If you can get some money saved up you can do what we do and that is pre pay your heating oil.(I think most oil co. have a simular program) We lock in a price & pay all our heating oil in June. So this year they said it was 1.48 gal. and based on our use of 360 gal for a year we prepaid $533. So as long as we don't go over 360 gal we're all set. Some years the regular prices go below what we paid and we were out of luck but that doesn't happen often.
Nice having it all paid and not get that monthly bill.
We don't use much oil because we use our fireplace that has an insert in it that cranks the eat thru the house. We cut down our own trees, split & stack to save $$.