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  1. 01-03-2012, 09:10 AM #1
    nessarowdy
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    Default Tightwad Tuesday, 1/3/12

    Good morning!!

    It's mine and the kids' 1st day back to reality after a much needed long Christmas break. Sigh, it's gonna be a rough one this morning.
    My girls love school, but my son HATES HATES HATES it. Hoping I can find my inner cheery morning person and get him out the door in one piece!!

    So, work for me today. I need to run some errands on my lunch break, but I'm unsure of what to get first, so I will have to ponder that. After school, dd2 has girl scouts, but other than that, no activities.

    Tonight I need to finish up ds' birthday invitations to hand out tomorrow at school for his party on Saturday. I thought I would get them done yesterday, but I ran out of time.

    Have a great day, everyone!

    -Vanessa
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  2. 01-03-2012, 11:02 AM #2
    AspiringToBeFrugal
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    Good morning to you! Lots to do today:
    ~ Laundry
    ~ Fold and put away all laundry
    ~ Get DS's birthday invitations done and ready to mail
    ~ Thank you cards--Christmas gift and family who delivered food to us yesterday
    ~ Deposits at bank and credit union
    ~ Budget for DH's paycheck (per Dave Ramsey's FPU info)
    ~ Buy milk and bananas
    May Goals:
    Only $300 for groceries this month - $206/$300
    Monthly coupon/valued customer savings = $14.08
    No wasted food!
    Stick to budget!
    Track spending DAILY
    Get checkbook balanced
    Save $200 toward EF: $85/$200

    2012 FV Challenges: Try New Recipes Challenge: 22/52, Menu Planning Challenge: 21/52, Grocery Reduction Budget Challenge, Change Jar Challenge: $27.81 as of 1-14-12, Lose A Pound A Week Challenge: 3/48, No Wasted Food Challenge

    2012 Goals

    1. To pay off CC (only $917.15 left!) and never again charge more than I can pay off each month.
    2. Snowball the CC payment into Sears Credit Card bill (no interest) and get it paid off ASAP.
    3. Snowball the CC and Sears card payments into hospital bill (due w/ Baby #2 via C-section in mid-January). Pay that off ASAP.4. Snowball payments into DH's student loan (as of 12/4/11 there's still $4770.84 remaining). Pay off by 12/31/12.
    5. Keep our grocery budget to $300 each month.
    6. Use Dave Ramsey's budget sheet and get on track with this each pay period.
    7. Get and keep checkbook balanced and keep an eye (weekly if not daily) on our e-statements.
    8. Get savings account up to $8,000 (incl. emergency fund)
    9. Make 2 Christmas gifts per month: 0/24.
    10. Get our home organized: use a receipt book, keep my coupon organizer in check, have a touch-once policy for paper (touch once and then file or toss).
    11. Achieve "give or get" goal of $1500 for the board I serve on by 9/30/12.
    12. Taxes filed by March 17.
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  3. 01-03-2012, 12:16 PM #3
    Lady_V
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    First day back to school here too... we almost didn't make it!

    7:48 - roll over, look at clock and start the panic dance
    8:20 - we arrive at the school, 9 miles away... Diva is fully dressed, with clean teeth, brushed hair, fed, and lunch packed.

    I'm still not sure how we did it - but I'm glad we did!

    When I finally got home, I crawled to the coffee pot, nothing big to do today. working on a scarf for a friend, wrote another blog entry, and knitting more until it's time to pick Diva up from school.

    Dinner will be pasta, meatballs and garlic bread - All over easy day
    I can't be out of money... I still have checks left!

    Momma to the Diva
    Old Lady to the Old Man
    My Blog: http://more-than-bonbons.blogspot.com

    BS1: DONE BS2: DONE BS3: working on it BS4 :eventually (at 3% now) BS5: DONE BS6: DONE BS7: someday
    OMG, we're going on our first cruise together??? 2 July 12
    2012 Challenges
    Change Jar
    Vacation Fund - done
    Drink Water
    Get Moving
    100% Homemade Holidays
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  4. 01-03-2012, 02:38 PM #4
    hmcart
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    back to work here today! It is good to be back on our routine!
    Holly

    My blog: www.littlebitoflifephotography.blogspot.com

    February challenges
    eat at home days 0/25
    groceries 0/400
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  5. 01-03-2012, 03:04 PM #5
    shoiji
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    Went to hairdresser then the thriftstore. Was able to find 3 purses for a total of $10. One is a portolano leather purse. Really happy about the finds.
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  6. 01-03-2012, 04:23 PM #6
    MaryinFL
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    Worked half a day today, went to bank and paid an extra $116.50 on my car loan, deposited $25 into my savings, and probably put too much into my checking that could have gone on the car or into my EF, but will figure that out later and move it if necessary.

    Working on a budget, picked up coin wraps from bank to start wrapping last years coin jar, listed knitting books in For Sale forum.

    Rest of the day will be housecleaning, getting some clothes out for the consignment shop, and ordering my credit reports to make sure they are in order.
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  7. 01-03-2012, 04:23 PM #7
    kimmy4433
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    Today was back to school day here too.

    ~More laundry
    ~Lunches made for DH & DD
    ~Hot Dogs for dinner
    ~Look around for health insurance

    Have a great day!
    Married to my highschool sweetheart, DD 6 DS 9 months

    January Eat At Home 0/31

    Debt Paid $2115.66

    CHALLENGES:
    Debt free (except mortgage) 12/12/2012
    New skill a month 1/12 (sewing)
    250/2012 Fling
    New recipe a month 1/12 (Stir fried rice)
    Homemade Christmas 2012

    $45,435.51
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  8. 01-03-2012, 05:50 PM #8
    Lora88
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    Work again today made ds and dh lunches and straightened up the house when I got home dinner is roast chicken fixed a broken zipper on a jacket paid some bills and took care of issues with my mothers nursing home Just waiting till dinner is done will clean up kitchen throw some laundry in take a shower and collapse work again tommorrow Happy ncis is on tonite Have a great evening everyone
    Married to DH Manny 22 years


    Mom to DS Rob dil Kelly Ds Tom DD Jen soninlaw Jason DS Manny jr

    Furbabies Foxy and Loki
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  9. 01-03-2012, 11:24 PM #9
    gottadance
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    Very productive, busy day - took a vac day today and got a bunch of stuff done:
    • Roasted half chicken in slow cooker w/carrots/radishes/onions
    • Oven roasted other half chicken with BBQ sauce
    • Cooked innards to make chicken broth
    • Used chicken broth to make brown rice and mashed potatoes
    • Fed cats innards instead of store-bought cat food
    • Organized mudroom
    • Finished last load of laundry
    • Cleaned bedroom and kitchen windows
    • Emptied and reloaded dishwasher
    • Cleaned kitchen counters
    • Changed bunny litter


    Whew! Now I need a vacation day from my vacation day!
    Goals:
    Lose 25 lbs (exercise at least 3 times/wk/eat healthy)
    Spend less
    Save more $ in ES
    Frugal challenge
    Do three things daily
    One new recipe a week
    Prep for zombie apocalypse
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