Frugal discussions often mention pampering yourself. One way to experience luxury on a shoestring is by investing in a quality set of towels. White sales are approaching, so if your towels are threadbare and scratchy, now is a good time to buy a new set. You have an opportunity to buy high-quality towels that will last for years without paying a high price. Your old set can be used for …

Fridge check! When is the last time you cleaned and organized your refrigerator? If you lose food in your refrigerator, shove in food to make it fit or aren’t sure how old food is, it’s time to create a new organizational system. Your goal should be to have all food easily accessible and stored properly so you reduce waste.
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photo by nate

DEAR SARA: There is wallpaper in one area of the house, and that is the stairs to the downstairs family room. It’s a small set of stairs, but the paper was peeling, so we want it off. We don’t want to spend the money to rent a steamer, but we don’t know what else to do because what we’re using isn’t working. This stuff is on there tough! …

photo by jswieringa

If there isn’t money enough to go around, starting an emergency fund seems impossible. If an emergency happens, like a car breaking down, people pop the repair bill on their credit card. When life’s emergencies continue to happen, the debt increases and this cycle becomes a financial mess.
You need money that is easily accessible in case of an emergency. Make it a priority. Calculate your expenses, try …

photo by rberteig

Moving can be overwhelming and chaotic. The process will run more smoothly if you’re well organized, plan ahead and recruit help. Readers share their best tips to save your sanity during a move.
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