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I'll be sharing some things that I hope visitors will find interesting and helpful. Enjoy!

  1. Ten Reasons For Living Debt Free

    by , 03-24-2010 at 05:00 PM ([email protected]'s Blog)
    Ok, so plenty of people have written on the fundamental advantages of living debt-free. This post is a little different. I wanted to provide ten “lesser known” reasons for living debt free. I want to shed light on things that don’t really show up on the surface of analyzing leveraged living, but become evident as one begins to live freer and freer of debt. In no particular order:

    1. It teaches you self discipline. Walking away from a purchase you can’t afford flexes your “self-discipline ...
    Tags: debt, money, saving
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  2. The Positive Financial Effects of New Year’s Resolutions

    by , 12-26-2009 at 03:23 PM ([email protected]'s Blog)
    We’re heading toward the time of year when thoughts turn to New Year’s resolutions. Maybe you’re making some specific financial resolutions: To get out of debt, save for a home, increase your retirement savings, or cut your grocery spending. Those are great ideas, but even if your resolutions aren’t specifically financial, your hard work to improve other areas of your life can have some financial benefits you might not expect. Here are some popular resolutions and their financial benefits.
  3. Getting Past Being Appalled

    by , 09-22-2009 at 08:20 PM ([email protected]'s Blog)
    One of the things I’ve learned living a debt free life is never to dismiss anything out of hand. Whenever I see a money saving tip, investment strategy, or other money management idea I don’t automatically pooh-pooh it as something I can’t do. I’m always willing to try something new — or at least investigate it further — before deciding whether it will work for me or not.

    Contrast this with many of the people I deal with who not only dismiss many money management ideas, they are ...
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  4. Is Anything That You Own Worth Living Paycheck to Paycheck to Pay for?

    by , 09-22-2009 at 07:46 PM ([email protected]'s Blog)
    This is a simple question that I ask myself that helps me stay debt free. It may sound infantile or even stupid to some, but if you take the question seriously each time you ask it as I have, it has saved me from making a lot of poor purchases over the year. I know because when I was younger, I did live paycheck to paycheck. The question is:

    Is anything that I own that’s worth living paycheck to paycheck to pay for?

    Is the new car that I want worth living paycheck to ...
  5. Getting Past “It’s impossible” to “I can do this”

    by , 09-14-2009 at 10:00 AM ([email protected]'s Blog)
    I know several people who, rather than trying to deal with their finances, have simply thrown up their hands and declared that it’s impossible, so why bother. They say things like, “I owe so much I’ll never get out of debt so why pay anything?” or, “I don’t know where to start; it’s too overwhelming so I just let it go,” or “This stuff is over my head and I don’t have time to learn.” Or, they see some news story about how you’ll never catch up if you’re fifty-five and have no retirement savings, ...
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