar Challenge: $27.81 as of 1-14-12, Lose A Pound A Week Challenge: 3/48, No Wasted Food Challenge
2012 Goals
1. To pay off CC (only $917.15 left!) and never again charge more than I can pay off each month.
3.Snowball the CC and Sears card payments into hospital bill (due w/ Baby #2 via C-section in mid-January). Pay that off ASAP.4. Snowball payments into DH's student loan (as of 12/4/11 there's still $4770.84 remaining). Pay off by 12/31/12.
5. Keep our grocery budget to $300 each month.
6. Use Dave Ramsey's budget sheet and get on track with this each pay period.
7. Get and keep checkbook balanced and keep an eye (weekly if not daily) on our e-statements.
8. Get savings account up to $8,000 (incl. emergency fund)
9. Make 2 Christmas gifts per month: 0/24.
10. Get our home organized: use a receipt book, keep my coupon organizer in check, have a touch-once policy for paper (touch once and then file or toss).
11. Achieve "give or get" goal of $1500 for the board I serve on by 9/30/12.
12. Taxes filed by March 17.
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06-03-2010, 11:08 AM #2Registered User
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I finished part of a big project yesterday so today have that "What now feeling?"...guess I should start the day by making a project list to avoid this for the rest of the summer.
Working on Our Debt a Day at a Time:
Chase #1: Paid $1307.12 of $1925.04
Bank of America: Paid $1054 of $1600
Dillard's: Paid $953 of $1750
Medical (too much to list so I am going one at a time):
Amex #1: Paid $3975.50 of $3975.50 Paid in Full 3/09
Chase #2: Paid $4489.75 of $4489.75 Paid in Full 12/09
Macy's: Paid $337.24 of $337.24 Paid in Full 9/10
Lane Bryant: $300 of $300 Paid in Full 7/10
MRI Paid $1080 of $1080 Paid in Full 2/11
Amex #2: Paid $8286.17 of $8286.17 Paid in Full 7/11
Foot Surgery: Paid $1759 of $1759 Paid in Full 8/11
Furniture: Paid $2000 of $2000 Paid in Full 3/12
2012 Fling 390/2012
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06-03-2010, 11:27 AM #3Registered User
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*DD and DS are volunteering at the museum this morning. Well, DD is volunteering and DS is finishing up his volunteer training.
*I've got an appointment with my endocrinologist this afternoon.
*DS made all-stars and he has practice tonight.
*Still trying to get everything bought and packed for DD to go to Girl's State. She leaves Sunday and I still have lots to do.
*Waiting on Fed-Ex to deliver a package from Nike.com. Used some of my coke rewards points for 3 $50 gift cards. Ordered DS a new pair of cleats, couple of shirts and DD some athletic shorts and a backpack.
*DD wants her BFF to spend the night tonight. But, they need to clean up some before I will give the OK.
Have a great day, ya'll!!!DD (19)
DS (16)
DH (Knocking on 40's door)
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06-03-2010, 03:04 PM #4Moderator
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Started today by getting my lunch together only to find DH had the rest of my wun tun min as a snack last night - trying not to be irritated!!
Last day before my students arrive for summer school so am finishing up the room and getting activities ready for them.
This afternoon I have physical therapy, then a massage.
I will then just ooze into the evening and probably do some quilting!!Travel light. The baggage of the past can only hold you back.
“Decluttering isn't just simplifying your life. It's having a vision, setting new priorities and using those notions to get rid of obstacles.”
— Peter Walsh
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